Exzeo Group Ratios and Metrics

Market cap in millions USD. Fiscal year is January - December.

Millions USD. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2020
Period Ending	Mar '26 Mar 20, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '20 Dec 31, 2020
Market Capitalization	1,419	2,201	-	-	-	-
Enterprise Value	1,117	2,068	-	-	-	-
PE Ratio	15.84	27.86	-	-	-	-
PS Ratio	6.39	9.95	-	-	-	-
PB Ratio	5.55	8.66	-	-	-	-
P/FCF Ratio	14.52	22.59	-	-	-	-
P/OCF Ratio	14.11	21.95	-	-	-	-
EV/Sales Ratio	5.05	9.35	-	-	-	-
EV/EBITDA Ratio	9.86	18.26	-	-	-	-
EV/EBIT Ratio	10.13	18.75	-	-	-	-
EV/FCF Ratio	11.46	21.22	-	-	-	-
Debt / Equity Ratio	0.03	0.03	0.54	0.93	-	3.41
Debt / EBITDA Ratio	0.06	0.06	0.20	10.81	-	-
Debt / FCF Ratio	0.07	0.07	0.04	1.18	-	0.77
Net Debt / Equity Ratio	-1.17	-1.17	-2.98	0.72	-	-11.81
Net Debt / EBITDA Ratio	-2.63	-2.63	-1.13	10.58	-	5.04
Net Debt / FCF Ratio	-3.06	-3.06	-0.24	0.91	-	-2.68
Quick Ratio	3.79	3.79	1.07	0.07	-	1.15
Current Ratio	3.86	3.86	1.19	0.81	-	1.27
Asset Turnover	1.01	1.01	0.38	-	-	0.41
Return on Equity (ROE)	61.37%	61.37%	60.36%	-	-	-105.67%
Return on Assets (ROA)	31.54%	31.54%	6.75%	-	-	-8.17%
Return on Invested Capital (ROIC)	47.65%	58.02%	35.52%	1.91%	-261.03%	-70.56%
Earnings Yield	5.58%	3.76%	-	-	-	-
FCF Yield	6.89%	4.43%	-	-	-	-
Payout Ratio	-	-	6.45%	31.51%	-	-
Buyback Yield / Dilution	-3.45%	-3.45%	-1.83%	-0.56%	-0.91%	-

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.

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