Plaid Stock
| Valuation | $8B1 |
| Valuation Date | Feb 26, 2026 |
| Implied Valuation | $8.88B |
| Last Price | $178.50 |
| 52-Week High | $206.48 |
| 52-Week Low | $148.13 |
| YTD Return | -1.10% |
| 1-Year Return | +2.80% |
| 3-Year Return | -34.95% |
| Total Funding | $1.3B2 |
| Latest Round Amount | n/a |
| Latest Round | Secondary |
| Funding Rounds | 10 |
| IPO Status | n/a |
| Expected IPO Date | n/a |
| Revenue | $500M3 |
| Revenue Type | Run Rate |
| P/S Ratio | 16.0 |
About Plaid
Plaid is a financial technology company that lets people connect their bank accounts to apps and services. Its network links more than 12,000 financial institutions to over 9,000 fintech apps and powers account verification, identity checks, fraud prevention, credit underwriting and pay-by-bank payments. Plaid makes money by charging the apps and businesses that use its platform, mostly through usage-based and per-user fees.
Invest in Plaid
Plaid is a private company, so you can't purchase it with a regular brokerage account. However, its shares are available on Clarity (formerly Hiive).
Clarity is a secondary marketplace where accredited investors can buy and sell shares of private, pre-IPO companies. Invest in the world's most exciting startups before they go public.
Invest on ClarityStock Analysis may be compensated for user sign-ups through Clarity links. Clarity is not affiliated with Stock Analysis. Securities offered by Clarity Capital Limited, member of FINRA/SIPC.
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News
Riskified Partners with Plaid to Enhance ACH Payment Security
Riskified and Plaid announced a partnership to combine AI risk intelligence with Plaid's network to help merchants reduce fraud and insufficient-funds risk on ACH payments.
Qualify Borrowers Earlier with Home Lending Insights
Plaid introduced Home Lending Insights for mortgage and HELOC lenders, available through Instant Link to surface income, assets, and cash-flow signals with less borrower friction.
Plaid Launches Credit and Fraud Models Fueled by Cash Flow Data
Plaid is adding new artificial intelligence models to its network that powers digital finance, aiming to help financial firms with their decisions across credit, fraud and payments, the company said i...
Plaid's CFO on Her First Year, and Moving Past ‘Onesie-Twosie' AI Experiments
Good morning. Plaid CFO Seun Sodipo wants her staff to strike up conversations with company leaders about numbers they've crunched in the back office—so much so that it's been a top priority for her r...
Fintech Plaid Bets on Credit Scores to Fuel Next Phase of Growth
EXCLUSIVE: Plaid is doubling down on its credit-scoring business with new AI models as the company aims to chart its next era of growth with a suite of products beyond its core business.
Plaid and Decagon partner to power more impactful financial experiences with AI agents
Plaid partnered with Decagon so its AI customer-support agents can securely connect to and act on consumer-permissioned bank accounts through Plaid.
Tailor your identity verification: new controls in Plaid IDV
Plaid rolled out dashboard controls for Identity Verification, including Rule Group Escalations tied to its Risk Engine and a Pass Rate Preview tool to simulate rule changes before publishing.
Plaid powers Meta's new AI agent, Muse
Plaid said consumers can link financial accounts inside Meta's Muse personal agent so the assistant can use balances, transactions, investments, and mortgage data for personalized finance guidance.
Plaid enables Grok users to connect bank accounts for personalized finance insights
Plaid announced that U.S. Grok users can securely link bank accounts through Plaid to get answers on spending, savings, investments, and cash flow.
Personetics Partners with Plaid to Help Banks Win Account Primacy with Open Finance Intelligence
NEW YORK--(BUSINESS WIRE)--Personetics, the AI Cognitive Banking Platform, today announced a partnership with Plaid, the data network powering the digital financial ecosystem. The integration gives ba...
Sierra and Plaid partner to power AI-driven finance
CNBC's Kate Rooney sat down with Plaid CEO Zachary Perret and Sierra Co-Founder Clay Bavor to talk about the companies' new partnership to let AI agents pay for things on customers' behalf. Plus makin...
Alkami Expands Partnership with Plaid to Deliver Connected Digital Banking Experiences
Integrated Plaid capabilities enable seamless account linking, comprehensive financial visibility, and enriched transaction data directly within the Alkami Digital Banking Platform PLANO, Texas, July ...
Plaid weighs US IPO after $8 billion valuation
Bloomberg reported Plaid is considering a U.S. IPO and has held preliminary discussions with banks after its February 2026 employee share sale valued the company at $8 billion.
Plaid Talks With Banks About Potential IPO
Bloomberg reported Plaid held preliminary discussions with banks about a potential IPO, though CFO Seun Sodipo said the company is not racing to go public.
Plaid and Fin Deliver AI-Powered Support for Bank Account Linking
Plaid and Fin have partnered to enable FinTechs and financial institutions to help their end users connect or reconnect their bank accounts securely within Fin Messenger chat. This capability is enabl...
Plaid Link inside Fin: Fix bank connection issues without leaving the conversation
Plaid and Fin integrated Plaid Link directly into the Fin AI Agent chat so customers can connect or reconnect bank accounts without leaving the support conversation.
Plaid and AI Models Reshape Consumer Financial Data Connectivity
For years, aggregators such as Plaid, MX and Finicity have occupied a central position in digital finance by connecting banks, FinTechs and consumer applications to financial account data.
MeridianLink Partners With Plaid to Streamline Income Verification for Community Financial Institutions
IRVINE, Calif.--(BUSINESS WIRE)-- #digitallending--MeridianLink announced an expanded partnership with Plaid to make digital income verification more accessible to lenders.
Perplexity Uses Plaid to Personalize Money Insights
Managing money has always meant tracking accounts across multiple institutions. Most people never get a complete view unless they maintain spreadsheets.
Exclusive: Plaid buys media company This Week in Fintech
Plaid acquired newsletter publisher This Week in Fintech, which has about 200,000 subscribers, marking the bank-data company's first media acquisition.
Truist expands open banking capabilities with Plaid
Industry-leading partnership will empower consumer and small business clients with streamlined client experience and more control over financial data CHARLOTTE, N.C., March 12, 2026 /PRNewswire/ -- T...
Plaid valued at $8B in employee share sale
Plaid completed a tender offer valuing the fintech at $8 billion, up 31% from its $6.1 billion mark in April 2025, providing employee liquidity without raising growth capital.
Backbase and Plaid partner to bring open finance to AI-powered banking
Backbase integrated Plaid's financial data connectivity into its AI-powered banking platform so banks can onboard customers faster and deliver personalized journeys.
FICO Partners with Plaid to Launch Next-Generation Cash Flow UltraFICO® Score
BOZEMAN, Mont.--(BUSINESS WIRE)---- $FICO--Global analytics software leader FICO (NYSE: FICO) today announced a strategic partnership with Plaid, a leading financial data network, to deliver the next ...
Dave Confirms No Pricing Impact From Recent Plaid / JP Morgan Announcement
Los Angeles, Sept. 16, 2025 (GLOBE NEWSWIRE) -- Dave Inc. (“Dave” or the “Company”) (Nasdaq: DAVE), one of the nation's leading neobanks, today announced that Plaid's new data access agreement with JP...
JPMorganChase and Plaid Announce an Extension to their Data Access Agreement for Sharing of Consumer Permissioned Data
NEW YORK & SAN FRANCISCO--(BUSINESS WIRE)--JPMorganChase (JPMC) and Plaid today announced a renewed data access agreement that will continue to allow their shared customers to safely and securely acce...
Open Banking Solutions Market Surges to $11.7 billion by 2028 - Dominated by Plaid (US), Envestnet (US), Tink (Sweden)
Delray Beach, FL, Aug. 22, 2025 (GLOBE NEWSWIRE) -- According to MarketsandMarkets™, the Open Banking Solutions Market size is expected to grow from USD 5.5 billion in 2023 to USD 11.7 billion by 2028...
JPMorgan says fintech middlemen like Plaid are ‘massively taxing' its systems with unnecessary pings
JPMorgan Chase said that the fintech middlemen that have helped a new generation of financial apps connect with traditional checking accounts are flooding the bank's systems with unnecessary data requ...
MANTL Becomes First Fintech to Offer Plaid Layer
The MANTL – Plaid Layer integration gives regional and community financial institutions the same instant onboarding experience offered by leading neobanks PLANO, Texas , July 9, 2025 /PRNewswire/ -- ...
Experian and Plaid Team up to Unlock Smarter Credit Decisions With Real-Time Cashflow Insights
COSTA MESA, Calif. & SAN FRANCISCO--(BUSINESS WIRE)--Experian® and Plaid team up to help lenders assess risk more accurately, expand access to credit and deliver better outcomes for consumers.
MoneyGram Launches Pay-by-Bank Partnership With Plaid
Payments network MoneyGram says it has launched a partnership with Plaid. The collaboration, announced Thursday (April 17), lets MoneyGram customers in the U.S. use Plaid's technology to help authenti...
Embedded Finance Market Surges to $251.5 billion by 2029 - Dominated by Plaid, Inc. (US) and Klarna Bank AB (Sweden)
Delray Beach, FL, March 28, 2025 (GLOBE NEWSWIRE) -- The Embedded Finance Market is estimated at USD 115.8 billion in 2024 and is projected to reach USD 251.5 billion by 2029, at a CAGR of 16.8% from ...
Goldman Sachs Unit Invests in Plaid, Databricks Company Stakes
Venture capital (VC) firm NEA has reportedly created a $540 million continuation vehicle that has drawn as investors Goldman Sachs Group's alternatives unit, Industry Ventures, Pathway Capital Managem...
TD Bank and Plaid Partner to Ease Access to Apps
TD Bank Group and Plaid have partnered to eliminate the need for TD customers in Canada and the United States to share login credentials with third-party applications.
TD Bank Group and Plaid enter into North American data-access agreement
New agreement will empower TD customers with greater data security and privacy by eliminating the need to share login credentials with third-party applications TORONTO , Dec. 14, 2023 /PRNewswire/ - T...
Plaid taps Adyen executive to lead its European operations
U.S. financial technology firm Plaid has hired Brian Dammeir, a former Adyen executive, as its new head of Europe, the company told CNBC exclusively.
Adyen and Plaid Partner on Pay-by-Bank Offering in North America
Global financial technology platform Adyen has partnered with digital finance firm Plaid to introduce Pay-by-Bank services in North America in early 2024. Adyen has made substantial investments in Nor...
Riskified and Plaid Collaborate on Secure ACH Transactions
Riskified, an eCommerce fraud and risk intelligence firm, has partnered with financial data network Plaid to enhance risk protection for ACH bank payments. This collaboration aims to empower online me...
Riskified Partners with Plaid to Enhance Risk Protection for ACH Bank Payments
NEW YORK--(BUSINESS WIRE)--Riskified's integration with Plaid protects online merchants, marketplaces, and trading platforms from ACH fraud and risk of insufficient funds.
Nuvei and Plaid extend partnership to new regions and eCommerce verticals
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American Express and Plaid Streamline Onboarding for FinTech Apps
American Express and Plaid have partnered to make it easier for customers to use FinTech apps.
2022 Major Layoffs Grow: Adobe Reportedly Cutting 100 Employees While Plaid Axes 260
Forbes is tracking the biggest layoffs in the U.S. this year as companies react to fears of a looming recession.
First Advantage Leverages Plaid APIs to Provide Near-Instant Employment Verifications
Leaders in HR Technology and Financial Technology Collaborate to Deliver Verifications Innovation Leaders in HR Technology and Financial Technology Collaborate to Deliver Verifications Innovation
Green Dot Teams With Plaid for Expanded GO2banking
FinTech and bank holding company Green Dot Corporation is teaming up with payment authentication gateway Plaid to deliver secure and open finance solutions to Green Dot's GO2bank customers. Green Dot'...
Green Dot and Plaid Partner to Give Customers Seamless Access to Their Money Through Secure Open Finance Solutions
AUSTIN, Texas--(BUSINESS WIRE)---- $GDOT #banking--Green Dot Corporation (NYSE: GDOT) today announced it is partnering with Plaid, the data network powering the digital financial ecosystem, to bring s...
FROST BANK PARTNERS WITH PLAID TO BRING OPEN FINANCE SOLUTIONS TO NEARLY 400,000 CUSTOMERS
SAN ANTONIO, Feb. 28, 2022 /PRNewswire/ -- Frost Bank, one of the largest banks based in Texas, has teamed up with Plaid , a data network powering the digital financial ecosystem, to help Frost custom...