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Cullen/Frost Bankers, Inc. (CFR)

Stock Price: $85.72 USD -0.29 (-0.34%)
Updated December 3, 4:00 PM EST - Market closed

Stock Price Chart

Key Info

Market Cap 5.39B
Revenue (ttm) 1.22B
Net Income (ttm) 337.02M
Shares Out 62.70M
EPS (ttm) 5.32
PE Ratio 16.11
Forward PE 20.08
Dividend $2.88
Dividend Yield 3.36%

Stock Quote

Trading Day December 3
Last Price $85.72
Previous Close $86.01
Change ($) -0.29
Change (%) -0.34%
Day's Open 86.05
Day's Range 85.32 - 86.55
Day's Volume 368,639
52-Week Range 47.90 - 95.61

More Stats

Market Cap 5.39B
Enterprise Value 56.21M
Earnings Date (est) n/a
Ex-Dividend Date Nov 27, 2020
Shares Outstanding 62.70M
Float n/a
EPS (basic) 5.33
EPS (diluted) 5.32
FCF / Share 6.49
Dividend $2.88
Dividend Yield 3.36%
Earnings Yield 6.21%
FCF Yield 7.55%
Payout Ratio 53.30%
Shares Short 2.02M
Short Ratio 4.19
Short % of Float n/a
Beta 1.55
PE Ratio 16.11
Forward PE 20.08
P/FCF Ratio 13.24
PS Ratio 4.42
PB Ratio 1.34
Revenue 1.22B
Operating Income 371.60M
Net Income 337.02M
Free Cash Flow 406.81M
Net Cash 5.33B
Net Cash / Share 84.83
Gross Margin 109.50%
Operating Margin 30.50%
Profit Margin 27.70%
FCF Margin 33.39%
ROA 0.95%
ROE 8.70%
ROIC 1.10%
Stats based on trailing-twelve-month (ttm) numbers.

Analyst Forecasts

Analyst Ratings (15)

Buy 1
Overweight 0
Hold 6
Underweight 1
Sell 7

Analyst Consensus: Hold

Price Target

$74.38*
(-13.23% downside)
Low
60.0
Current: $85.72
High
91.0
Target: 74.38
*Average 12-month price target from 13 stock analysts.

Financial Performance

Financial numbers in millions USD.

Financial Overview

Year2019201820172016201520142013201220112010
Revenue1,3341,2881,1671,0741,014991903884844802
Revenue Growth3.62%10.29%8.66%6%2.3%9.74%2.18%4.65%5.29%-
Gross Profit1,3341,2881,1671,0741,014991903884844802
Operating Income499509408341320336291308286266
Net Income444455364304279278238238218209
Shares Outstanding62.5763.9463.1662.9662.3263.0660.5061.4661.2560.94
Earnings Per Share6.846.905.514.704.284.293.803.863.543.44
EPS Growth-0.87%25.23%17.23%9.81%-0.23%12.89%-1.55%9.04%2.91%-
Dividend Per Share2.802.582.222.152.102.031.981.901.831.78
Dividend Growth8.53%16.22%3.26%2.38%3.45%2.53%4.21%3.83%2.81%-
Operating Cash Flow634562538438395290174300274425
Capital Expenditures-199-65.64-29.565.13-145-132-21.12-19.81-25.38-15.76
Free Cash Flow435497509443250158152280249409
Cash & Equivalents3,7883,9565,0534,1413,5924,3644,5563,5252,9082,821
Total Debt1,9311,6021,3831,2131,1291,040892785946849
Net Cash / Debt1,8582,3533,6702,9282,4623,3243,6642,7401,9621,972
Assets34,02732,29331,74830,19628,56628,27824,31323,12420,31717,617
Liabilities30,11628,92428,45027,19425,67625,42621,79920,70718,03415,555
Book Value3,9123,3693,2983,0032,8902,8512,5142,4172,2842,062
Numbers in millions USD, except per-share numbers.

Company Profile

Company Details

Full Name Cullen/Frost Bankers, Inc.
Country United States
Employees 4,659
CEO Phillip Green

Stock Information

Ticker Symbol CFR
Stock Exchange NYSE
Sector Financial Services
Industry Banks-Regional
Unique Identifier NYSE: CFR

Description

Cullen/Frost Bankers operates as the bank holding company for Frost Bank that offers commercial and consumer banking services in Texas. It operates in two segments, Banking and Frost Wealth Advisors. The company offers commercial banking services to corporations and other business clients, including financing for industrial and commercial properties, interim construction related to industrial and commercial properties, equipment, inventories and accounts receivables, and acquisitions; commercial leasing; and treasury management services. It also provides consumer banking services, such as checking accounts, savings programs, automated-teller machines (ATMs), overdraft facilities, installment and real estate loans, home equity loans and lines of credit, drive-in and night deposit services, safe deposit facilities, and brokerage services. In addition, the company offers international banking services comprising deposits, loans, letters of credit, foreign collections, funds, and foreign exchange services. Further, it acts as a correspondent for approximately 184 financial institutions; offers trust, investment, agency, and custodial services for individual and corporate clients; provides capital market services that include sales and trading, new issue underwriting, money market trading, advisory, and securities safekeeping and clearance; and supports international business activities. Additionally, the company offers insurance and securities brokerage services; holds securities for investment purposes; and provides loans to qualified borrowers, as well as investment management services to Frost-managed mutual funds, institutions, and individuals. It operates approximately 142 financial centers and 1,200 ATMs. The company serves the energy, manufacturing, services, construction, retail, telecommunications, health care, military, and transportation industries. Cullen/Frost Bankers, Inc. was founded in 1868 and is headquartered in San Antonio, Texas.