Al Buhaira National Insurance Company P.S.C. (ADX:ABNIC)

ADX:ABNIC Cash Flow Statement

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Net Income	-82.12	-132.76	-33.87	25.03	23.99	22.07
Depreciation & Amortization	5.05	4.99	4.37	3.4	3.36	4.2
Gain (Loss) on Sale of Assets	-	-	-0.11	-0	-28	-
Change in Accounts Receivable	3.57	-2.15	-8.08	-65.77	33.59	-73.07
Reinsurance Recoverable	-100.77	79.48	-44.88	26.67	20.09	-148.65
Change in Insurance Reserves / Liabilities	224.72	-3.08	157.37	58.31	16.89	309.03
Change in Other Net Operating Assets	21.6	7.32	-0.1	-	-	-
Other Operating Activities	-20.94	-17.67	-18.41	-12.55	4.92	-14.78
Operating Cash Flow	48.37	-66.61	55.25	60.6	105.55	120.22
Operating Cash Flow Growth	-	-	-8.82%	-42.59%	-12.20%	5108.42%
Capital Expenditures	-0.79	-1	-1.48	-0.62	-1.01	-0.94
Sale of Property, Plant & Equipment	-	-	0.11	0	-	-
Investment in Securities	-	-0.06	-31.07	0.01	0.45	13.95
Other Investing Activities	-26.23	66.68	61.64	0.21	37.34	-12.44
Investing Cash Flow	-29.57	63.07	24.23	-2.56	36.78	0.58
Long-Term Debt Issued	-	57.85	-	-	-	-
Total Debt Repaid	-4.84	-4.81	-40.01	-29.55	-128.13	-62.52
Net Debt Issued (Repaid)	104.44	53.04	-40.01	-29.55	-128.13	-62.52
Common Dividends Paid	-	-	-25	-25	-	-
Other Financing Activities	-23.4	-18.88	-11.19	-10.65	-16.23	-25.71
Financing Cash Flow	81.04	34.16	-76.19	-65.2	-144.36	-88.24
Net Cash Flow	99.85	30.61	3.29	-7.16	-2.02	32.56
Free Cash Flow	47.58	-67.62	53.77	59.98	104.55	119.28
Free Cash Flow Growth	-	-	-10.34%	-42.63%	-12.35%	31443.57%
Free Cash Flow Margin	9.32%	-17.81%	23.50%	15.50%	33.21%	35.74%
Free Cash Flow Per Share	0.19	-0.27	0.21	0.24	0.42	0.48
Cash Interest Paid	23.4	18.88	11.19	10.65	16.23	25.71
Levered Free Cash Flow	-257.09	16.88	109.05	36.59	95.57	61.89
Unlevered Free Cash Flow	-242.28	28.92	116.44	44.42	106.88	77.96
Change in Net Working Capital	208.27	-97.62	-127.98	-3.8	-59.02	-31.44

Updated Nov 14, 2024. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.