Al Buhaira National Insurance Company P.S.C. (ADX:ABNIC)

ADX:ABNIC Cash Flow Statement

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	-9	-36.93	-132.76	-33.87	25.03	23.99
Depreciation & Amortization	4.57	4.66	4.99	4.37	3.4	3.36
Gain (Loss) on Sale of Assets	-	-	-	-0.11	-0	-28
Change in Accounts Receivable	-	-	-	-	-65.77	33.59
Reinsurance Recoverable	-30.71	-85.85	79.48	-44.88	26.67	20.09
Change in Insurance Reserves / Liabilities	126.94	205.77	-3.08	157.37	58.31	16.89
Change in Other Net Operating Assets	10.8	5.81	5.17	-8.18	-	-
Other Operating Activities	-20.51	-19.36	-17.67	-18.41	-12.55	4.92
Operating Cash Flow	85.09	77.11	-66.61	55.25	60.6	105.55
Operating Cash Flow Growth	-	-	-	-8.82%	-42.59%	-12.20%
Capital Expenditures	-1.29	-1.37	-1	-1.48	-0.62	-1.01
Sale of Property, Plant & Equipment	-	-	-	0.11	0	-
Investment in Securities	-0.01	-	-0.06	-31.07	0.01	0.45
Other Investing Activities	-23.9	-29.47	66.68	61.64	0.21	37.34
Investing Cash Flow	-29.42	-35.04	63.07	24.23	-2.56	36.78
Long-Term Debt Issued	-	21.09	57.85	-	-	-
Total Debt Repaid	-43.15	-4.42	-4.81	-40.01	-29.55	-128.13
Net Debt Issued (Repaid)	-34.54	16.67	53.04	-40.01	-29.55	-128.13
Common Dividends Paid	-	-	-	-25	-25	-
Other Financing Activities	-24.86	-24.94	-18.88	-11.19	-10.65	-16.23
Financing Cash Flow	-59.4	-8.26	34.16	-76.19	-65.2	-144.36
Net Cash Flow	-3.72	33.8	30.61	3.29	-7.16	-2.02
Free Cash Flow	83.8	75.74	-67.62	53.77	59.98	104.55
Free Cash Flow Growth	-	-	-	-10.34%	-42.63%	-12.35%
Free Cash Flow Margin	13.49%	13.34%	-17.81%	23.50%	15.50%	33.21%
Free Cash Flow Per Share	0.34	0.30	-0.27	0.21	0.24	0.42
Cash Interest Paid	24.86	24.94	18.88	11.19	10.65	16.23
Levered Free Cash Flow	-352.84	-160.66	-507.24	109.05	36.59	95.57
Unlevered Free Cash Flow	-337.17	-144.95	-495.21	116.44	44.42	106.88
Change in Net Working Capital	355.07	145.18	427.6	-127.98	-3.8	-59.02

Updated Nov 14, 2024. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.