ADX:ABNIC Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Mar '26 Mar 16, 2026	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Market Capitalization	700	725	700	638	475	428
Market Cap Growth	3.70%	3.57%	9.80%	34.21%	11.11%	-5.00%
Enterprise Value	756	967	935	827	709	716
PE Ratio	12.68	-	-	-	18.97	17.82
PS Ratio	1.03	1.28	1.84	2.79	1.23	1.36
PB Ratio	1.35	1.59	1.41	1.01	0.70	0.63
P/FCF Ratio	3.41	9.57	-	11.86	7.92	4.09
P/OCF Ratio	3.40	9.40	-	11.54	7.84	4.05
EV/Sales Ratio	1.12	1.70	2.46	3.61	1.83	2.27
EV/EBITDA Ratio	8.73	-	-	-	11.60	9.74
EV/EBIT Ratio	9.20	-	-	-	11.71	9.83
EV/FCF Ratio	3.68	12.77	-	15.37	11.82	6.85
Debt / Equity Ratio	0.29	0.66	0.58	0.37	0.39	0.42
Debt / EBITDA Ratio	1.76	-	-	-	4.10	3.75
Debt / FCF Ratio	0.74	4.01	-	4.29	4.37	2.73
Net Debt / Equity Ratio	0.11	0.43	0.43	0.30	0.33	0.37
Net Debt / EBITDA Ratio	0.68	-45.68	-1.87	-8.35	3.65	3.39
Net Debt / FCF Ratio	0.27	2.60	-3.15	3.50	3.72	2.38
Quick Ratio	0.96	0.29	0.28	0.19	0.43	0.44
Current Ratio	2.77	1.67	1.45	0.78	0.97	1.00
Asset Turnover	0.36	0.31	0.22	0.12	0.20	0.16
Return on Equity (ROE)	11.31%	-7.75%	-23.61%	-5.17%	3.69%	3.61%
Return on Assets (ROA)	2.75%	-0.17%	-4.14%	-0.78%	1.95%	2.32%
Earnings Yield	7.88%	-5.09%	-18.97%	-5.31%	5.27%	5.61%
FCF Yield	29.33%	10.45%	-9.66%	8.43%	12.63%	24.46%
Dividend Yield	-	-	-	-	5.54%	6.54%
Payout Ratio	-	-	-	-	99.86%	-
Total Shareholder Return	-	-	-	-	5.54%	6.54%

Updated Sep 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.