Al Buhaira National Insurance Company P.S.C. (ADX: ABNIC)

ABNIC Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 13, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	650	700	638	475	428	450
Market Cap Growth	20.00%	9.80%	34.21%	11.11%	-5.00%	-9.55%
Enterprise Value	961	935	827	709	716	809
PE Ratio	-	-5.27	-18.82	18.03	15.94	18.23
PS Ratio	1.35	1.84	2.79	1.23	1.36	1.35
PB Ratio	1.36	1.41	1.02	0.70	0.63	0.69
P/FCF Ratio	-10.63	-10.35	11.85	7.92	4.09	3.77
P/OCF Ratio	-10.77	-10.51	11.54	7.84	4.05	3.74
EV/Sales Ratio	2.00	2.46	3.61	1.83	2.27	2.42
EV/EBITDA Ratio	-11.27	-8.08	-36.68	11.60	9.74	11.55
EV/EBIT Ratio	-11.19	-8.04	-35.82	11.71	9.83	11.69
EV/FCF Ratio	-13.62	-13.83	15.37	11.82	6.85	6.78
Debt / Equity Ratio	0.83	0.58	0.37	0.38	0.42	0.62
Debt / EBITDA Ratio	-	-	-	4.10	3.75	5.55
Debt / FCF Ratio	-5.59	-4.23	4.28	4.37	2.73	3.42
Quick Ratio	0.25	0.14	0.19	0.43	0.44	0.43
Current Ratio	1.72	0.74	0.78	0.97	1.00	1.05
Asset Turnover	0.29	0.22	0.12	0.20	0.16	0.18
Return on Equity (ROE)	-20.21%	-23.61%	-5.18%	3.69%	3.61%	3.42%
Return on Assets (ROA)	-3.33%	-4.20%	-0.78%	1.95%	2.32%	2.31%
Return on Capital (ROIC)	-6.51%	-8.86%	-1.60%	3.98%	4.50%	4.00%
Earnings Yield	-16.65%	-18.97%	-5.31%	5.27%	5.61%	4.90%
FCF Yield	-10.85%	-9.66%	8.44%	12.63%	24.46%	26.51%
Dividend Yield	0.00%	-	-	5.54%	6.54%	-
Payout Ratio	0.00%	-	-	99.86%	-	-
Total Shareholder Return	-	-	5.54%	6.54%	-

Source: S&P Capital IQ. Insurance template. Financial Sources.