ADX:ABNIC Ratios and Metrics

Market cap in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Apr '26 Apr 2, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Market Capitalization	665	760	725	700	638	475
Market Cap Growth	-1.48%	4.83%	3.57%	9.80%	34.21%	11.11%
Enterprise Value	674	816	967	935	827	709
PE Ratio	117.18	133.99	-	-	-	18.97
PS Ratio	0.91	1.04	1.28	1.84	2.79	1.23
PB Ratio	1.38	1.57	1.59	1.41	1.01	0.70
P/FCF Ratio	2.61	2.99	9.57	-	11.86	7.92
P/OCF Ratio	2.60	2.97	9.40	-	11.54	7.84
EV/Sales Ratio	0.92	1.12	1.70	2.46	3.61	1.83
EV/EBITDA Ratio	33.17	40.17	-	-	-	11.60
EV/EBIT Ratio	42.43	51.39	-	-	-	11.71
EV/FCF Ratio	2.65	3.21	12.77	-	15.37	11.82
Debt / Equity Ratio	0.24	0.24	0.66	0.58	0.37	0.39
Debt / EBITDA Ratio	5.73	5.73	-	-	-	4.10
Debt / FCF Ratio	0.46	0.46	4.01	-	4.29	4.37
Net Debt / Equity Ratio	0.02	0.02	0.43	0.43	0.30	0.33
Net Debt / EBITDA Ratio	0.44	0.44	-45.68	-1.87	-8.35	3.65
Net Debt / FCF Ratio	0.04	0.04	2.60	-3.15	3.50	3.72
Quick Ratio	2.33	2.33	0.29	0.28	0.19	0.43
Current Ratio	4.40	4.40	1.67	1.45	0.78	0.97
Asset Turnover	0.42	0.42	0.31	0.22	0.12	0.20
Return on Equity (ROE)	1.21%	1.21%	-7.75%	-23.61%	-5.17%	3.69%
Return on Assets (ROA)	0.57%	0.57%	-0.17%	-4.14%	-0.78%	1.95%
Earnings Yield	0.85%	0.75%	-5.09%	-18.97%	-5.31%	5.27%
FCF Yield	38.26%	33.48%	10.45%	-9.66%	8.43%	12.63%
Dividend Yield	-	-	-	-	-	5.54%
Payout Ratio	-	-	-	-	-	99.86%
Buyback Yield / Dilution	0.07%	0.05%	-	-	-	-
Total Shareholder Return	0.07%	0.05%	-	-	-	5.54%

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.