Commercial Bank International P.J.S.C. (ADX:CBI)
United Arab Emirates flag United Arab Emirates · Delayed Price · Currency is AED
0.8900
0.00 (0.00%)
At close: Aug 13, 2026

ADX:CBI Financials Overview

Millions AED. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
801.45722.77600.46489.89476.12432.63
Revenue Growth
30.39%20.37%22.57%2.89%10.05%27.13%
Net Income
279.26221.11173.66153.92117.24121.78
Earnings Per Share
0.160.130.100.090.070.07
EPS Growth
57.32%27.32%12.82%31.29%-3.73%-

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Treasury
62.8351.1436.162.8890.25104.55
Other
133.99127.742.195.7585.8534.4
Retail Banking
33.5641.542.3558.973.6156.16
Wholesale Banking
595.91452.63428.99268.48226.21241.17
Real Estate
43.73118.33193.733.732.3-3.08
Total
870.02791.34703.23519.73478.21433.19

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
2,6822,6072,0101,3622,7493,211
Total Debt
4.141,5691,3942,6743,9662,248
Net Cash (Debt)
2,6781,038615.25-1,312-1,217963.55
Net Cash Growth
50.60%68.68%----
Net Cash Per Share
1.540.600.35-0.76-0.700.55

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-1,060-465.97-1,22844.84-999.72-1,229
Capital Expenditures
-13.65-13.56-35.33-20.75-19.58-31.13
Free Cash Flow
-1,073-479.52-1,26424.09-1,019-1,261
Free Cash Flow Growth
------

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
34.84%30.59%28.92%31.42%24.62%28.15%
FCF Margin
-133.94%-66.34%-210.43%4.92%-214.08%-291.36%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
5.546.768.108.0112.588.69
Forward PE
-33.6733.6733.6733.6733.67
P/FCF Ratio
---51.20--
PS Ratio
1.932.072.342.523.102.45