Commercial Bank International P.J.S.C. (ADX:CBI)

ADX:CBI Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	2,317	2,240	1,740	1,106	2,524	3,046
Investment Securities	2,891	2,993	2,302	2,724	2,079	1,657
Trading Asset Securities	364.75	366.95	269.79	256.33	224.88	164.78
Total Investments	3,256	3,360	2,572	2,980	2,304	1,822
Gross Loans	16,255	14,932	15,451	14,072	13,971	12,901
Allowance for Loan Losses	-727.83	-762.23	-970.62	-794.84	-644.45	-1,116
Other Adjustments to Gross Loans	-1.96	-3.37	-63.43	-8.79	-5.82	-6.95
Net Loans	15,525	14,166	14,417	13,268	13,321	11,779
Property, Plant & Equipment	91.74	94.56	106.2	94.46	110.68	70.74
Other Intangible Assets	58.21	51.08	34.26	27.17	28.6	40.18
Investments in Real Estate	6.63	6.89	7.41	39.1	26.02	38.82
Accrued Interest Receivable	-	46.37	38.81	38.54	23.64	10.18
Other Receivables	1,226	165.77	182.31	-	-	4.64
Restricted Cash	265.89	774.25	510.14	325.65	219.58	354.74
Other Current Assets	230.88	1,040	1,287	852.8	2,398	3,608
Other Long-Term Assets	-	-	-	241.97	210.92	-
Total Assets	22,978	21,945	20,895	18,974	21,167	20,774

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	-	219.43	146.14	157.61	-	-
Accrued Expenses	-	56.76	52.05	47.71	43.67	36.84
Interest Bearing Deposits	16,102	13,214	12,947	10,651	10,402	10,451
Non-Interest Bearing Deposits	2,417	2,783	2,659	2,040	1,878	2,202
Total Deposits	18,519	15,996	15,605	12,691	12,280	12,653
Short-Term Borrowings	4.14	726.18	386.33	639.58	706.41	399.23
Current Income Taxes Payable	-	30.91	20.8	-	1.78	1.18
Accrued Interest Payable	-	116.39	184.11	113.02	88.17	41.36
Other Current Liabilities	-	622.47	441.95	417.08	2,081	3,171
Long-Term Debt	-	842.97	1,008	2,035	3,236	1,818
Long-Term Leases	-	-	-	-	23.94	30.01
Other Long-Term Liabilities	999.54	-	-	-	-	-
Total Liabilities	19,522	18,611	17,845	16,101	18,468	18,159

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	1,737	1,737	1,737	1,737	1,737	1,737
Retained Earnings	1,094	1,002	781.03	620.3	463.59	425.92
Comprehensive Income & Other	457.8	427.98	410.77	395.2	394.32	381.49
Total Common Equity	3,289	3,167	2,929	2,753	2,595	2,545
Minority Interest	165.93	166.89	120.73	120.06	103.34	70.1
Shareholders' Equity	3,455	3,334	3,050	2,873	2,699	2,615
Total Liabilities & Equity	22,978	21,945	20,895	18,974	21,167	20,774

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	4.14	1,569	1,394	2,674	3,966	2,248
Net Cash (Debt)	2,678	1,038	615.25	-1,312	-1,217	963.55
Net Cash Growth	50.60%	68.68%	-	-	-	-
Net Cash Per Share	1.54	0.60	0.35	-0.76	-0.70	0.55
Filing Date Shares Outstanding	1,737	1,737	1,737	1,737	1,737	1,737
Total Common Shares Outstanding	1,737	1,737	1,737	1,737	1,737	1,737
Book Value Per Share	1.63	1.56	1.42	1.32	1.23	1.20
Tangible Book Value	3,231	3,116	2,895	2,726	2,567	2,505
Tangible Book Value Per Share	1.60	1.53	1.40	1.30	1.21	1.18

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 30, 2026

Data Sources Report a data error