ADX:CBI Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	2,066	2,240	1,740	1,106	2,524	3,046
Investment Securities	2,980	2,993	2,302	2,724	2,079	1,657
Trading Asset Securities	365.84	366.95	269.79	256.33	224.88	164.78
Total Investments	3,345	3,360	2,572	2,980	2,304	1,822
Gross Loans	15,787	14,932	15,451	14,072	13,971	12,901
Allowance for Loan Losses	-776.99	-762.23	-970.62	-794.84	-644.45	-1,116
Other Adjustments to Gross Loans	-2.4	-3.37	-63.43	-8.79	-5.82	-6.95
Net Loans	15,008	14,166	14,417	13,268	13,321	11,779
Property, Plant & Equipment	91.72	94.56	106.2	94.46	110.68	70.74
Other Intangible Assets	53.41	51.08	34.26	27.17	28.6	40.18
Investments in Real Estate	6.76	6.89	7.41	39.1	26.02	38.82
Accrued Interest Receivable	-	46.37	38.81	38.54	23.64	10.18
Other Receivables	945.17	165.77	182.31	-	-	4.64
Restricted Cash	503.2	774.25	510.14	325.65	219.58	354.74
Other Current Assets	76.37	1,040	1,287	852.8	2,398	3,608
Other Long-Term Assets	-	-	-	241.97	210.92	-
Total Assets	22,096	21,945	20,895	18,974	21,167	20,774
Accounts Payable	-	219.43	146.14	157.61	-	-
Accrued Expenses	-	56.76	52.05	47.71	43.67	36.84
Interest Bearing Deposits	15,024	13,214	12,947	10,651	10,402	10,451
Non-Interest Bearing Deposits	2,908	2,783	2,659	2,040	1,878	2,202
Total Deposits	17,932	15,996	15,605	12,691	12,280	12,653
Short-Term Borrowings	4.82	726.18	386.33	639.58	706.41	399.23
Current Income Taxes Payable	-	30.91	20.8	-	1.78	1.18
Accrued Interest Payable	-	116.39	184.11	113.02	88.17	41.36
Other Current Liabilities	-	622.47	441.95	417.08	2,081	3,171
Long-Term Debt	-	842.97	1,008	2,035	3,236	1,818
Long-Term Leases	-	-	-	-	23.94	30.01
Other Long-Term Liabilities	781.72	-	-	-	-	-
Total Liabilities	18,719	18,611	17,845	16,101	18,468	18,159
Common Stock	1,737	1,737	1,737	1,737	1,737	1,737
Retained Earnings	1,047	1,002	781.03	620.3	463.59	425.92
Comprehensive Income & Other	426.4	427.98	410.77	395.2	394.32	381.49
Total Common Equity	3,211	3,167	2,929	2,753	2,595	2,545
Minority Interest	166.41	166.89	120.73	120.06	103.34	70.1
Shareholders' Equity	3,377	3,334	3,050	2,873	2,699	2,615
Total Liabilities & Equity	22,096	21,945	20,895	18,974	21,167	20,774
Total Debt	4.82	1,569	1,394	2,674	3,966	2,248
Net Cash (Debt)	2,427	1,038	615.25	-1,312	-1,217	963.55
Net Cash Growth	34.72%	68.68%	-	-	-	-
Net Cash Per Share	1.40	0.60	0.35	-0.76	-0.70	0.55
Filing Date Shares Outstanding	1,737	1,737	1,737	1,737	1,737	1,737
Total Common Shares Outstanding	1,737	1,737	1,737	1,737	1,737	1,737
Book Value Per Share	1.58	1.56	1.42	1.32	1.23	1.20
Tangible Book Value	3,157	3,116	2,895	2,726	2,567	2,505
Tangible Book Value Per Share	1.55	1.53	1.40	1.30	1.21	1.18

Source: S&P Global Market Intelligence. Banks template. Financial Sources.