ADX:CBI Cash Flow Statement

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	248.63	201.18	153.92	117.24	121.78
Depreciation & Amortization	21.37	22.24	22.08	34.87	42.03
Other Amortization	8.65	9.55	10.2	-	-
Gain (Loss) on Sale of Assets	-	0.23	-3.16	-1.91	-30.02
Gain (Loss) on Sale of Investments	-101.27	3.07	-30.36	-63.19	-14.08
Total Asset Writedown	-	-0.81	-6.57	-2.09	0.75
Provision for Credit Losses	68.57	102.77	53.66	124.02	195.46
Change in Other Net Operating Assets	-914.86	-1,725	-173	-1,247	-1,644
Other Operating Activities	56.38	26.03	-0.37	43.01	5.61
Operating Cash Flow	-465.97	-1,228	44.84	-999.72	-1,229
Capital Expenditures	-13.56	-35.33	-20.75	-19.58	-31.13
Sale of Property, Plant and Equipment	1.64	0.05	-	0.94	43.81
Investment in Securities	-310.69	105.66	-587.15	-483.09	197.13
Income (Loss) Equity Investments	7.11	0.39	-	-	-
Purchase / Sale of Intangibles	-18.05	-14.62	-0.89	-2.09	-5.08
Other Investing Activities	-4.34	0.74	0.63	0.8	0.8
Investing Cash Flow	-345	72.66	-604.49	-496.95	217.43
Common Dividends Paid	-27.52	-27.52	-	-	-
Net Increase (Decrease) in Deposit Accounts	560.91	1,642	-858.79	973.55	3,063
Financing Cash Flow	533.39	1,614	-858.79	973.55	3,063
Net Cash Flow	-277.58	458.88	-1,418	-523.13	2,050
Free Cash Flow	-479.52	-1,264	24.09	-1,019	-1,261
Free Cash Flow Margin	-66.34%	-210.43%	4.92%	-214.08%	-291.36%
Free Cash Flow Per Share	-0.28	-0.73	0.01	-0.59	-0.73
Cash Income Tax Paid	7.82	-	-	-	-

Source: S&P Global Market Intelligence. Banks template. Financial Sources.