ADX:CBI Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Millions AED. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	2,240	1,740	1,106	2,524	3,046
Investment Securities	2,993	2,302	2,724	2,079	1,657
Trading Asset Securities	366.95	269.79	256.33	224.88	164.78
Total Investments	3,360	2,572	2,980	2,304	1,822
Gross Loans	14,932	15,451	14,072	13,971	12,901
Allowance for Loan Losses	-762.23	-970.62	-794.84	-644.45	-1,116
Other Adjustments to Gross Loans	-3.37	-63.43	-8.79	-5.82	-6.95
Net Loans	14,166	14,417	13,268	13,321	11,779
Property, Plant & Equipment	94.56	106.2	94.46	110.68	70.74
Other Intangible Assets	51.08	34.26	27.17	28.6	40.18
Investments in Real Estate	6.89	7.41	39.1	26.02	38.82
Accrued Interest Receivable	46.37	38.81	38.54	23.64	10.18
Other Receivables	165.77	182.31	-	-	4.64
Restricted Cash	774.25	510.14	325.65	219.58	354.74
Other Current Assets	1,040	1,287	852.8	2,398	3,608
Other Long-Term Assets	-	-	241.97	210.92	-
Total Assets	21,945	20,895	18,974	21,167	20,774
Accounts Payable	219.43	146.14	157.61	-	-
Accrued Expenses	56.76	52.05	47.71	43.67	36.84
Interest Bearing Deposits	13,214	12,947	10,651	10,402	10,451
Non-Interest Bearing Deposits	2,783	2,659	2,040	1,878	2,202
Total Deposits	15,996	15,605	12,691	12,280	12,653
Short-Term Borrowings	726.18	386.33	639.58	706.41	399.23
Current Income Taxes Payable	30.91	20.8	-	1.78	1.18
Accrued Interest Payable	116.39	184.11	113.02	88.17	41.36
Other Current Liabilities	622.47	441.95	417.08	2,081	3,171
Long-Term Debt	842.97	1,008	2,035	3,236	1,818
Long-Term Leases	-	-	-	23.94	30.01
Total Liabilities	18,611	17,845	16,101	18,468	18,159
Common Stock	1,737	1,737	1,737	1,737	1,737
Retained Earnings	1,002	781.03	620.3	463.59	425.92
Comprehensive Income & Other	427.98	410.77	395.2	394.32	381.49
Total Common Equity	3,167	2,929	2,753	2,595	2,545
Minority Interest	166.89	120.73	120.06	103.34	70.1
Shareholders' Equity	3,334	3,050	2,873	2,699	2,615
Total Liabilities & Equity	21,945	20,895	18,974	21,167	20,774
Total Debt	1,569	1,394	2,674	3,966	2,248
Net Cash (Debt)	1,038	615.25	-1,312	-1,217	963.55
Net Cash Growth	68.68%	-	-	-	-
Net Cash Per Share	0.60	0.35	-0.76	-0.70	0.55
Filing Date Shares Outstanding	1,737	1,737	1,737	1,737	1,737
Total Common Shares Outstanding	1,737	1,737	1,737	1,737	1,737
Book Value Per Share	1.56	1.42	1.32	1.23	1.20
Tangible Book Value	3,116	2,895	2,726	2,567	2,505
Tangible Book Value Per Share	1.53	1.40	1.30	1.21	1.18

Updated Dec 31, 2025. Source: S&P Global Market Intelligence. Banks template. Financial Sources.