Commercial Bank International P.S.C. (ADX: CBI)

CBI Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	1,901	1,106	2,524	3,046	997.01	382.59
Investment Securities	2,697	2,724	2,079	1,657	1,898	3,085
Trading Asset Securities	261.97	256.33	224.88	164.78	162.78	26.79
Total Investments	2,959	2,980	2,304	1,822	2,061	3,111
Gross Loans	14,591	14,072	13,971	12,901	11,257	12,578
Allowance for Loan Losses	-830.58	-794.84	-644.45	-1,116	-878.67	-809.49
Other Adjustments to Gross Loans	-	-8.79	-5.82	-6.95	-6.58	-3.06
Net Loans	13,761	13,268	13,321	11,779	10,372	11,765
Property, Plant & Equipment	99.83	94.46	110.68	70.74	75.65	87.74
Other Intangible Assets	20.99	27.17	28.6	40.18	53.38	61.47
Investments in Real Estate	23.74	39.1	26.02	38.82	52.28	56.13
Accrued Interest Receivable	-	38.54	23.64	10.18	7.51	30.78
Other Receivables	1,136	-	-	4.64	6.05	2.18
Restricted Cash	532.48	325.65	219.58	354.74	205.48	668.29
Other Current Assets	562.21	852.8	2,398	3,608	2,933	2,441
Other Long-Term Assets	-	241.97	210.92	-	364.9	-
Total Assets	20,995	18,974	21,167	20,774	17,129	18,607
Accrued Expenses	-	47.71	43.67	36.84	38.57	38.91
Interest Bearing Deposits	14,804	10,651	10,402	10,451	8,508	9,303
Non-Interest Bearing Deposits	2,100	2,040	1,878	2,202	2,054	2,792
Total Deposits	16,904	12,691	12,280	12,653	10,562	12,095
Short-Term Borrowings	10.13	639.58	706.41	399.23	340.58	27.41
Current Portion of Leases	-	-	-	-	12.58	11.95
Current Income Taxes Payable	-	2.38	1.78	1.18	0.58	2.06
Accrued Interest Payable	-	113.02	88.17	41.36	68	117.64
Other Current Liabilities	-	547.65	2,081	3,171	2,376	2,142
Long-Term Debt	-	2,035	3,236	1,818	1,213	1,665
Long-Term Leases	-	17.89	23.94	30.01	16.89	23.56
Other Long-Term Liabilities	989.7	-	-	-	-	-
Total Liabilities	17,904	16,101	18,468	18,159	14,638	16,136
Common Stock	1,737	1,737	1,737	1,737	1,737	1,737
Retained Earnings	823.31	620.3	463.59	425.92	301.63	329.88
Comprehensive Income & Other	409.66	395.2	394.32	381.49	390.18	404.22
Total Common Equity	2,970	2,753	2,595	2,545	2,429	2,471
Minority Interest	121.05	120.06	103.34	70.1	61.33	0.31
Shareholders' Equity	3,091	2,873	2,699	2,615	2,491	2,472
Total Liabilities & Equity	20,995	18,974	21,167	20,774	17,129	18,607
Total Debt	10.13	2,692	3,966	2,248	1,583	1,728
Net Cash (Debt)	2,152	-1,330	-1,217	963.55	-23.7	231.59
Net Cash Growth	28.32%	-	-	-	-	-90.74%
Net Cash Per Share	1.24	-0.77	-0.70	0.55	-0.01	0.13
Filing Date Shares Outstanding	1,737	1,737	1,737	1,737	1,737	1,737
Total Common Shares Outstanding	1,737	1,737	1,737	1,737	1,737	1,737
Book Value Per Share	1.71	1.58	1.49	1.46	1.40	1.42
Tangible Book Value	2,949	2,726	2,567	2,505	2,376	2,410
Tangible Book Value Per Share	1.70	1.57	1.48	1.44	1.37	1.39

Source: S&P Capital IQ. Banks template. Financial Sources.