Commercial Bank International P.S.C. (ADX:CBI)

ADX:CBI Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	1,565	1,106	2,524	3,046	997.01
Investment Securities	2,477	2,724	2,079	1,657	1,898
Trading Asset Securities	269.79	256.33	224.88	164.78	162.78
Total Investments	2,747	2,980	2,304	1,822	2,061
Gross Loans	15,451	14,072	13,971	12,901	11,257
Allowance for Loan Losses	-970.62	-794.84	-644.45	-1,116	-878.67
Other Adjustments to Gross Loans	-63.43	-8.79	-5.82	-6.95	-6.58
Net Loans	14,417	13,268	13,321	11,779	10,372
Property, Plant & Equipment	106.2	94.46	110.68	70.74	75.65
Other Intangible Assets	34.26	27.17	28.6	40.18	53.38
Investments in Real Estate	7.41	39.1	26.02	38.82	52.28
Accrued Interest Receivable	38.81	38.54	23.64	10.18	7.51
Other Receivables	-	-	-	4.64	6.05
Restricted Cash	510.14	325.65	219.58	354.74	205.48
Other Current Assets	1,287	852.8	2,398	3,608	2,933
Other Long-Term Assets	182.31	241.97	210.92	-	364.9
Total Assets	20,895	18,974	21,167	20,774	17,129
Accounts Payable	146.14	157.61	-	-	-
Accrued Expenses	52.05	47.71	43.67	36.84	38.57
Interest Bearing Deposits	12,947	10,651	10,402	10,451	8,508
Non-Interest Bearing Deposits	2,659	2,040	1,878	2,202	2,054
Total Deposits	15,605	12,691	12,280	12,653	10,562
Short-Term Borrowings	386.33	639.58	706.41	399.23	340.58
Current Portion of Leases	-	-	-	-	12.58
Current Income Taxes Payable	20.8	-	1.78	1.18	0.58
Accrued Interest Payable	184.11	113.02	88.17	41.36	68
Other Current Liabilities	441.95	417.08	2,081	3,171	2,376
Long-Term Debt	1,008	2,035	3,236	1,818	1,213
Long-Term Leases	-	-	23.94	30.01	16.89
Total Liabilities	17,845	16,101	18,468	18,159	14,638
Common Stock	1,737	1,737	1,737	1,737	1,737
Retained Earnings	781.03	620.3	463.59	425.92	301.63
Comprehensive Income & Other	410.77	395.2	394.32	381.49	390.18
Total Common Equity	2,929	2,753	2,595	2,545	2,429
Minority Interest	120.73	120.06	103.34	70.1	61.33
Shareholders' Equity	3,050	2,873	2,699	2,615	2,491
Total Liabilities & Equity	20,895	18,974	21,167	20,774	17,129
Total Debt	1,394	2,674	3,966	2,248	1,583
Net Cash (Debt)	440.25	-1,312	-1,217	963.55	-23.7
Net Cash Per Share	0.25	-0.76	-0.70	0.55	-0.01
Filing Date Shares Outstanding	1,737	1,737	1,737	1,737	1,737
Total Common Shares Outstanding	1,737	1,737	1,737	1,737	1,737
Book Value Per Share	1.69	1.58	1.49	1.46	1.40
Tangible Book Value	2,895	2,726	2,567	2,505	2,376
Tangible Book Value Per Share	1.67	1.57	1.48	1.44	1.37

Source: S&P Capital IQ. Banks template. Financial Sources.