National Bank of Fujairah PJSC (ADX:NBF)

ADX:NBF Balance Sheet

Financials in millions AED. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	453.04	1,821	1,379	2,533	4,275	5,521
Investment Securities	24,893	22,981	20,753	16,058	10,857	6,500
Trading Asset Securities	0.06	196.58	158.39	141.25	184.65	184.18
Total Investments	24,893	23,178	20,911	16,199	11,041	6,684
Gross Loans	41,556	39,641	34,502	29,637	28,937	27,795
Allowance for Loan Losses	-2,434	-2,175	-2,110	-1,733	-2,022	-2,175
Net Loans	39,122	37,467	32,392	27,904	26,915	25,620
Property, Plant & Equipment	303.69	263.81	378.39	372.86	331.66	316.3
Other Intangible Assets	341	337.32	199.42	144.71	114.47	76.77
Accrued Interest Receivable	-	333.6	317.84	319.6	238.94	136.9
Other Receivables	722.73	993.76	1,159	974.13	778.86	643.5
Restricted Cash	3,560	3,489	2,776	2,117	2,506	1,845
Other Current Assets	1,047	1,431	1,316	1,092	1,201	1,667
Other Long-Term Assets	695.69	60.42	50.29	64.05	221.88	433.77
Total Assets	71,138	69,374	60,879	51,720	47,624	42,946

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	-	380.8	358.92	236.09	132.49	74.81
Interest Bearing Deposits	29,542	29,037	26,556	23,382	20,205	17,637
Non-Interest Bearing Deposits	22,492	21,944	19,201	15,190	15,531	14,562
Total Deposits	52,033	50,981	45,757	38,572	35,736	32,199
Short-Term Borrowings	6,214	4,858	3,607	2,584	2,597	1,753
Current Portion of Long-Term Debt	2,090	1,893	1,044	-	-	73.46
Current Income Taxes Payable	-	120.57	84.54	-	-	-
Accrued Interest Payable	-	343.04	393.71	409.06	190.93	77.5
Other Current Liabilities	1,049	1,421	1,307	1,076	1,185	1,659
Long-Term Debt	275.48	899.89	808.06	1,688	1,394	981.42
Pension & Post-Retirement Benefits	-	84.78	81.62	75.24	67.3	57.78
Long-Term Deferred Tax Liabilities	-	7.96	2.82	-	-	-
Other Long-Term Liabilities	1,375	633.08	579.49	512.42	471.07	394.41
Total Liabilities	63,036	61,624	54,023	45,153	41,774	37,270

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	2,580	2,580	2,580	2,120	2,000	2,000
Retained Earnings	5,595	5,060	4,242	3,042	2,329	2,156
Comprehensive Income & Other	-73.77	109.09	33.13	1,405	1,522	1,519
Shareholders' Equity	8,102	7,750	6,856	6,567	5,850	5,676
Total Liabilities & Equity	71,138	69,374	60,879	51,720	47,624	42,946

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	8,580	7,652	5,459	4,272	3,991	2,808
Net Cash (Debt)	-4,533	-1,185	-369.55	6,337	4,975	5,023
Net Cash Growth	-	-	-	27.38%	-0.97%	84.33%
Net Cash Per Share	-1.76	-0.46	-0.14	2.46	2.23	2.26
Filing Date Shares Outstanding	2,580	2,580	2,580	2,226	2,226	2,226
Total Common Shares Outstanding	2,580	2,580	2,580	2,226	2,226	2,226
Book Value Per Share	3.14	3.00	2.66	2.95	2.63	2.55
Tangible Book Value	7,761	7,413	6,656	6,422	5,736	5,599
Tangible Book Value Per Share	3.01	2.87	2.58	2.88	2.58	2.52

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 2, 2026

Data Sources Report a data error