National Bank of Fujairah PJSC (ADX:NBF)

ADX:NBF Income Statement

Financials in millions AED. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	3,431	3,426	3,327	2,934	1,697	1,212
Interest Paid on Deposits	1,484	1,537	1,539	1,229	475.9	271.18
Net Interest Income	1,947	1,889	1,788	1,705	1,221	941.14
Net Interest Income Growth	6.33%	5.68%	4.85%	39.61%	29.75%	-0.82%
Gain (Loss) on Sale of Investments	10.12	9.08	5.84	-4.16	18.77	42.29
Other Non-Interest Income	726.45	763.97	641.86	582.26	574.65	458.5
Total Non-Interest Income	736.57	773.05	647.69	578.11	593.41	500.79
Non-Interest Income Growth	-3.00%	19.35%	12.04%	-2.58%	18.50%	14.68%
Revenues Before Loan Losses	2,684	2,662	2,435	2,283	1,815	1,442
Provision for Loan Losses	478.71	552.21	690.04	859	896.04	840.4
Revenue	2,205	2,110	1,745	1,424	918.55	601.53
Revenue Growth	12.80%	20.90%	22.56%	55.02%	52.70%	3723.85%
Salaries and Employee Benefits	461.16	453.14	449.28	404.03	330.76	287.15
Occupancy Expenses	80.37	68.15	54.55	34.13	33.62	28.6
Other Non-Interest Expense	268.92	263.6	306.54	260.73	213.79	170.54
Total Non-Interest Expense	810.45	784.9	810.36	698.89	578.17	486.28
EBT Excluding Unusual Items	1,394	1,325	934.83	725.07	340.38	115.25
Pretax Income	1,394	1,325	934.83	725.07	340.38	115.25
Income Tax Expense	125.81	119.84	84.72	-	-	-
Net Income	1,269	1,205	850.11	725.07	340.38	115.25
Preferred Dividends & Other Adjustments	-	-	95.5	75.5	75.5	75.5
Net Income to Common	1,269	1,205	754.61	649.57	264.88	39.75
Net Income Growth	29.90%	59.71%	16.17%	145.23%	566.42%	-
Basic Shares Outstanding	2,580	2,580	2,580	2,580	2,226	2,226
Diluted Shares Outstanding	2,580	2,580	2,580	2,580	2,226	2,226
Shares Change	-	-	-	15.92%	-	-
EPS (Basic)	0.49	0.47	0.29	0.25	0.12	0.02
EPS (Diluted)	0.49	0.47	0.29	0.25	0.12	0.02
EPS Growth	29.90%	59.71%	16.17%	111.55%	566.45%	-

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	0.200	0.200	0.150	0.095	-	-
Dividend Growth	33.33%	33.33%	57.56%	-	-	-
Effective Tax Rate	9.02%	9.04%	9.06%	-	-	-

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 11, 2026

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