National Bank of Fujairah PJSC (ADX:NBF)
United Arab Emirates · Delayed Price · Currency is AED 4.840
0.00 (0.00%)
At close: Nov 2, 2026
ADX:NBF Cash Flow Statement
Financials in millions AED. Fiscal year is January - December.
Millions AED. Fiscal year is Jan - Dec.
Operating Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Income | 1,304 | 1,205 | 850.11 | 725.07 | 340.38 | 115.25 |
Depreciation & Amortization | 84.56 | 68.15 | 54.55 | 34.13 | 33.62 | 28.6 |
Gain (Loss) on Sale of Assets | - | -0.16 | -0.18 | -0.02 | -0.15 | - |
Gain (Loss) on Sale of Investments | -9.63 | -26.87 | -3.76 | 9.82 | -10.05 | -40.71 |
Provision for Credit Losses | 493.86 | 572.46 | 687.16 | 854.38 | 890.17 | 841.76 |
Change in Income Taxes | -84.54 | -84.54 | - | - | - | - |
Change in Other Net Operating Assets | 423.15 | -6,163 | -4,708 | -4,412 | -3,750 | -1,980 |
Other Operating Activities | 21.05 | 20.76 | 24.85 | 19.79 | 6.67 | -0.63 |
Operating Cash Flow | 2,233 | -4,408 | -3,095 | -2,769 | -2,490 | -1,036 |
Operating Cash Flow Growth | - | - | - | - | - | - |
Investing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Capital Expenditures | -112.2 | -91.47 | -100.58 | -106.69 | -83.69 | -55.71 |
Sale of Property, Plant and Equipment | - | 0.16 | 0.18 | 0.02 | 0.15 | - |
Investment in Securities | -2,579 | -939.71 | -1,279 | -1,737 | -2,062 | 804.88 |
Investing Cash Flow | -2,691 | -1,031 | -1,380 | -1,844 | -2,145 | 749.17 |
Financing Activities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Long-Term Debt Issued | - | 91.83 | 440.76 | 550.95 | 440.76 | 440.76 |
Long-Term Debt Repaid | - | - | -183.65 | -440.76 | -514.22 | -367.3 |
Net Debt Issued (Repaid) | 146.92 | 91.83 | 257.11 | 110.19 | -73.46 | 73.46 |
Issuance of Common Stock | - | - | 1,010 | - | - | - |
Repurchase of Common Stock | - | - | -1,286 | - | - | - |
Common Dividends Paid | -516.08 | -387.06 | -306.67 | -75.53 | -75.53 | -75.53 |
Net Increase (Decrease) in Deposit Accounts | 2,906 | 5,224 | 7,185 | 2,836 | 3,537 | 2,433 |
Other Financing Activities | - | - | -0.82 | - | - | - |
Financing Cash Flow | 2,536 | 4,929 | 6,859 | 2,871 | 3,388 | 2,431 |
Net Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Cash Flow | 2,078 | -509.59 | 2,384 | -1,742 | -1,247 | 2,144 |
Free Cash Flow
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | 2,120 | -4,499 | -3,196 | -2,876 | -2,573 | -1,092 |
Free Cash Flow Growth | - | - | - | - | - | - |
Free Cash Flow Margin | 95.29% | -213.24% | -183.13% | -201.94% | -280.14% | -181.52% |
Free Cash Flow Per Share | 0.82 | -1.74 | -1.24 | -1.11 | -1.16 | -0.49 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Sep '26 Sep 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash Income Tax Paid | 84.54 | 84.54 | - | - | - | - |