National Bank of Fujairah PJSC (ADX:NBF)

ADX:NBF Statistics

Total Valuation

ADX:NBF has a market cap or net worth of AED 13.50 billion.

Market Cap	13.50B
Enterprise Value	n/a

Important Dates

The last earnings date was Wednesday, April 29, 2026.

Earnings Date	Apr 29, 2026
Ex-Dividend Date	Apr 2, 2026

Share Statistics

ADX:NBF has 2.58 billion shares outstanding. The number of shares has decreased by -0.02% in one year.

Current Share Class	2.58B
Shares Outstanding	2.58B
Shares Change (YoY)	-0.02%
Shares Change (QoQ)	-0.25%
Owned by Insiders (%)	0.02%
Owned by Institutions (%)	n/a
Float	283.56M

Valuation Ratios

The trailing PE ratio is 10.87.

PE Ratio	10.87
Forward PE	n/a
PS Ratio	6.19
PB Ratio	1.68
P/TBV Ratio	1.76
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-15.96
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 16.74%.

Return on Equity (ROE)	16.74%
Return on Assets (ROA)	1.86%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	2.74%
Revenue Per Employee	2.48M
Profits Per Employee	1.41M
Employee Count	878
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ADX:NBF has paid 123.32 million in taxes.

Income Tax	123.32M
Effective Tax Rate	9.04%

Stock Price Statistics

The stock price has increased by +23.64% in the last 52 weeks. The beta is 0.03, so ADX:NBF's price volatility has been lower than the market average.

Beta (5Y)	0.03
52-Week Price Change	+23.64%
50-Day Moving Average	5.36
200-Day Moving Average	4.61
Relative Strength Index (RSI)	41.86
Average Volume (20 Days)	16,926

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ADX:NBF had revenue of AED 2.18 billion and earned 1.24 billion in profits. Earnings per share was 0.48.

Revenue	2.18B
Gross Profit	2.18B
Operating Income	1.36B
Pretax Income	1.36B
Net Income	1.24B
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.48

Balance Sheet

The company has 8.57 billion in cash and 8.12 billion in debt, with a net cash position of 452.43 million or 0.18 per share.

Cash & Cash Equivalents	8.57B
Total Debt	8.12B
Net Cash	452.43M
Net Cash Per Share	0.18
Equity (Book Value)	8.02B
Book Value Per Share	3.12
Working Capital	-7.33B

Cash Flow

In the last 12 months, operating cash flow was -424.82 million and capital expenditures -83.65 million, giving a free cash flow of -508.47 million.

Operating Cash Flow	-424.82M
Capital Expenditures	-83.65M
Depreciation & Amortization	n/a
Net Borrowing	165.29M
Free Cash Flow	-508.47M
FCF Per Share	-0.20

Margins

Gross Margin	n/a
Operating Margin	62.53%
Pretax Margin	62.53%
Profit Margin	56.88%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 0.20, which amounts to a dividend yield of 3.82%.

Dividend Per Share	0.20
Dividend Yield	3.82%
Dividend Growth (YoY)	33.33%
Years of Dividend Growth	7
Payout Ratio	n/a
Buyback Yield	0.02%
Shareholder Yield	3.85%
Earnings Yield	9.19%
FCF Yield	-3.77%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on March 15, 2024. It was a forward split with a ratio of 1.05.

Last Split Date	Mar 15, 2024
Split Type	Forward
Split Ratio	1.05

Scores

Altman Z-Score	n/a
Piotroski F-Score	2