ASE:AJIB Income Statement

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	138.73	141.71	125.48	99.88	86.52
Interest Income on Investments	1.7	0.87	0.82	0.45	0.23
Total Interest Income	140.43	142.58	126.29	100.33	86.75
Interest Paid on Deposits	82.09	88.6	71.67	46.17	36.98
Net Interest Income	58.34	53.99	54.63	54.16	49.76
Net Interest Income Growth (YoY)	8.06%	-1.18%	0.86%	8.83%	-2.27%
Gain (Loss) on Sale of Assets	-0.09	0.06	0.28	0.01	0
Gain (Loss) on Sale of Investments	-	-	0.05	-0.34	0.25
Other Non-Interest Income	19.32	16.98	17.13	12.73	11.58
Total Non-Interest Income	19.23	17.04	17.46	12.41	11.83
Non-Interest Income Growth (YoY)	12.91%	-2.44%	40.74%	4.88%	-1.27%
Revenues Before Loan Losses	77.57	71.02	72.09	66.57	61.59
Provision for Loan Losses	6.36	4.56	9.83	2.53	1.19
Revenue	71.22	66.46	62.26	64.04	60.41
Revenue Growth (YoY)	7.15%	6.75%	-2.78%	6.00%	21.14%
Salaries and Employee Benefits	20.84	19.95	19.01	17.13	15.38
Occupancy Expenses	6.97	7.28	6.5	4.54	4.34
Selling, General & Administrative	3.84	3.51	3.36	3.06	2.68
Other Non-Interest Expense	14.25	12.87	13.51	11.15	9.9
Total Non-Interest Expense	45.49	42.43	41.41	35.17	31.9
EBT Excluding Unusual Items	25.72	24.03	20.85	28.86	28.51
Other Unusual Items	-	-	7.63	1.53	-
Pretax Income	25.72	24.03	28.48	30.4	28.51
Income Tax Expense	7.72	6.32	8.29	10.92	10.34
Earnings From Continuing Operations	18	17.71	20.19	19.48	18.16
Minority Interest in Earnings	-1.82	-1.72	-1.61	-1.42	-1.07
Net Income	16.18	15.99	18.58	18.06	17.09
Net Income to Common	16.18	15.99	18.58	18.06	17.09
Net Income Growth	1.21%	-13.94%	2.86%	5.67%	58.03%
Basic Shares Outstanding	150	150	150	150	150
Diluted Shares Outstanding	150	150	150	150	150
EPS (Basic)	0.11	0.11	0.12	0.12	0.11
EPS (Diluted)	0.11	0.11	0.12	0.12	0.11
EPS Growth	1.21%	-13.94%	2.86%	5.67%	58.04%
Dividend Per Share	0.120	0.100	0.100	0.100	0.100
Dividend Growth	20.00%	-	-	-	-
Effective Tax Rate	30.02%	26.31%	29.12%	35.91%	36.28%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.