Arab Jordan Investment Bank (ASE:AJIB)

ASE:AJIB Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	627.09	912.19	749.76	665.17	576.11	476.72
Investment Securities	819.41	706.18	726.54	811.19	825.81	776.81
Trading Asset Securities	-	-	-	-	0.66	1.61
Total Investments	819.41	706.18	726.54	811.19	826.48	778.42
Gross Loans	801.29	836.55	854.04	874.38	830.45	886.14
Allowance for Loan Losses	-30.57	-28.1	-21.37	-23.08	-13.82	-19.01
Other Adjustments to Gross Loans	-5.89	-5.44	-5.51	-3.73	-2.49	-3.22
Net Loans	764.84	803.01	827.16	847.57	814.14	863.91
Property, Plant & Equipment	76.03	74.7	77.32	77.2	74.63	71.49
Other Intangible Assets	5.96	7.35	10.28	13.05	1.48	1.74
Accrued Interest Receivable	14.97	-	-	19.05	19.37	16.7
Other Receivables	0.25	0.44	0.43	-	-	-
Restricted Cash	82.96	99.66	90.58	77.82	69.53	61.7
Other Current Assets	5.66	2.82	2.51	2.64	2.8	2.33
Long-Term Deferred Tax Assets	2.85	2.85	2.86	3.31	3.32	3.33
Other Real Estate Owned & Foreclosed	22.22	26.23	28.88	14.9	22.54	21.73
Other Long-Term Assets	6.48	126.16	118.83	5.58	4.04	2.86
Total Assets	2,429	2,762	2,635	2,537	2,414	2,301

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	1.39	-	-	0.31	0.24	0.3
Accrued Expenses	3.31	3.44	2.72	3.87	2.08	2.3
Interest Bearing Deposits	2,036	1,801	1,747	1,632	1,521	1,527
Non-Interest Bearing Deposits	-	473.85	408.96	326.22	266.46	230.53
Total Deposits	2,036	2,274	2,156	1,958	1,787	1,757
Short-Term Borrowings	-	25.82	33.31	33.2	47.13	36.8
Current Portion of Long-Term Debt	-	100	90	200	239.29	182.76
Current Portion of Leases	-	0.68	0.69	0.56	-	-
Current Income Taxes Payable	8.55	6.61	5.25	8.1	9.43	8.27
Accrued Interest Payable	12.35	11.78	16.11	13.42	8.76	7.57
Other Current Liabilities	8.35	66.76	76.26	70.12	50.84	44.78
Long-Term Debt	44.16	6.6	-	-	-	-
Long-Term Leases	1.98	1.78	2.18	1.96	2.45	2.17
Long-Term Unearned Revenue	0.15	0.66	0.62	0.65	0.52	0.55
Pension & Post-Retirement Benefits	-	1.06	0.99	0.94	0.52	0.51
Long-Term Deferred Tax Liabilities	1.25	5.15	-	-	-	-
Other Long-Term Liabilities	64.76	8.61	8.71	8.32	32.87	28.96
Total Liabilities	2,183	2,513	2,393	2,300	2,181	2,072

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	150	150	150	150	150	150
Retained Earnings	76.85	71.03	70.64	69.65	66.08	63.44
Comprehensive Income & Other	0.02	7.65	2.31	-1.41	-2.04	-3.36
Total Common Equity	226.86	228.68	222.95	218.25	214.04	210.08
Minority Interest	19.15	19.55	19.5	19.37	19.18	18.82
Shareholders' Equity	246.01	248.22	242.45	237.62	233.23	228.9
Total Liabilities & Equity	2,429	2,762	2,635	2,537	2,414	2,301

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	46.14	134.88	126.18	235.72	288.87	221.73
Net Cash (Debt)	622.27	840.6	692.57	458	293.72	256.59
Net Cash Growth	-19.70%	21.37%	51.22%	55.93%	14.47%	-25.33%
Net Cash Per Share	4.15	5.60	4.62	3.05	1.96	1.71
Filing Date Shares Outstanding	150	150	150	150	150	150
Total Common Shares Outstanding	150	150	150	150	150	150
Book Value Per Share	1.51	1.52	1.49	1.45	1.43	1.40
Tangible Book Value	220.91	221.33	212.68	205.19	212.57	208.34
Tangible Book Value Per Share	1.47	1.48	1.42	1.37	1.42	1.39

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 11, 2026

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