Arab Jordan Investment Bank (ASE:AJIB)

Jordan · Delayed Price · Currency is JOD

1.680

0.00 (0.00%)

At close: Nov 12, 2026

ASE:AJIB Financials Overview

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	69.99	71.22	66.46	62.26	64.04	60.41
Revenue Growth	0.84%	7.15%	6.75%	-2.78%	6.00%	21.14%
Net Income	16.33	16.18	15.99	18.58	18.06	17.09
Earnings Per Share	0.11	0.11	0.11	0.12	0.12	0.11
EPS Growth	-3.91%	1.21%	-13.94%	2.86%	5.67%	58.04%

Revenue by Segment

Fiscal Year	FY 2025
Period Ending	Dec '25 Dec 31, 2025
Retail	28.52
Corporate Banking	44.1
Treasury	84.78
Others	2.26
Total	159.66

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	668.41	975.48	818.75	693.72	582.59	478.32
Total Debt	46.14	134.88	126.18	235.72	288.87	221.73
Net Cash (Debt)	622.27	840.6	692.57	458	293.72	256.59
Net Cash Growth	-19.70%	21.37%	51.22%	55.93%	14.47%	-25.33%
Net Cash Per Share	4.15	5.60	4.62	3.05	1.96	1.71

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-11.05	43.78	-6.24	6.61	84.65	14.4
Capital Expenditures	-3.15	-1.98	-2	-2.85	-2.43	-1.55
Free Cash Flow	-14.2	41.8	-8.24	3.75	82.21	12.85
Free Cash Flow Growth	-	-	-	-95.44%	539.64%	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	23.33%	22.72%	24.05%	29.84%	28.20%	28.29%
FCF Margin	-20.29%	58.70%	-12.40%	6.03%	128.39%	21.28%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 13, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.120	0.120	0.100	0.100	0.100	0.100
Dividend Per Share Growth	20.00%	20.00%	0%	0%	0%	0%
Dividend Yield	7.14%	7.45%	7.69%	7.69%	7.87%	7.09%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Nov '26 Nov 13, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	15.44	14.93	12.20	10.50	10.55	12.38
P/FCF Ratio	-	5.78	-	51.96	2.32	16.45
PS Ratio	3.60	3.39	2.93	3.13	2.98	3.50