Arab Jordan Investment Bank (ASE:AJIB)

Jordan · Delayed Price · Currency is JOD

1.690

0.00 (0.00%)

At close: Aug 11, 2026

ASE:AJIB Financials Overview

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	71.25	71.22	66.46	62.26	64.04	60.41
Revenue Growth	6.43%	7.15%	6.75%	-2.78%	6.00%	21.14%
Net Income	16.24	16.18	15.99	18.58	18.06	17.09
Earnings Per Share	0.11	0.11	0.11	0.12	0.12	0.11
EPS Growth	-1.52%	1.21%	-13.94%	2.86%	5.67%	58.04%

Revenue by Segment

Fiscal Year	FY 2025
Period Ending	Dec '25 Dec 31, 2025
Retail	28.52
Corporate Banking	44.1
Treasury	84.78
Others	2.26
Total	159.66

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	784.6	975.48	818.75	693.72	582.59	478.32
Total Debt	96.71	134.88	126.18	235.72	288.87	221.73
Net Cash (Debt)	687.89	840.6	692.57	458	293.72	256.59
Net Cash Growth	-	21.37%	51.22%	55.93%	14.47%	-25.33%
Net Cash Per Share	4.59	5.60	4.62	3.05	1.96	1.71

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	95.22	43.78	-6.24	6.61	84.65	14.4
Capital Expenditures	-3.28	-1.98	-2	-2.85	-2.43	-1.55
Free Cash Flow	91.94	41.8	-8.24	3.75	82.21	12.85
Free Cash Flow Growth	-	-	-	-95.44%	539.64%	-

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Profit Margin	22.79%	22.72%	24.05%	29.84%	28.20%	28.29%
FCF Margin	129.05%	58.70%	-12.40%	6.03%	128.39%	21.28%

Dividends

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 15, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.120	0.120	0.100	0.100	0.100	0.100
Dividend Per Share Growth	20.00%	20.00%	0%	0%	0%	0%
Dividend Yield	7.10%	7.95%	8.87%	9.59%	10.61%	10.29%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 15, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	15.67	14.93	12.20	10.50	10.55	12.38
P/FCF Ratio	2.76	5.78	-	51.96	2.32	16.45
PS Ratio	3.56	3.39	2.93	3.13	2.98	3.50