ASE:AJIB Cash Flow Statement

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	16.35	16.18	15.99	18.58	18.06	17.09
Depreciation & Amortization	6.32	6.35	6.53	5.64	3.69	3.58
Other Amortization	0.62	0.62	0.75	0.85	0.85	0.75
Gain (Loss) on Sale of Assets	0.05	0.09	-0.06	-0.28	-0	0.11
Gain (Loss) on Sale of Investments	0	0	-	0.14	2.41	-0.03
Total Asset Writedown	-	-	-	0.26	0.4	-
Provision for Credit Losses	5.14	6.19	2.92	5.73	0.42	1.11
Change in Trading Asset Securities	-	-	-	0.71	0.64	-0.25
Change in Other Net Operating Assets	46.62	12.95	-32.63	-15.86	58.84	-9.79
Other Operating Activities	0.92	1.81	1.43	-8.19	0.04	2.23
Operating Cash Flow	75.82	43.78	-6.24	6.61	84.65	14.4
Operating Cash Flow Growth	-	-	-	-92.19%	487.71%	-
Capital Expenditures	-2.96	-1.98	-2	-2.85	-2.43	-1.55
Sale of Property, Plant and Equipment	0	0	0.37	1.42	0.06	0.18
Cash Acquisitions	-	-	-	27.05	-30.52	-
Investment in Securities	40.62	17.93	34.39	134.94	30.05	-47.78
Income (Loss) Equity Investments	-0.22	-0.41	-1.18	-0.97	-0.71	-0.39
Purchase / Sale of Intangibles	-0.26	-0.24	-0.52	-0.62	-0.49	-0.46
Other Investing Activities	1.7	1.7	0.87	0.82	3.09	0.23
Investing Cash Flow	39.09	17.4	33.12	160.76	-0.24	-49.38
Long-Term Debt Issued	-	9.11	-	-	66.18	98.93
Long-Term Debt Repaid	-	-0.67	-110.57	-54.14	-0.96	-0.87
Total Debt Repaid	-10.52	-0.67	-110.57	-54.14	-0.96	-0.87
Net Debt Issued (Repaid)	-1.4	8.44	-110.57	-54.14	65.22	98.06
Common Dividends Paid	-3.65	-14.92	-14.94	-14.97	-14.99	-15.03
Net Increase (Decrease) in Deposit Accounts	69.36	128.55	198.54	66.56	28.88	20.38
Other Financing Activities	-1.77	-1.77	-1.6	-1.42	-1.06	-0.71
Financing Cash Flow	62.54	120.3	71.43	-3.98	78.05	102.69
Foreign Exchange Rate Adjustments	0.06	0.04	0.06	0.07	0.06	0.06
Net Cash Flow	177.51	181.53	98.37	163.46	162.51	67.78
Free Cash Flow	72.85	41.8	-8.24	3.75	82.21	12.85
Free Cash Flow Growth	-	-	-	-95.44%	539.64%	-
Free Cash Flow Margin	101.59%	58.70%	-12.40%	6.03%	128.39%	21.28%
Free Cash Flow Per Share	0.48	0.28	-0.06	0.03	0.55	0.09
Cash Income Tax Paid	6.47	6.47	7.55	9.79	10.18	9.09

Source: S&P Global Market Intelligence. Banks template. Financial Sources.