Arab Jordan Investment Bank (ASE:AJIB)

ASE:AJIB Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	785.09	749.76	665.17	576.11	476.72	451.29
Investment Securities	813.95	822.24	811.19	825.81	776.81	741.03
Trading Asset Securities	-	-	-	0.66	1.61	1.25
Total Investments	813.95	822.24	811.19	826.48	778.42	742.28
Gross Loans	782.93	854.04	874.38	830.45	886.14	856.51
Allowance for Loan Losses	-27.24	-21.37	-23.08	-13.82	-19.01	-20.5
Other Adjustments to Gross Loans	-5.34	-5.51	-3.73	-2.49	-3.22	-2.96
Net Loans	750.35	827.16	847.57	814.14	863.91	833.05
Property, Plant & Equipment	76.64	77.32	77.2	74.63	71.49	73.09
Other Intangible Assets	8.05	10.28	13.05	1.48	1.74	1.79
Accrued Interest Receivable	-	18.22	19.05	19.37	16.7	16.46
Restricted Cash	97.76	90.58	77.82	69.53	61.7	57.3
Other Current Assets	-	2.95	2.64	2.8	2.33	1.83
Long-Term Deferred Tax Assets	2.85	2.86	3.31	3.32	3.33	3.36
Other Real Estate Owned & Foreclosed	-	28.88	14.9	22.54	21.73	17.13
Other Long-Term Assets	50	4.92	5.58	4.04	2.86	2.63
Total Assets	2,585	2,635	2,537	2,414	2,301	2,200
Accounts Payable	2.83	0.57	0.31	0.24	0.3	14.3
Accrued Expenses	3.94	2.72	3.87	2.08	2.3	2
Interest Bearing Deposits	2,196	1,747	1,632	1,521	1,527	1,521
Non-Interest Bearing Deposits	-	408.96	326.22	266.46	230.53	254.06
Total Deposits	2,196	2,156	1,958	1,787	1,757	1,775
Short-Term Borrowings	-	33.31	33.2	47.13	36.8	25.22
Current Portion of Long-Term Debt	-	90	200	239.29	182.76	95.41
Current Portion of Leases	-	0.69	0.56	-	-	-
Current Income Taxes Payable	5.78	5.25	8.1	9.43	8.27	6.95
Accrued Interest Payable	15.19	16.11	13.42	8.76	7.57	5.82
Other Current Liabilities	6.27	76.21	70.12	50.84	44.78	44.12
Long-Term Debt	33.87	-	-	-	-	-
Long-Term Leases	2.63	2.18	1.96	2.45	2.17	2.46
Long-Term Unearned Revenue	0.19	0.62	0.65	0.52	0.55	0.58
Pension & Post-Retirement Benefits	-	0.99	0.94	0.52	0.51	0.54
Other Long-Term Liabilities	71.36	8.15	8.32	32.87	28.96	3.67
Total Liabilities	2,338	2,393	2,300	2,181	2,072	1,976
Common Stock	150	150	150	150	150	150
Retained Earnings	66.93	70.64	69.65	66.08	63.44	61.35
Comprehensive Income & Other	10.92	2.31	-1.41	-2.04	-3.36	-5.23
Total Common Equity	227.85	222.95	218.25	214.04	210.08	206.11
Minority Interest	19.11	19.5	19.37	19.18	18.82	18.46
Shareholders' Equity	246.95	242.45	237.62	233.23	228.9	224.57
Total Liabilities & Equity	2,585	2,635	2,537	2,414	2,301	2,200
Total Debt	36.5	126.18	235.72	288.87	221.73	123.09
Net Cash (Debt)	774.93	692.57	458	293.72	256.59	343.63
Net Cash Growth	71.23%	51.22%	55.93%	14.47%	-25.33%	26.83%
Net Cash Per Share	5.17	4.62	3.05	1.96	1.71	2.29
Filing Date Shares Outstanding	150	150	150	150	150	150
Total Common Shares Outstanding	150	150	150	150	150	150
Book Value Per Share	1.52	1.49	1.45	1.43	1.40	1.37
Tangible Book Value	219.8	212.68	205.19	212.57	208.34	204.32
Tangible Book Value Per Share	1.47	1.42	1.37	1.42	1.39	1.36

Source: S&P Global Market Intelligence. Banks template. Financial Sources.