ASE:AJIB Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	912.19	749.76	665.17	576.11	476.72
Investment Securities	706.18	726.54	811.19	825.81	776.81
Trading Asset Securities	-	-	-	0.66	1.61
Total Investments	706.18	726.54	811.19	826.48	778.42
Gross Loans	836.55	854.04	874.38	830.45	886.14
Allowance for Loan Losses	-28.1	-21.37	-23.08	-13.82	-19.01
Other Adjustments to Gross Loans	-5.44	-5.51	-3.73	-2.49	-3.22
Net Loans	803.01	827.16	847.57	814.14	863.91
Property, Plant & Equipment	74.7	77.32	77.2	74.63	71.49
Other Intangible Assets	7.35	10.28	13.05	1.48	1.74
Accrued Interest Receivable	-	-	19.05	19.37	16.7
Other Receivables	0.44	0.43	-	-	-
Restricted Cash	99.66	90.58	77.82	69.53	61.7
Other Current Assets	2.82	2.51	2.64	2.8	2.33
Long-Term Deferred Tax Assets	2.85	2.86	3.31	3.32	3.33
Other Real Estate Owned & Foreclosed	26.23	28.88	14.9	22.54	21.73
Other Long-Term Assets	126.16	118.83	5.58	4.04	2.86
Total Assets	2,762	2,635	2,537	2,414	2,301
Accounts Payable	-	-	0.31	0.24	0.3
Accrued Expenses	3.44	2.72	3.87	2.08	2.3
Interest Bearing Deposits	1,801	1,747	1,632	1,521	1,527
Non-Interest Bearing Deposits	473.85	408.96	326.22	266.46	230.53
Total Deposits	2,274	2,156	1,958	1,787	1,757
Short-Term Borrowings	25.82	33.31	33.2	47.13	36.8
Current Portion of Long-Term Debt	100	90	200	239.29	182.76
Current Portion of Leases	0.68	0.69	0.56	-	-
Current Income Taxes Payable	6.61	5.25	8.1	9.43	8.27
Accrued Interest Payable	11.78	16.11	13.42	8.76	7.57
Other Current Liabilities	66.76	76.26	70.12	50.84	44.78
Long-Term Debt	6.6	-	-	-	-
Long-Term Leases	1.78	2.18	1.96	2.45	2.17
Long-Term Unearned Revenue	0.66	0.62	0.65	0.52	0.55
Pension & Post-Retirement Benefits	1.06	0.99	0.94	0.52	0.51
Long-Term Deferred Tax Liabilities	5.15	-	-	-	-
Other Long-Term Liabilities	8.61	8.71	8.32	32.87	28.96
Total Liabilities	2,513	2,393	2,300	2,181	2,072
Common Stock	150	150	150	150	150
Retained Earnings	71.03	70.64	69.65	66.08	63.44
Comprehensive Income & Other	7.65	2.31	-1.41	-2.04	-3.36
Total Common Equity	228.68	222.95	218.25	214.04	210.08
Minority Interest	19.55	19.5	19.37	19.18	18.82
Shareholders' Equity	248.22	242.45	237.62	233.23	228.9
Total Liabilities & Equity	2,762	2,635	2,537	2,414	2,301
Total Debt	134.88	126.18	235.72	288.87	221.73
Net Cash (Debt)	840.6	692.57	458	293.72	256.59
Net Cash Growth	21.37%	51.22%	55.93%	14.47%	-25.33%
Net Cash Per Share	5.60	4.62	3.05	1.96	1.71
Filing Date Shares Outstanding	150	150	150	150	150
Total Common Shares Outstanding	150	150	150	150	150
Book Value Per Share	1.52	1.49	1.45	1.43	1.40
Tangible Book Value	221.33	212.68	205.19	212.57	208.34
Tangible Book Value Per Share	1.48	1.42	1.37	1.42	1.39

Source: S&P Global Market Intelligence. Banks template. Financial Sources.