Arab Jordan Investment Bank (ASE:AJIB)

ASE:AJIB Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	749.76	665.17	576.11	476.72	451.29
Investment Securities	822.24	811.19	825.81	776.81	741.03
Trading Asset Securities	-	-	0.66	1.61	1.25
Total Investments	822.24	811.19	826.48	778.42	742.28
Gross Loans	854.04	874.38	830.45	886.14	856.51
Allowance for Loan Losses	-21.37	-23.08	-13.82	-19.01	-20.5
Other Adjustments to Gross Loans	-5.51	-3.73	-2.49	-3.22	-2.96
Net Loans	827.16	847.57	814.14	863.91	833.05
Property, Plant & Equipment	77.32	77.2	74.63	71.49	73.09
Other Intangible Assets	10.28	13.05	1.48	1.74	1.79
Accrued Interest Receivable	18.22	19.05	19.37	16.7	16.46
Restricted Cash	90.58	77.82	69.53	61.7	57.3
Other Current Assets	2.95	2.64	2.8	2.33	1.83
Long-Term Deferred Tax Assets	2.86	3.31	3.32	3.33	3.36
Other Real Estate Owned & Foreclosed	28.88	14.9	22.54	21.73	17.13
Other Long-Term Assets	4.92	5.58	4.04	2.86	2.63
Total Assets	2,635	2,537	2,414	2,301	2,200
Accounts Payable	0.57	0.31	0.24	0.3	14.3
Accrued Expenses	2.72	3.87	2.08	2.3	2
Interest Bearing Deposits	1,747	1,632	1,521	1,527	1,521
Non-Interest Bearing Deposits	408.96	326.22	266.46	230.53	254.06
Total Deposits	2,156	1,958	1,787	1,757	1,775
Short-Term Borrowings	33.31	33.2	47.13	36.8	25.22
Current Portion of Long-Term Debt	90	200	239.29	182.76	95.41
Current Portion of Leases	0.69	0.56	-	-	-
Current Income Taxes Payable	5.25	8.1	9.43	8.27	6.95
Accrued Interest Payable	16.11	13.42	8.76	7.57	5.82
Other Current Liabilities	76.21	70.12	50.84	44.78	44.12
Long-Term Leases	2.18	1.96	2.45	2.17	2.46
Long-Term Unearned Revenue	0.62	0.65	0.52	0.55	0.58
Pension & Post-Retirement Benefits	0.99	0.94	0.52	0.51	0.54
Other Long-Term Liabilities	8.15	8.32	32.87	28.96	3.67
Total Liabilities	2,393	2,300	2,181	2,072	1,976
Common Stock	150	150	150	150	150
Retained Earnings	70.64	69.65	66.08	63.44	61.35
Comprehensive Income & Other	2.31	-1.41	-2.04	-3.36	-5.23
Total Common Equity	222.95	218.25	214.04	210.08	206.11
Minority Interest	19.5	19.37	19.18	18.82	18.46
Shareholders' Equity	242.45	237.62	233.23	228.9	224.57
Total Liabilities & Equity	2,635	2,537	2,414	2,301	2,200
Total Debt	126.18	235.72	288.87	221.73	123.09
Net Cash (Debt)	692.57	458	293.72	256.59	343.63
Net Cash Growth	51.22%	55.93%	14.47%	-25.33%	26.83%
Net Cash Per Share	4.62	3.05	1.96	1.71	2.29
Filing Date Shares Outstanding	150	150	150	150	150
Total Common Shares Outstanding	150	150	150	150	150
Book Value Per Share	1.49	1.45	1.43	1.40	1.37
Tangible Book Value	212.68	205.19	212.57	208.34	204.32
Tangible Book Value Per Share	1.42	1.37	1.42	1.39	1.36

Source: S&P Global Market Intelligence. Banks template. Financial Sources.