Bank of Jordan Income Statement

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	184.58	187.64	197.06	185.3	143.86	128.9
Interest Income on Investments	0.82	0.76	0.57	0.76	0.66	0.55
Total Interest Income	185.4	188.4	197.63	186.06	144.53	129.45
Interest Paid on Deposits	61.84	58.76	62.42	50.71	28.47	20.67
Net Interest Income	123.56	129.64	135.21	135.35	116.06	108.77
Net Interest Income Growth	-7.34%	-4.12%	-0.10%	16.63%	6.69%	0.33%
Gain (Loss) on Sale of Assets	0.09	0.09	0.03	0.27	0.07	0.08
Gain (Loss) on Sale of Investments	0.66	0.41	0.16	0.21	0.1	1.07
Other Non-Interest Income	57.16	59.8	35	31.68	31.63	29.42
Total Non-Interest Income	57.9	60.3	35.19	32.16	31.8	30.57
Non-Interest Income Growth	24.74%	71.36%	9.42%	1.12%	4.02%	-32.16%
Revenues Before Loan Losses	181.46	189.93	170.4	167.51	147.85	139.35
Provision for Loan Losses	23.35	18.97	20.48	14.73	6.43	16.06
Revenue	158.12	170.96	149.92	152.78	141.43	123.29
Revenue Growth	-1.62%	14.04%	-1.87%	8.03%	14.71%	1.38%
Salaries and Employee Benefits	48.01	49.67	41.42	35.56	32.86	30.26
Occupancy Expenses	13	12.67	11.44	11.23	10.74	10.5
Selling, General & Administrative	10.79	10.79	9.5	7.88	8.66	7.5
Other Non-Interest Expense	37.13	36.22	32.33	32.76	27.99	23.31
Total Non-Interest Expense	109.93	109.09	94.73	87.38	80.08	71.3
EBT Excluding Unusual Items	48.19	61.88	55.18	65.4	61.35	51.99
Legal Settlements	-1.65	-1.65	-0.16	-0.04	-0.42	-0.1
Pretax Income	46.54	60.22	55.03	65.36	60.93	51.89
Income Tax Expense	12.14	15.72	19.74	20.9	20.37	15.59
Earnings From Continuing Operations	34.39	44.5	35.29	44.46	40.56	36.31
Minority Interest in Earnings	-0.4	-0.49	-0.27	-0.43	-0.42	-0.3
Net Income	33.99	44.01	35.02	44.02	40.14	36.01
Net Income to Common	33.99	44.01	35.02	44.02	40.14	36.01
Net Income Growth	-13.13%	25.67%	-20.46%	9.68%	11.47%	0.60%
Basic Shares Outstanding	200	200	200	200	200	200
Diluted Shares Outstanding	200	200	200	200	200	200
Shares Change	-	-	-	-	-	-
EPS (Basic)	0.17	0.22	0.18	0.22	0.20	0.18
EPS (Diluted)	0.17	0.22	0.18	0.22	0.20	0.18
EPS Growth	-13.13%	25.67%	-20.46%	9.68%	11.47%	0.60%
Dividend Per Share	0.180	0.180	0.180	0.180	0.180	0.180
Dividend Growth	0%	0%	0%	0%	0%	50.00%
Effective Tax Rate	26.09%	26.11%	35.87%	31.98%	33.43%	30.04%