Cairo Amman Bank Income Statement

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	230.14	228.97	245.62	239.52	188.48	172
Interest Income on Investments	9.26	6.31	5.16	2.57	2.35	2.6
Total Interest Income	239.4	235.28	250.78	242.09	190.83	174.6
Interest Paid on Deposits	101.7	102.76	111.74	98.06	66.78	56.11
Net Interest Income	137.7	132.52	139.04	144.03	124.05	118.49
Net Interest Income Growth	1.28%	-4.69%	-3.46%	16.11%	4.69%	6.96%
Gain (Loss) on Sale of Assets	-0.13	-0.13	-0.12	-0	0.03	0.09
Gain (Loss) on Sale of Investments	3.89	5.19	1.02	0.99	0.99	5.84
Other Non-Interest Income	30.18	26.41	30.01	31.49	32.84	31.3
Total Non-Interest Income	33.94	31.46	30.9	32.47	33.87	37.23
Non-Interest Income Growth	9.44%	1.82%	-4.84%	-4.13%	-9.02%	41.77%
Revenues Before Loan Losses	171.63	163.98	169.94	176.5	157.92	155.72
Provision for Loan Losses	29.64	14.91	48.55	29.81	15.53	17.63
Revenue	142	149.07	121.39	146.69	142.39	138.09
Revenue Growth	-0.16%	22.80%	-17.24%	3.02%	3.12%	16.52%
Salaries and Employee Benefits	48.49	48.19	47.46	46.94	45.96	44.97
Occupancy Expenses	8.19	8.28	7.88	7.63	7.08	7.86
Selling, General & Administrative	2.69	2.69	2.16	3.28	3.56	3.83
Other Non-Interest Expense	51.1	49.02	44.81	37.25	32.92	29.41
Total Non-Interest Expense	110.41	108.22	101.8	95.14	89.69	86.58
EBT Excluding Unusual Items	31.59	40.85	19.6	51.55	52.7	51.51
Legal Settlements	-0.33	-0.33	-1.11	-0.1	-0.05	-0.2
Pretax Income	31.26	40.52	18.49	51.45	52.65	51.31
Income Tax Expense	9.25	14.02	4.24	16.47	17.67	18.62
Earnings From Continuing Operations	22.02	26.5	14.25	34.98	34.98	32.69
Minority Interest in Earnings	0.89	0.74	2.31	0.31	-0.37	0.11
Net Income	22.9	27.24	16.56	35.28	34.61	32.8
Net Income to Common	22.9	27.24	16.56	35.28	34.61	32.8
Net Income Growth	-4.07%	64.51%	-53.06%	1.94%	5.53%	80.60%
Basic Shares Outstanding	200	200	200	200	200	200
Diluted Shares Outstanding	200	200	200	200	200	200
Shares Change	-	-	-	-	-	-
EPS (Basic)	0.11	0.14	0.08	0.18	0.17	0.16
EPS (Diluted)	0.11	0.14	0.08	0.18	0.17	0.16
EPS Growth	-4.07%	64.51%	-53.07%	1.94%	5.53%	80.60%
Dividend Per Share	0.070	0.070	0.060	0.067	0.095	0.086
Dividend Growth	16.67%	16.67%	-9.77%	-30.00%	11.11%	-25.00%
Effective Tax Rate	29.58%	34.61%	22.91%	32.02%	33.56%	36.29%