Cairo Amman Bank Income Statement

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	230.33	228.97	245.62	239.52	188.48	172
Interest Income on Investments	9.27	6.31	5.16	2.57	2.35	2.6
Total Interest Income	239.59	235.28	250.78	242.09	190.83	174.6
Interest Paid on Deposits	101.91	102.76	111.74	98.06	66.78	56.11
Net Interest Income	137.69	132.52	139.04	144.03	124.05	118.49
Net Interest Income Growth	2.14%	-4.69%	-3.46%	16.11%	4.69%	6.96%
Gain (Loss) on Sale of Assets	-0.13	-0.13	-0.12	-0	0.03	0.09
Gain (Loss) on Sale of Investments	3.59	5.19	1.02	0.99	0.99	5.84
Other Non-Interest Income	30.4	26.41	30.01	31.49	32.84	31.3
Total Non-Interest Income	33.86	31.46	30.9	32.47	33.87	37.23
Non-Interest Income Growth	8.33%	1.82%	-4.84%	-4.13%	-9.02%	41.77%
Revenues Before Loan Losses	171.55	163.98	169.94	176.5	157.92	155.72
Provision for Loan Losses	37.1	14.91	48.55	29.81	15.53	17.63
Revenue	134.45	149.07	121.39	146.69	142.39	138.09
Revenue Growth	-7.75%	22.80%	-17.24%	3.02%	3.12%	16.52%
Salaries and Employee Benefits	48.99	48.19	47.46	46.94	45.96	44.97
Occupancy Expenses	8.24	8.28	7.88	7.63	7.08	7.86
Selling, General & Administrative	2.69	2.69	2.16	3.28	3.56	3.83
Other Non-Interest Expense	49.46	49.02	44.81	37.25	32.92	29.41
Total Non-Interest Expense	109.3	108.22	101.8	95.14	89.69	86.58
EBT Excluding Unusual Items	25.14	40.85	19.6	51.55	52.7	51.51
Legal Settlements	-0.33	-0.33	-1.11	-0.1	-0.05	-0.2
Pretax Income	24.82	40.52	18.49	51.45	52.65	51.31
Income Tax Expense	7.01	14.02	4.24	16.47	17.67	18.62
Earnings From Continuing Operations	17.81	26.5	14.25	34.98	34.98	32.69
Minority Interest in Earnings	0.5	0.74	2.31	0.31	-0.37	0.11
Net Income	18.31	27.24	16.56	35.28	34.61	32.8
Net Income to Common	18.31	27.24	16.56	35.28	34.61	32.8
Net Income Growth	-31.57%	64.51%	-53.06%	1.94%	5.53%	80.60%
Basic Shares Outstanding	201	200	200	200	200	200
Diluted Shares Outstanding	201	200	200	200	200	200
Shares Change	0.41%	-	-	-	-	-
EPS (Basic)	0.09	0.14	0.08	0.18	0.17	0.16
EPS (Diluted)	0.09	0.14	0.08	0.18	0.17	0.16
EPS Growth	-31.85%	64.51%	-53.07%	1.94%	5.53%	80.60%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep '26 Sep 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.070	0.070	0.060	0.067	0.095	0.086
Dividend Growth	16.67%	16.67%	-9.77%	-30.00%	11.11%	-25.00%
Effective Tax Rate	28.23%	34.61%	22.91%	32.02%	33.56%	36.29%