Jordan Commercial Bank (ASE:JCBK)

Jordan Commercial Bank Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	93.01	92.3	94.68	92.18	76.71	70.4
Interest Income on Investments	0.19	0.19	0.18	0.28	0.13	0.2
Total Interest Income	93.2	92.49	94.85	92.47	76.84	70.6
Interest Paid on Deposits	43.18	43.55	48.3	43.93	35.48	34.61
Net Interest Income	50.02	48.94	46.56	48.54	41.36	35.99
Net Interest Income Growth (YoY)	6.99%	5.11%	-4.08%	17.35%	14.92%	6.69%
Gain (Loss) on Sale of Assets	0.04	0.04	-0.04	0	0	0
Gain (Loss) on Sale of Investments	-0.2	-0.12	0.01	0.52	-0.06	0.28
Other Non-Interest Income	15.82	14.23	8.09	10.88	10.11	8.14
Total Non-Interest Income	15.67	14.15	8.06	11.39	10.04	8.42
Non-Interest Income Growth (YoY)	84.42%	75.59%	-29.26%	13.45%	19.28%	-6.38%
Revenues Before Loan Losses	65.69	63.09	54.62	59.93	51.4	44.41
Provision for Loan Losses	6.61	6.1	7.5	11.62	6.3	4.6
Revenue	59.07	56.99	47.12	48.31	45.1	39.81
Revenue Growth (YoY)	30.91%	20.95%	-2.47%	7.12%	13.28%	14.79%
Salaries and Employee Benefits	17.42	17.55	16.4	15.47	14.21	13.75
Occupancy Expenses	4.22	4.19	4.08	3.91	3.47	3.62
Selling, General & Administrative	1.45	1.45	1.38	1.03	1.05	0.87
Other Non-Interest Expense	11.47	11.58	10.73	10.28	8.82	8.81
Total Non-Interest Expense	34.55	34.81	29.14	30.71	27.04	27.03
EBT Excluding Unusual Items	24.53	22.18	17.98	17.6	18.06	12.78
Legal Settlements	-0.37	-0.37	-0.27	-0.66	-0.03	-0.23
Pretax Income	24.16	21.82	17.71	16.94	18.03	12.55
Income Tax Expense	8.6	7.76	5.99	5.46	6.69	5.54
Earnings From Continuing Operations	15.56	14.06	11.72	11.48	11.34	7
Net Income	15.56	14.06	11.72	11.48	11.34	7
Net Income to Common	15.56	14.06	11.72	11.48	11.34	7
Net Income Growth	51.76%	19.95%	2.03%	1.27%	61.89%	1264.12%
Basic Shares Outstanding	123	120	120	120	120	120
Diluted Shares Outstanding	123	120	120	120	120	120
Shares Change (YoY)	4.07%	-	-	-	-	-
EPS (Basic)	0.13	0.12	0.10	0.10	0.09	0.06
EPS (Diluted)	0.13	0.12	0.10	0.10	0.09	0.06
EPS Growth	45.82%	19.95%	2.03%	1.27%	61.89%	1264.17%
Dividend Per Share	0.070	0.070	0.060	0.050	0.050	-
Dividend Growth	16.67%	16.67%	20.00%	-	-	-
Effective Tax Rate	35.59%	35.57%	33.85%	32.21%	37.11%	44.17%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.