Jordan Commercial Bank (ASE:JCBK)

Jordan Commercial Bank Cash Flow Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Net Income	15.56	14.06	11.72	11.48	11.34	7
Depreciation & Amortization	3.59	3.57	3.47	3.41	2.97	3.09
Other Amortization	0.62	0.62	0.61	0.5	0.5	0.53
Gain (Loss) on Sale of Assets	-0	-0.04	0.04	-0	-0	-0
Gain (Loss) on Sale of Investments	0.21	0.14	-0.01	-0.51	0.07	-0.33
Total Asset Writedown	-0.05	-	-	-	-	-
Provision for Credit Losses	6.37	6.37	7.85	11.79	6.3	4.6
Change in Trading Asset Securities	-	-	-	-	0.16	0.2
Change in Other Net Operating Assets	-133.82	-134.55	-37.05	-32.1	51.67	-47.31
Other Operating Activities	3.37	2.21	-5.09	-1.48	2.32	3.08
Operating Cash Flow	-104.15	-107.63	-18.46	-6.91	75.32	-29.13
Capital Expenditures	-2.17	-2.03	-1.32	-2.66	-2.28	-2.13
Sale of Property, Plant and Equipment	0	0.04	0.01	0.02	0.01	0
Investment in Securities	-6.24	13.91	21.9	23.3	-15.38	-81.76
Purchase / Sale of Intangibles	-0.39	-0.39	-0.28	-1.13	-0.46	-0.71
Other Investing Activities	0.19	0.19	0.18	0.28	0.14	0.2
Investing Cash Flow	-8.61	11.73	20.49	19.81	-17.98	-84.38
Long-Term Debt Issued	-	9.6	2.3	-	4.84	36.92
Long-Term Debt Repaid	-	-1.22	-1.19	-54.93	-1.11	-1.13
Net Debt Issued (Repaid)	5.17	8.38	1.11	-54.93	3.73	35.79
Common Dividends Paid	-7.2	-7.2	-6	-6	-	-
Net Increase (Decrease) in Deposit Accounts	60.86	125.98	27.39	70.69	-75.64	33.7
Financing Cash Flow	58.82	127.17	22.51	9.77	-71.91	69.49
Foreign Exchange Rate Adjustments	0.4	0.46	0.39	0.35	-0.35	0.49
Net Cash Flow	-53.53	31.73	24.92	23.02	-14.92	-43.54
Free Cash Flow	-106.31	-109.66	-19.78	-9.57	73.05	-31.26
Free Cash Flow Margin	-179.98%	-192.41%	-41.98%	-19.80%	161.96%	-78.52%
Free Cash Flow Per Share	-0.87	-0.91	-0.17	-0.08	0.61	-0.26
Cash Income Tax Paid	4.68	4.68	6.56	6.39	4.19	2.21

Source: S&P Global Market Intelligence. Banks template. Financial Sources.