Jordan Commercial Bank (ASE:JCBK)

Jordan Commercial Bank Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	129.85	126.76	111.07	73.95	56.81	82.42
Investment Securities	401.12	355.45	370.55	393.53	415.81	394.35
Trading Asset Securities	1.1	1.25	1.37	1.37	1.55	1.78
Total Investments	402.22	356.7	371.92	394.91	417.36	396.13
Gross Loans	981.11	958.68	856.15	818.92	770.84	861.55
Allowance for Loan Losses	-58.92	-51.8	-57.83	-63.31	-52.03	-63.79
Other Adjustments to Gross Loans	-23.52	-20.17	-22.6	-23.18	-16.95	-23.86
Net Loans	898.67	886.71	775.73	732.43	701.85	773.9
Property, Plant & Equipment	26.35	26.07	26.06	27.25	27.84	27.29
Other Intangible Assets	2.4	2.41	2.64	2.86	2.23	2.27
Accrued Interest Receivable	17.8	16.83	15.43	16.31	16.05	10.99
Other Receivables	-	-	-	30	36.55	36.55
Restricted Cash	34.47	35.52	33.63	33.09	30.92	32.4
Other Current Assets	4.95	3.19	2.89	2.52	2.91	2.81
Long-Term Deferred Tax Assets	8.09	8.03	8.95	10.55	9.51	10.32
Other Real Estate Owned & Foreclosed	51.32	46.39	46.82	46.08	55.68	63.49
Other Long-Term Assets	7.87	9.43	6.2	7.74	6.39	6.35
Total Assets	1,584	1,518	1,401	1,378	1,364	1,445

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	1.31	2.53	1.98	1.7	1.47	1.3
Interest Bearing Deposits	953.88	976.5	887.2	890.39	857.36	963.72
Non-Interest Bearing Deposits	211.11	166.39	143.85	125.53	121.59	116.98
Total Deposits	1,165	1,143	1,031	1,016	978.94	1,081
Current Portion of Long-Term Debt	-	7.89	19.09	23.87	63.45	84.52
Current Portion of Leases	-	1.38	1.25	1.09	1.02	0.97
Current Income Taxes Payable	3.05	5.15	3.59	5.72	5.75	3.47
Accrued Interest Payable	3.32	2.67	3.88	7.14	6.83	4.95
Other Current Liabilities	58.17	34.97	24.8	23.44	20.91	22.42
Long-Term Debt	130.63	95.68	74.88	67.79	81.87	55.97
Long-Term Leases	6.02	4.9	4.13	4.71	4.6	4.39
Long-Term Unearned Revenue	1.02	0.97	1.09	1.06	1.07	1.01
Other Long-Term Liabilities	29.13	39.12	61.36	55.63	34.34	37.93
Total Liabilities	1,398	1,339	1,228	1,209	1,202	1,298

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	130	120	120	120	120	120
Retained Earnings	54.71	57.88	50.7	44.98	39.49	28.14
Comprehensive Income & Other	1.25	1.5	2.99	3.92	2.62	-0.97
Shareholders' Equity	185.96	179.37	173.69	168.91	162.12	147.17
Total Liabilities & Equity	1,584	1,518	1,401	1,378	1,364	1,445

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	136.65	109.86	99.35	97.47	150.95	145.84
Net Cash (Debt)	-5.7	18.15	13.1	-22.15	-92.59	-61.65
Net Cash Growth	-	38.60%	-	-	-	-
Net Cash Per Share	-0.05	0.15	0.11	-0.18	-0.77	-0.51
Filing Date Shares Outstanding	130	120	120	120	120	120
Total Common Shares Outstanding	130	120	120	120	120	120
Book Value Per Share	1.43	1.49	1.45	1.41	1.35	1.23
Tangible Book Value	183.56	176.97	171.05	166.05	159.89	144.91
Tangible Book Value Per Share	1.41	1.47	1.43	1.38	1.33	1.21

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 15, 2026

Data Sources Report a data error