Jordan Commercial Bank (ASE: JCBK)

Jordan Commercial Bank Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Sep 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	96.66	73.95	56.81	82.42	115.14	69.77
Investment Securities	384.36	393.53	415.81	394.35	311.26	287.84
Trading Asset Securities	1.49	1.37	1.55	1.78	1.65	1.88
Total Investments	385.85	394.91	417.36	396.13	312.91	289.72
Gross Loans	854.86	818.92	770.84	861.55	791.48	731.05
Allowance for Loan Losses	-68.37	-63.31	-52.03	-63.79	-58.73	-47.97
Other Adjustments to Gross Loans	-29	-23.18	-16.95	-23.86	-18.85	-14.08
Net Loans	757.49	732.43	701.85	773.9	713.9	669
Property, Plant & Equipment	27	28.36	27.84	27.29	26.99	22.43
Other Intangible Assets	2.68	2.86	2.23	2.27	2.09	1.86
Accrued Interest Receivable	18.79	16.31	16.05	10.99	11.03	7.88
Other Receivables	8.43	30	36.55	36.55	39.97	8.63
Restricted Cash	32.75	33.09	30.92	32.4	31.57	38.13
Other Current Assets	3.73	2.52	2.91	2.81	2.4	144.88
Long-Term Deferred Tax Assets	9.89	10.55	9.51	10.32	11.22	12.31
Other Real Estate Owned & Foreclosed	44.71	46.08	55.68	63.49	66.04	87.11
Other Long-Term Assets	5.85	6.62	6.39	6.35	18.76	34.86
Total Assets	1,394	1,378	1,364	1,445	1,352	1,387
Accrued Expenses	1.2	1.7	1.47	1.3	0.69	-
Interest Bearing Deposits	895.92	888.08	857.36	963.72	931.25	924.09
Non-Interest Bearing Deposits	133.46	127.85	121.59	116.98	107.1	-
Total Deposits	1,029	1,016	978.94	1,081	1,038	924.09
Current Portion of Long-Term Debt	-	-	-	84.52	65.19	-
Current Portion of Leases	-	1.09	1.02	0.97	0.8	-
Current Income Taxes Payable	2.01	5.72	5.75	3.47	0.5	-
Accrued Interest Payable	7.49	7.14	6.83	4.95	4.82	-
Other Current Liabilities	1.39	23.44	20.91	22.42	36.9	-
Long-Term Debt	93.3	91.67	145.32	55.97	38.37	96.08
Long-Term Leases	5.32	4.71	4.6	4.39	4.03	-
Long-Term Unearned Revenue	1.02	1.06	1.07	1.01	-	-
Long-Term Deferred Tax Liabilities	0.69	-	-	-	-	0.05
Other Long-Term Liabilities	82	55.63	34.34	37.93	20.91	227.18
Total Liabilities	1,224	1,209	1,202	1,298	1,213	1,247
Common Stock	120	120	120	120	120	120
Retained Earnings	46.86	44.98	39.49	28.14	21.49	21.41
Comprehensive Income & Other	3.18	3.92	2.62	-0.97	-2.02	-2.21
Shareholders' Equity	170.04	168.91	162.12	147.17	139.47	139.2
Total Liabilities & Equity	1,394	1,378	1,364	1,445	1,352	1,387
Total Debt	98.62	97.47	150.95	145.84	108.4	96.08
Net Cash (Debt)	-0.47	-22.15	-92.59	-61.65	8.39	-24.43
Net Cash Per Share	-0.00	-0.18	-0.77	-0.51	0.07	-0.20
Filing Date Shares Outstanding	120	120	120	120	120	120
Total Common Shares Outstanding	120	120	120	120	120	120
Book Value Per Share	1.42	1.41	1.35	1.23	1.16	1.16
Tangible Book Value	167.36	166.05	159.89	144.91	137.37	137.34
Tangible Book Value Per Share	1.39	1.38	1.33	1.21	1.14	1.14

Source: S&P Capital IQ. Banks template. Financial Sources.