Jordan Commercial Bank (ASE: JCBK)

Jordan Commercial Bank Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Jun 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Cash & Equivalents	75.27	73.95	56.81	82.42	115.14	69.77
Investment Securities	329.75	393.53	415.81	394.35	311.26	287.84
Trading Asset Securities	1.42	1.37	1.55	1.78	1.65	1.88
Total Investments	331.17	394.91	417.36	396.13	312.91	289.72
Gross Loans	834.53	818.92	770.84	861.55	791.48	731.05
Allowance for Loan Losses	-66.24	-63.31	-52.03	-63.79	-58.73	-47.97
Other Adjustments to Gross Loans	-27.12	-23.18	-16.95	-23.86	-18.85	-14.08
Net Loans	741.18	732.43	701.85	773.9	713.9	669
Property, Plant & Equipment	27.3	28.36	27.84	27.29	26.99	22.43
Other Intangible Assets	2.7	2.86	2.23	2.27	2.09	1.86
Accrued Interest Receivable	17.72	16.31	16.05	10.99	11.03	7.88
Other Receivables	30	30	36.55	36.55	39.97	8.63
Restricted Cash	33.03	33.09	30.92	32.4	31.57	38.13
Other Current Assets	4.31	2.52	2.91	2.81	2.4	144.88
Long-Term Deferred Tax Assets	9.77	10.55	9.51	10.32	11.22	12.31
Other Real Estate Owned & Foreclosed	45.57	46.08	55.68	63.49	66.04	87.11
Other Long-Term Assets	51.17	6.62	6.39	6.35	18.76	34.86
Total Assets	1,369	1,378	1,364	1,445	1,352	1,387
Accrued Expenses	1.17	1.7	1.47	1.3	0.69	-
Interest Bearing Deposits	880.04	888.08	857.36	963.72	931.25	924.09
Non-Interest Bearing Deposits	124.87	127.85	121.59	116.98	107.1	-
Total Deposits	1,005	1,016	978.94	1,081	1,038	924.09
Current Portion of Long-Term Debt	-	-	-	84.52	65.19	-
Current Portion of Leases	-	1.09	1.02	0.97	0.8	-
Current Income Taxes Payable	1.97	5.72	5.75	3.47	0.5	-
Accrued Interest Payable	6.79	7.14	6.83	4.95	4.82	-
Other Current Liabilities	1.35	23.44	20.91	22.42	36.9	-
Long-Term Debt	94.98	91.67	145.32	55.97	38.37	96.08
Long-Term Leases	5.25	4.71	4.6	4.39	4.03	-
Long-Term Unearned Revenue	2.06	1.06	1.07	1.01	-	-
Long-Term Deferred Tax Liabilities	0.75	-	-	-	-	0.05
Other Long-Term Liabilities	81.36	55.63	34.34	37.93	20.91	227.18
Total Liabilities	1,201	1,209	1,202	1,298	1,213	1,247
Common Stock	120	120	120	120	120	120
Retained Earnings	44.91	44.98	39.49	28.14	21.49	21.41
Comprehensive Income & Other	3.64	3.92	2.62	-0.97	-2.02	-2.21
Shareholders' Equity	168.55	168.91	162.12	147.17	139.47	139.2
Total Liabilities & Equity	1,369	1,378	1,364	1,445	1,352	1,387
Total Debt	100.23	97.47	150.95	145.84	108.4	96.08
Net Cash (Debt)	-23.55	-22.15	-92.59	-61.65	8.39	-24.43
Net Cash Per Share	-0.20	-0.18	-0.77	-0.51	0.07	-0.20
Filing Date Shares Outstanding	120	120	120	120	120	120
Total Common Shares Outstanding	120	120	120	120	120	120
Book Value Per Share	1.40	1.41	1.35	1.23	1.16	1.16
Tangible Book Value	165.85	166.05	159.89	144.91	137.37	137.34
Tangible Book Value Per Share	1.38	1.38	1.33	1.21	1.14	1.14

Source: S&P Capital IQ. Banks template. Financial Sources.