Jordan Commercial Bank (ASE:JCBK)

Jordan Commercial Bank Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	111.07	73.95	56.81	82.42	115.14
Investment Securities	370.55	393.53	415.81	394.35	311.26
Trading Asset Securities	1.37	1.37	1.55	1.78	1.65
Total Investments	371.92	394.91	417.36	396.13	312.91
Gross Loans	856.15	818.92	770.84	861.55	791.48
Allowance for Loan Losses	-57.83	-63.31	-52.03	-63.79	-58.73
Other Adjustments to Gross Loans	-22.6	-23.18	-16.95	-23.86	-18.85
Net Loans	775.73	732.43	701.85	773.9	713.9
Property, Plant & Equipment	26.06	27.25	27.84	27.29	26.99
Other Intangible Assets	2.64	2.86	2.23	2.27	2.09
Accrued Interest Receivable	15.43	16.31	16.05	10.99	11.03
Other Receivables	-	30	36.55	36.55	39.97
Restricted Cash	33.63	33.09	30.92	32.4	31.57
Other Current Assets	2.89	2.52	2.91	2.81	2.4
Long-Term Deferred Tax Assets	8.95	10.55	9.51	10.32	11.22
Other Real Estate Owned & Foreclosed	46.82	46.08	55.68	63.49	66.04
Other Long-Term Assets	6.2	7.74	6.39	6.35	18.76
Total Assets	1,401	1,378	1,364	1,445	1,352
Accrued Expenses	1.98	1.7	1.47	1.3	0.69
Interest Bearing Deposits	887.2	890.39	857.36	963.72	931.25
Non-Interest Bearing Deposits	143.85	125.53	121.59	116.98	107.1
Total Deposits	1,031	1,016	978.94	1,081	1,038
Current Portion of Long-Term Debt	19.09	23.87	63.45	84.52	65.19
Current Portion of Leases	1.25	1.09	1.02	0.97	0.8
Current Income Taxes Payable	3.59	5.72	5.75	3.47	0.5
Accrued Interest Payable	3.88	7.14	6.83	4.95	4.82
Other Current Liabilities	24.8	23.44	20.91	22.42	36.9
Long-Term Debt	74.88	67.79	81.87	55.97	38.37
Long-Term Leases	4.13	4.71	4.6	4.39	4.03
Long-Term Unearned Revenue	1.09	1.06	1.07	1.01	-
Other Long-Term Liabilities	61.36	55.63	34.34	37.93	20.91
Total Liabilities	1,228	1,209	1,202	1,298	1,213
Common Stock	120	120	120	120	120
Retained Earnings	50.7	44.98	39.49	28.14	21.49
Comprehensive Income & Other	2.99	3.92	2.62	-0.97	-2.02
Shareholders' Equity	173.69	168.91	162.12	147.17	139.47
Total Liabilities & Equity	1,401	1,378	1,364	1,445	1,352
Total Debt	99.35	97.47	150.95	145.84	108.4
Net Cash (Debt)	13.1	-22.15	-92.59	-61.65	8.39
Net Cash Per Share	0.11	-0.18	-0.77	-0.51	0.07
Filing Date Shares Outstanding	120	120	120	120	120
Total Common Shares Outstanding	120	120	120	120	120
Book Value Per Share	1.45	1.41	1.35	1.23	1.16
Tangible Book Value	171.05	166.05	159.89	144.91	137.37
Tangible Book Value Per Share	1.43	1.38	1.33	1.21	1.14

Source: S&P Global Market Intelligence. Banks template. Financial Sources.