Jordan Commercial Bank Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep '25 Sep 30, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021	Dec '20 Dec 31, 2020
Cash & Equivalents	90.02	111.07	73.95	56.81	82.42	115.14
Investment Securities	350.06	370.55	393.53	415.81	394.35	311.26
Trading Asset Securities	1.36	1.37	1.37	1.55	1.78	1.65
Total Investments	351.41	371.92	394.91	417.36	396.13	312.91
Gross Loans	916.59	856.15	818.92	770.84	861.55	791.48
Allowance for Loan Losses	-50.9	-57.83	-63.31	-52.03	-63.79	-58.73
Other Adjustments to Gross Loans	-18.2	-22.6	-23.18	-16.95	-23.86	-18.85
Net Loans	847.49	775.73	732.43	701.85	773.9	713.9
Property, Plant & Equipment	27.36	26.06	27.25	27.84	27.29	26.99
Other Intangible Assets	2.48	2.64	2.86	2.23	2.27	2.09
Accrued Interest Receivable	18.08	15.43	16.31	16.05	10.99	11.03
Other Receivables	-	-	30	36.55	36.55	39.97
Restricted Cash	34.53	33.63	33.09	30.92	32.4	31.57
Other Current Assets	3.77	2.89	2.52	2.91	2.81	2.4
Long-Term Deferred Tax Assets	7.52	8.95	10.55	9.51	10.32	11.22
Other Real Estate Owned & Foreclosed	48.15	46.82	46.08	55.68	63.49	66.04
Other Long-Term Assets	4.17	6.2	7.74	6.39	6.35	18.76
Total Assets	1,435	1,401	1,378	1,364	1,445	1,352
Accrued Expenses	1.9	1.98	1.7	1.47	1.3	0.69
Interest Bearing Deposits	919.56	887.2	890.39	857.36	963.72	931.25
Non-Interest Bearing Deposits	151.65	143.85	125.53	121.59	116.98	107.1
Total Deposits	1,071	1,031	1,016	978.94	1,081	1,038
Current Portion of Long-Term Debt	-	19.09	23.87	63.45	84.52	65.19
Current Portion of Leases	-	1.25	1.09	1.02	0.97	0.8
Current Income Taxes Payable	3.02	3.59	5.72	5.75	3.47	0.5
Accrued Interest Payable	2.99	3.88	7.14	6.83	4.95	4.82
Other Current Liabilities	49.72	24.8	23.44	20.91	22.42	36.9
Long-Term Debt	98.86	74.88	67.79	81.87	55.97	38.37
Long-Term Leases	6.24	4.13	4.71	4.6	4.39	4.03
Long-Term Unearned Revenue	1.22	1.09	1.06	1.07	1.01	-
Other Long-Term Liabilities	23.69	61.36	55.63	34.34	37.93	20.91
Total Liabilities	1,259	1,228	1,209	1,202	1,298	1,213
Common Stock	120	120	120	120	120	120
Retained Earnings	53.94	50.7	44.98	39.49	28.14	21.49
Comprehensive Income & Other	1.59	2.99	3.92	2.62	-0.97	-2.02
Shareholders' Equity	175.53	173.69	168.91	162.12	147.17	139.47
Total Liabilities & Equity	1,435	1,401	1,378	1,364	1,445	1,352
Total Debt	105.11	99.35	97.47	150.95	145.84	108.4
Net Cash (Debt)	-13.72	13.1	-22.15	-92.59	-61.65	8.39
Net Cash Per Share	-0.11	0.11	-0.18	-0.77	-0.51	0.07
Filing Date Shares Outstanding	120	120	120	120	120	120
Total Common Shares Outstanding	120	120	120	120	120	120
Book Value Per Share	1.46	1.45	1.41	1.35	1.23	1.16
Tangible Book Value	173.05	171.05	166.05	159.89	144.91	137.37
Tangible Book Value Per Share	1.44	1.43	1.38	1.33	1.21	1.14

Source: S&P Global Market Intelligence. Banks template. Financial Sources.