Jordan Commercial Bank Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	126.76	111.07	73.95	56.81	82.42
Investment Securities	355.45	370.55	393.53	415.81	394.35
Trading Asset Securities	1.25	1.37	1.37	1.55	1.78
Total Investments	356.7	371.92	394.91	417.36	396.13
Gross Loans	958.68	856.15	818.92	770.84	861.55
Allowance for Loan Losses	-51.8	-57.83	-63.31	-52.03	-63.79
Other Adjustments to Gross Loans	-20.17	-22.6	-23.18	-16.95	-23.86
Net Loans	886.71	775.73	732.43	701.85	773.9
Property, Plant & Equipment	26.07	26.06	27.25	27.84	27.29
Other Intangible Assets	2.41	2.64	2.86	2.23	2.27
Accrued Interest Receivable	16.83	15.43	16.31	16.05	10.99
Other Receivables	-	-	30	36.55	36.55
Restricted Cash	35.52	33.63	33.09	30.92	32.4
Other Current Assets	3.19	2.89	2.52	2.91	2.81
Long-Term Deferred Tax Assets	8.03	8.95	10.55	9.51	10.32
Other Real Estate Owned & Foreclosed	46.39	46.82	46.08	55.68	63.49
Other Long-Term Assets	9.43	6.2	7.74	6.39	6.35
Total Assets	1,518	1,401	1,378	1,364	1,445
Accrued Expenses	2.53	1.98	1.7	1.47	1.3
Interest Bearing Deposits	976.5	887.2	890.39	857.36	963.72
Non-Interest Bearing Deposits	166.39	143.85	125.53	121.59	116.98
Total Deposits	1,143	1,031	1,016	978.94	1,081
Current Portion of Long-Term Debt	7.89	19.09	23.87	63.45	84.52
Current Portion of Leases	1.38	1.25	1.09	1.02	0.97
Current Income Taxes Payable	5.15	3.59	5.72	5.75	3.47
Accrued Interest Payable	2.67	3.88	7.14	6.83	4.95
Other Current Liabilities	34.97	24.8	23.44	20.91	22.42
Long-Term Debt	95.68	74.88	67.79	81.87	55.97
Long-Term Leases	4.9	4.13	4.71	4.6	4.39
Long-Term Unearned Revenue	0.97	1.09	1.06	1.07	1.01
Other Long-Term Liabilities	39.12	61.36	55.63	34.34	37.93
Total Liabilities	1,339	1,228	1,209	1,202	1,298
Common Stock	120	120	120	120	120
Retained Earnings	57.88	50.7	44.98	39.49	28.14
Comprehensive Income & Other	1.5	2.99	3.92	2.62	-0.97
Shareholders' Equity	179.37	173.69	168.91	162.12	147.17
Total Liabilities & Equity	1,518	1,401	1,378	1,364	1,445
Total Debt	109.86	99.35	97.47	150.95	145.84
Net Cash (Debt)	18.15	13.1	-22.15	-92.59	-61.65
Net Cash Growth	38.60%	-	-	-	-
Net Cash Per Share	0.15	0.11	-0.18	-0.77	-0.51
Filing Date Shares Outstanding	120	120	120	120	120
Total Common Shares Outstanding	120	120	120	120	120
Book Value Per Share	1.49	1.45	1.41	1.35	1.23
Tangible Book Value	176.97	171.05	166.05	159.89	144.91
Tangible Book Value Per Share	1.47	1.43	1.38	1.33	1.21

Source: S&P Global Market Intelligence. Banks template. Financial Sources.