Jordan Commercial Bank (ASE:JCBK)

Jordan Commercial Bank Cash Flow Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Net Income	11.72	11.48	11.34	7	0.51
Depreciation & Amortization	3.47	3.41	2.97	3.09	3.2
Other Amortization	0.61	0.5	0.5	0.53	0.42
Gain (Loss) on Sale of Assets	0.04	-0	-0	-0	-0.1
Gain (Loss) on Sale of Investments	-0.01	-0.51	0.07	-0.33	0.23
Provision for Credit Losses	7.85	11.79	6.3	4.6	8.05
Change in Trading Asset Securities	-	-	0.16	0.2	-
Change in Other Net Operating Assets	-37.05	-32.1	51.67	-47.31	-74.15
Other Operating Activities	-5.09	-1.48	2.32	3.08	5.29
Net Cash from Discontinued Operations	-	-	-	-	-4.19
Operating Cash Flow	-18.46	-6.91	75.32	-29.13	-60.74
Capital Expenditures	-1.32	-2.66	-2.28	-2.13	-1.7
Sale of Property, Plant and Equipment	0.01	0.02	0.01	0	0.18
Investment in Securities	21.9	23.3	-15.38	-81.76	-5.71
Purchase / Sale of Intangibles	-0.28	-1.13	-0.46	-0.71	-0.66
Other Investing Activities	0.18	0.28	0.14	0.2	0.21
Investing Cash Flow	20.49	19.81	-17.98	-84.38	-7.68
Long-Term Debt Issued	2.3	-	4.84	36.92	7.48
Long-Term Debt Repaid	-1.19	-54.93	-1.11	-1.13	-
Net Debt Issued (Repaid)	1.11	-54.93	3.73	35.79	7.48
Common Dividends Paid	-6	-6	-	-	-
Net Increase (Decrease) in Deposit Accounts	27.39	70.69	-75.64	33.7	98.99
Financing Cash Flow	22.51	9.77	-71.91	69.49	106.47
Foreign Exchange Rate Adjustments	0.39	0.35	-0.35	0.49	0.4
Net Cash Flow	24.92	23.02	-14.92	-43.54	38.44
Free Cash Flow	-19.78	-9.57	73.05	-31.26	-62.44
Free Cash Flow Margin	-41.98%	-19.80%	161.96%	-78.52%	-180.04%
Free Cash Flow Per Share	-0.17	-0.08	0.61	-0.26	-0.52
Cash Income Tax Paid	6.56	6.39	4.19	2.21	0.64

Source: S&P Global Market Intelligence. Banks template. Financial Sources.