Jordan Islamic Bank (ASE:JOIB)

Jordan Islamic Bank Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	246.84	217.57	183.41	161.04	151.97	148.36
Total Interest Income	246.84	217.57	183.41	161.04	151.97	148.36
Interest Paid on Deposits	163.5	142.9	128.3	109.01	82.12	64.47
Net Interest Income	83.33	74.67	55.11	52.03	69.85	83.89
Net Interest Income Growth	23.59%	35.49%	5.92%	-25.51%	-16.73%	-1.46%
Gain (Loss) on Sale of Assets	1.32	1.32	1.18	1.07	1.05	2.12
Gain (Loss) on Sale of Investments	34.28	30.27	23.69	21.16	13.58	11.09
Other Non-Interest Income	120.87	113.87	103.42	103.27	95.48	85.31
Total Non-Interest Income	163.59	148.07	130.26	130.6	114.51	102.38
Non-Interest Income Growth	18.00%	13.68%	-0.26%	14.05%	11.85%	13.86%
Revenues Before Loan Losses	246.92	222.74	185.37	182.63	184.36	186.26
Provision for Loan Losses	20.03	12.93	0.04	-0.5	0.93	7.15
Revenue	226.9	209.82	185.32	183.13	183.43	179.11
Revenue Growth	13.72%	13.22%	1.20%	-0.16%	2.41%	7.27%
Salaries and Employee Benefits	52.12	49.45	46.7	45.71	44.5	41.92
Occupancy Expenses	8.42	7.94	6.91	6.47	8.14	8.36
Federal Deposit Insurance	12.49	11.71	10.76	10.26	9.92	8.99
Selling, General & Administrative	1.22	1.22	0.85	0.58	0.64	0.72
Other Non-Interest Expense	28.55	25.9	20.75	25.57	24.69	22.67
Total Non-Interest Expense	102.81	96.23	85.97	88.58	87.89	82.66
EBT Excluding Unusual Items	124.09	113.59	99.36	94.55	95.54	96.45
Pretax Income	124.09	113.59	99.36	94.55	95.54	96.45
Income Tax Expense	44.86	42.48	33.25	32.25	34.43	37.4
Earnings From Continuing Operations	79.23	71.11	66.1	62.3	61.11	59.06
Minority Interest in Earnings	-	-	-	-	-0	0
Net Income	79.23	71.11	66.1	62.3	61.11	59.06
Net Income to Common	79.23	71.11	66.1	62.3	61.11	59.06
Net Income Growth	13.10%	7.57%	6.10%	1.95%	3.47%	13.31%
Basic Shares Outstanding	200	200	200	200	200	200
Diluted Shares Outstanding	200	200	200	200	200	200
Shares Change	-	-	-	-	-	-
EPS (Basic)	0.40	0.36	0.33	0.31	0.31	0.30
EPS (Diluted)	0.40	0.36	0.33	0.31	0.31	0.30
EPS Growth	13.10%	7.57%	6.10%	1.95%	3.47%	13.31%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Sep 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	0.250	0.250	0.250	0.220	0.250	0.250
Dividend Growth	0%	0%	13.64%	-12.00%	0%	108.33%
Effective Tax Rate	36.15%	37.40%	33.47%	34.11%	36.04%	38.77%

Data Source: S&P Global Market Intelligence Last updated: Sep 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Nov 13, 2026

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