Jordan Islamic Bank (ASE:JOIB)

Jordan Islamic Bank Income Statement

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	237.46	217.57	183.41	161.04	151.97	148.36
Total Interest Income	237.46	217.57	183.41	161.04	151.97	148.36
Interest Paid on Deposits	154.56	142.9	128.3	109.01	82.12	64.47
Net Interest Income	82.9	74.67	55.11	52.03	69.85	83.89
Net Interest Income Growth	33.39%	35.49%	5.92%	-25.51%	-16.73%	-1.46%
Gain (Loss) on Sale of Assets	1.32	1.32	1.18	1.07	1.05	2.12
Gain (Loss) on Sale of Investments	32.6	30.27	23.69	21.16	13.58	11.09
Other Non-Interest Income	118.42	113.87	103.42	103.27	95.48	85.31
Total Non-Interest Income	159.36	148.07	130.26	130.6	114.51	102.38
Non-Interest Income Growth	17.34%	13.68%	-0.26%	14.05%	11.85%	13.86%
Revenues Before Loan Losses	242.26	222.74	185.37	182.63	184.36	186.26
Provision for Loan Losses	17.23	12.93	0.04	-0.5	0.93	7.15
Revenue	225.04	209.82	185.32	183.13	183.43	179.11
Revenue Growth	16.05%	13.22%	1.20%	-0.16%	2.41%	7.27%
Salaries and Employee Benefits	51.04	49.45	46.7	45.71	44.5	41.92
Occupancy Expenses	8.18	7.94	6.91	6.47	8.14	8.36
Federal Deposit Insurance	12.25	11.71	10.76	10.26	9.92	8.99
Selling, General & Administrative	1.22	1.22	0.85	0.58	0.64	0.72
Other Non-Interest Expense	27.24	25.9	20.75	25.57	24.69	22.67
Total Non-Interest Expense	99.92	96.23	85.97	88.58	87.89	82.66
EBT Excluding Unusual Items	125.12	113.59	99.36	94.55	95.54	96.45
Pretax Income	125.12	113.59	99.36	94.55	95.54	96.45
Income Tax Expense	47.09	42.48	33.25	32.25	34.43	37.4
Earnings From Continuing Operations	78.02	71.11	66.1	62.3	61.11	59.06
Minority Interest in Earnings	-	-	-	-	-0	0
Net Income	78.02	71.11	66.1	62.3	61.11	59.06
Net Income to Common	78.02	71.11	66.1	62.3	61.11	59.06
Net Income Growth	13.50%	7.57%	6.10%	1.95%	3.47%	13.31%
Basic Shares Outstanding	200	200	200	200	200	200
Diluted Shares Outstanding	200	200	200	200	200	200
Shares Change	-	-	-	-	-	-
EPS (Basic)	0.39	0.36	0.33	0.31	0.31	0.30
EPS (Diluted)	0.39	0.36	0.33	0.31	0.31	0.30
EPS Growth	13.50%	7.57%	6.10%	1.95%	3.47%	13.31%
Dividend Per Share	0.250	0.250	0.250	0.220	0.250	0.250
Dividend Growth	0%	0%	13.64%	-12.00%	0%	108.33%
Effective Tax Rate	37.64%	37.40%	33.47%	34.11%	36.04%	38.77%

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 15, 2026

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