Safwa Islamic Bank Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	133.64	151.14	187.44	128.7	290.39
Investment Securities	1,025	834.27	538.08	373.69	315.58
Trading Asset Securities	1.47	-	-	0.04	1.57
Total Investments	1,027	834.27	538.08	373.73	317.15
Gross Loans	2,336	1,856	1,557	1,555	1,248
Allowance for Loan Losses	-119.92	-94.05	-61.73	-56.93	-44.77
Other Adjustments to Gross Loans	-281.01	-221.29	-182.62	-181.71	-146.49
Net Loans	1,935	1,541	1,313	1,316	1,057
Property, Plant & Equipment	967.08	793	726.34	643.97	564.47
Other Intangible Assets	2.62	1.67	1.7	2	1.92
Accrued Interest Receivable	12.22	9.46	5.67	3.04	1.58
Other Receivables	12.92	12.32	9.83	8.3	8.62
Restricted Cash	130.61	110.48	95.06	88.18	76.7
Other Current Assets	12.04	1.95	2.15	1.8	1.38
Long-Term Deferred Tax Assets	19.37	18.51	12.23	8.27	6.73
Other Real Estate Owned & Foreclosed	24.11	49.83	36.41	8.28	7.94
Other Long-Term Assets	12.4	11.38	1.28	1.59	2.39
Total Assets	4,288	3,535	2,929	2,584	2,336
Accrued Expenses	4.17	2.91	1.62	0.85	0.41
Non-Interest Bearing Deposits	368.76	344.38	342.86	317.87	306.6
Total Deposits	368.76	344.38	342.86	317.87	306.6
Current Portion of Leases	0.39	0.11	0.09	0.08	0.09
Current Income Taxes Payable	18.14	20.68	11.92	8.75	8.33
Other Current Liabilities	386.09	230.62	176.66	100.49	107.37
Long-Term Leases	11	9.74	10.21	9.96	9.26
Other Long-Term Liabilities	3,262	2,717	2,196	1,974	1,741
Total Liabilities	4,051	3,325	2,740	2,412	2,173
Common Stock	150	120	100	100	100
Retained Earnings	85.98	89.41	89.33	71.79	62.68
Comprehensive Income & Other	1.54	0.09	-0.03	0.01	-
Shareholders' Equity	237.52	209.5	189.31	171.8	162.68
Total Liabilities & Equity	4,288	3,535	2,929	2,584	2,336
Total Debt	11.38	9.85	10.3	10.04	9.34
Net Cash (Debt)	123.72	141.29	177.15	118.69	282.61
Net Cash Growth	-12.43%	-20.24%	49.25%	-58.00%	-3.25%
Net Cash Per Share	0.82	0.94	1.18	0.79	1.88
Filing Date Shares Outstanding	150	150	150	150	150
Total Common Shares Outstanding	150	150	150	150	150
Book Value Per Share	1.58	1.40	1.26	1.15	1.08
Tangible Book Value	234.9	207.83	187.61	169.8	160.76
Tangible Book Value Per Share	1.57	1.39	1.25	1.13	1.07

Source: S&P Global Market Intelligence. Banks template. Financial Sources.