Safwa Islamic Bank (ASE:SIBK)

Safwa Islamic Bank Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Sep 30, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Cash & Equivalents	221.68	151.14	187.44	128.7	290.39	299.49
Investment Securities	965.17	834.27	538.08	373.69	315.58	229.75
Trading Asset Securities	2.01	-	-	0.04	1.57	1.51
Total Investments	967.18	834.27	538.08	373.73	317.15	231.26
Gross Loans	2,087	1,865	1,557	1,555	1,248	869.02
Allowance for Loan Losses	-116	-94.05	-61.73	-56.93	-44.77	-35.5
Other Adjustments to Gross Loans	-247.34	-221.29	-182.62	-181.71	-146.49	-85.62
Net Loans	1,723	1,549	1,313	1,316	1,057	747.9
Property, Plant & Equipment	929.16	793	726.34	643.97	564.47	453.55
Other Intangible Assets	2.36	1.67	1.7	2	1.92	2.02
Accrued Interest Receivable	8.67	9.46	5.67	3.04	1.58	1.67
Other Receivables	13.15	11.57	9.83	8.3	8.62	8.34
Restricted Cash	122.78	110.48	95.06	88.18	76.7	61.91
Other Current Assets	13.44	2.23	2.15	1.8	1.38	1.45
Long-Term Deferred Tax Assets	20.79	18.51	12.23	8.27	6.73	5.31
Other Real Estate Owned & Foreclosed	25.83	49.83	36.41	8.28	7.94	6.5
Other Long-Term Assets	2.62	2.89	1.28	1.59	2.39	0.83
Total Assets	4,051	3,535	2,929	2,584	2,336	1,820
Accrued Expenses	4.53	2.91	1.62	0.85	0.41	0.85
Non-Interest Bearing Deposits	401.54	344.38	342.86	317.87	306.6	253.47
Total Deposits	401.54	344.38	342.86	317.87	306.6	253.47
Current Portion of Leases	-	0.11	0.09	0.08	0.09	0.15
Current Income Taxes Payable	14.88	20.68	11.92	8.75	8.33	8.3
Other Current Liabilities	307.02	230.62	176.66	100.49	107.37	67.38
Long-Term Leases	9.68	9.74	10.21	9.96	9.26	8.75
Other Long-Term Liabilities	3,084	2,717	2,196	1,974	1,741	1,327
Total Liabilities	3,822	3,325	2,740	2,412	2,173	1,666
Common Stock	150	120	100	100	100	100
Retained Earnings	77.8	89.41	89.33	71.79	62.68	54.62
Comprehensive Income & Other	1.59	0.09	-0.03	0.01	-	-
Shareholders' Equity	229.39	209.5	189.31	171.8	162.68	154.62
Total Liabilities & Equity	4,051	3,535	2,929	2,584	2,336	1,820
Total Debt	9.68	9.85	10.3	10.04	9.34	8.9
Net Cash (Debt)	214.01	141.29	177.15	118.69	282.61	292.1
Net Cash Growth	-11.42%	-20.24%	49.25%	-58.00%	-3.25%	50.78%
Net Cash Per Share	1.43	0.94	1.18	0.79	1.88	1.95
Filing Date Shares Outstanding	150	150	150	150	150	150
Total Common Shares Outstanding	150	150	150	150	150	150
Book Value Per Share	1.53	1.40	1.26	1.15	1.08	1.03
Tangible Book Value	227.03	207.83	187.61	169.8	160.76	152.59
Tangible Book Value Per Share	1.51	1.39	1.25	1.13	1.07	1.02

Source: S&P Global Market Intelligence. Banks template. Financial Sources.