Safwa Islamic Bank (ASE:SIBK)

Safwa Islamic Bank Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	106.59	133.64	151.14	187.44	128.7	290.39
Investment Securities	1,095	1,023	834.27	538.08	373.69	315.58
Trading Asset Securities	-	1.47	-	-	0.04	1.57
Total Investments	1,095	1,025	834.27	538.08	373.73	317.15
Gross Loans	2,533	2,336	1,856	1,557	1,555	1,248
Allowance for Loan Losses	-126.74	-119.92	-94.05	-61.73	-56.93	-44.77
Other Adjustments to Gross Loans	-297.97	-281.01	-221.29	-182.62	-181.71	-146.49
Net Loans	2,108	1,935	1,541	1,313	1,316	1,057
Property, Plant & Equipment	1,039	967.08	793	726.34	643.97	564.47
Other Intangible Assets	3.91	2.62	1.67	1.7	2	1.92
Investments in Real Estate	1.36	1.73	-	-	-	-
Accrued Interest Receivable	13.16	12.22	9.46	5.67	3.04	1.58
Other Receivables	14.59	12.92	12.32	9.83	8.3	8.62
Restricted Cash	130.61	130.61	110.48	95.06	88.18	76.7
Other Current Assets	14.58	12.04	1.95	2.15	1.8	1.38
Long-Term Deferred Tax Assets	21.76	19.37	18.51	12.23	8.27	6.73
Other Real Estate Owned & Foreclosed	26.08	24.11	49.83	36.41	8.28	7.94
Other Long-Term Assets	7.95	12.4	11.38	1.28	1.59	2.39
Total Assets	4,582	4,288	3,535	2,929	2,584	2,336

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accrued Expenses	5	4.17	2.91	1.62	0.85	0.41
Non-Interest Bearing Deposits	412.52	368.76	344.38	342.86	317.87	306.6
Total Deposits	412.52	368.76	344.38	342.86	317.87	306.6
Current Portion of Leases	-	0.39	0.11	0.09	0.08	0.09
Current Income Taxes Payable	16.49	18.14	20.68	11.92	8.75	8.33
Other Current Liabilities	423.26	386.09	230.62	176.66	100.49	107.37
Long-Term Leases	10.75	11	9.74	10.21	9.96	9.26
Other Long-Term Liabilities	3,427	3,262	2,717	2,196	1,974	1,741
Total Liabilities	4,330	4,051	3,325	2,740	2,412	2,173

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	180	150	120	100	100	100
Retained Earnings	72.39	85.98	89.41	89.33	71.79	62.68
Comprehensive Income & Other	-0.23	1.54	0.09	-0.03	0.01	-
Shareholders' Equity	252.17	237.52	209.5	189.31	171.8	162.68
Total Liabilities & Equity	4,582	4,288	3,535	2,929	2,584	2,336

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	46.2	11.38	9.85	10.3	10.04	9.34
Net Cash (Debt)	60.39	123.72	141.29	177.15	118.69	282.61
Net Cash Growth	-45.32%	-12.43%	-20.24%	49.25%	-58.00%	-3.25%
Net Cash Per Share	0.34	0.69	0.78	0.98	0.66	1.57
Filing Date Shares Outstanding	180	180	180	180	180	180
Total Common Shares Outstanding	180	180	180	180	180	180
Book Value Per Share	1.40	1.32	1.16	1.05	0.95	0.90
Tangible Book Value	248.26	234.9	207.83	187.61	169.8	160.76
Tangible Book Value Per Share	1.38	1.31	1.15	1.04	0.94	0.89

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 15, 2026

Data Sources Report a data error