Safwa Islamic Bank Balance Sheet

Financials in millions JOD. Fiscal year is January - December.

Millions JOD. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	202.03	133.64	151.14	187.44	128.7	290.39
Investment Securities	1,080	1,023	834.27	538.08	373.69	315.58
Trading Asset Securities	3.15	1.47	-	-	0.04	1.57
Total Investments	1,083	1,025	834.27	538.08	373.73	317.15
Gross Loans	2,486	2,336	1,856	1,557	1,555	1,248
Allowance for Loan Losses	-121.3	-119.92	-94.05	-61.73	-56.93	-44.77
Other Adjustments to Gross Loans	-295.6	-281.01	-221.29	-182.62	-181.71	-146.49
Net Loans	2,069	1,935	1,541	1,313	1,316	1,057
Property, Plant & Equipment	1,005	967.08	793	726.34	643.97	564.47
Other Intangible Assets	4.03	2.62	1.67	1.7	2	1.92
Investments in Real Estate	1.36	1.73	-	-	-	-
Accrued Interest Receivable	9.49	12.22	9.46	5.67	3.04	1.58
Other Receivables	13.58	12.92	12.32	9.83	8.3	8.62
Restricted Cash	134.83	130.61	110.48	95.06	88.18	76.7
Other Current Assets	18.82	12.04	1.95	2.15	1.8	1.38
Long-Term Deferred Tax Assets	20.47	19.37	18.51	12.23	8.27	6.73
Other Real Estate Owned & Foreclosed	26.91	24.11	49.83	36.41	8.28	7.94
Other Long-Term Assets	6.91	12.4	11.38	1.28	1.59	2.39
Total Assets	4,596	4,288	3,535	2,929	2,584	2,336
Accrued Expenses	4.99	4.17	2.91	1.62	0.85	0.41
Non-Interest Bearing Deposits	413.52	368.76	344.38	342.86	317.87	306.6
Total Deposits	413.52	368.76	344.38	342.86	317.87	306.6
Current Portion of Leases	-	0.39	0.11	0.09	0.08	0.09
Current Income Taxes Payable	20.89	18.14	20.68	11.92	8.75	8.33
Other Current Liabilities	473.7	386.09	230.62	176.66	100.49	107.37
Long-Term Leases	11.03	11	9.74	10.21	9.96	9.26
Other Long-Term Liabilities	3,393	3,262	2,717	2,196	1,974	1,741
Total Liabilities	4,353	4,051	3,325	2,740	2,412	2,173
Common Stock	150	150	120	100	100	100
Retained Earnings	94.18	85.98	89.41	89.33	71.79	62.68
Comprehensive Income & Other	-1.53	1.54	0.09	-0.03	0.01	-
Shareholders' Equity	242.65	237.52	209.5	189.31	171.8	162.68
Total Liabilities & Equity	4,596	4,288	3,535	2,929	2,584	2,336
Total Debt	46.48	11.38	9.85	10.3	10.04	9.34
Net Cash (Debt)	158.69	123.72	141.29	177.15	118.69	282.61
Net Cash Growth	-41.45%	-12.43%	-20.24%	49.25%	-58.00%	-3.25%
Net Cash Per Share	1.06	0.82	0.94	1.18	0.79	1.88
Filing Date Shares Outstanding	150	150	150	150	150	150
Total Common Shares Outstanding	150	150	150	150	150	150
Book Value Per Share	1.62	1.58	1.40	1.26	1.15	1.08
Tangible Book Value	238.62	234.9	207.83	187.61	169.8	160.76
Tangible Book Value Per Share	1.59	1.57	1.39	1.25	1.13	1.07