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Safwa Islamic Bank (ASE:SIBK)
Jordan flag Jordan · Delayed Price · Currency is JOD
3.340
-0.040 (-1.18%)
At close: Aug 13, 2026

Safwa Islamic Bank Financials Overview

Millions JOD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
104.2791.797364.1953.9349.18
Revenue Growth
27.88%25.75%13.72%19.02%9.67%16.22%
Net Income
32.2626.7120.2217.5115.1114.06
Earnings Per Share
0.180.150.110.100.080.08
EPS Growth
40.49%32.09%15.50%15.87%7.48%38.29%

Revenue by Segment
Chart
Fiscal YearFY 2025
Period EndingDec '25
Individual
84.07
Institutions
71.42
Treasury
54.91
Other
6.41
Total
216.81

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
106.59135.1151.14187.44128.74291.95
Total Debt
46.211.389.8510.310.049.34
Net Cash (Debt)
60.39123.72141.29177.15118.69282.61
Net Cash Growth
-45.32%-12.43%-20.24%49.25%-58.00%-3.25%
Net Cash Per Share
0.340.690.780.980.661.57

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-495.66-398.19-240.9-13.14-329.57-366.29
Capital Expenditures
-5.22-3.79-4.04-1.82-1.33-2
Free Cash Flow
-500.88-401.98-244.94-14.96-330.89-368.29
Free Cash Flow Growth
------

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
30.94%29.10%27.71%27.28%28.02%28.59%
FCF Margin
-480.36%-437.94%-335.56%-23.31%-613.51%-748.90%

Dividends
Chart
Fiscal YearFY 2021
Period EndingDec '21
Dividend Per Share
0.033
Dividend Per Share Growth
0%
Dividend Yield
3.24%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
18.6416.6211.0411.0812.7113.58
PS Ratio
5.774.843.063.023.563.88