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Safwa Islamic Bank (ASE:SIBK)
Jordan flag Jordan · Delayed Price · Currency is JOD
3.480
-0.020 (-0.57%)
At close: Nov 12, 2026

Safwa Islamic Bank Financials Overview

Millions JOD. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
108.0891.797364.1953.9349.18
Revenue Growth
23.67%25.75%13.72%19.02%9.67%16.22%
Net Income
35.2926.7120.2217.5115.1114.06
Earnings Per Share
0.200.150.110.100.080.08
EPS Growth
39.37%32.09%15.50%15.87%7.48%38.29%

Revenue by Segment
Chart
Fiscal Year
FY 2025
Period EndingDec '25
Individual
84.07
Institutions
71.42
Treasury
54.91
Other
6.41
Total
216.81

Cash & Debt
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
322.59135.1151.14187.44128.74291.95
Total Debt
45.9211.389.8510.310.049.34
Net Cash (Debt)
276.67123.72141.29177.15118.69282.61
Net Cash Growth
29.28%-12.43%-20.24%49.25%-58.00%-3.25%
Net Cash Per Share
1.540.690.780.980.661.57

Cash Flow & CapEx
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-597.53-398.19-240.9-13.14-329.57-366.29
Capital Expenditures
-5.42-3.79-4.04-1.82-1.33-2
Free Cash Flow
-602.96-401.98-244.94-14.96-330.89-368.29
Free Cash Flow Growth
------

Margins
Chart
Fiscal Year
TTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
32.65%29.10%27.71%27.28%28.02%28.59%
FCF Margin
-557.88%-437.94%-335.56%-23.31%-613.51%-748.90%

Dividends
Chart
Fiscal Year
FY 2021
Period EndingDec '21
Dividend Per Share
0.033
Dividend Per Share Growth
0%
Dividend Yield
3.14%

Valuation
Chart
Fiscal Year
CurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingNov '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
17.7516.6211.0411.0812.7113.58
PS Ratio
5.804.843.063.023.563.88