Safwa Islamic Bank (ASE:SIBK)

Safwa Islamic Bank Statistics

Total Valuation

ASE:SIBK has a market cap or net worth of JOD 567.00 million.

Market Cap	567.00M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Sunday, May 3, 2026.

Earnings Date	May 3, 2026
Ex-Dividend Date	n/a

Share Statistics

ASE:SIBK has 150.00 million shares outstanding. The number of shares has decreased by -0.78% in one year.

Current Share Class	150.00M
Shares Outstanding	150.00M
Shares Change (YoY)	-0.78%
Shares Change (QoQ)	-0.68%
Owned by Insiders (%)	2.06%
Owned by Institutions (%)	7.76%
Float	30.96M

Valuation Ratios

The trailing PE ratio is 18.60.

PE Ratio	18.60
Forward PE	n/a
PS Ratio	5.70
PB Ratio	2.34
P/TBV Ratio	2.38
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.02
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 13.29%.

Return on Equity (ROE)	13.29%
Return on Assets (ROA)	0.73%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	5.17%
Revenue Per Employee	379,791
Profits Per Employee	115,903
Employee Count	262
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ASE:SIBK has paid 19.30 million in taxes.

Income Tax	19.30M
Effective Tax Rate	38.86%

Stock Price Statistics

The stock price has increased by +97.78% in the last 52 weeks. The beta is 0.19, so ASE:SIBK's price volatility has been lower than the market average.

Beta (5Y)	0.19
52-Week Price Change	+97.78%
50-Day Moving Average	3.45
200-Day Moving Average	2.85
Relative Strength Index (RSI)	67.66
Average Volume (20 Days)	14,396

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ASE:SIBK had revenue of JOD 99.51 million and earned 30.37 million in profits. Earnings per share was 0.20.

Revenue	99.51M
Gross Profit	98.79M
Operating Income	55.90M
Pretax Income	49.67M
Net Income	30.37M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.20

Balance Sheet

The company has 339.98 million in cash and 11.03 million in debt, with a net cash position of 328.95 million or 2.19 per share.

Cash & Cash Equivalents	339.98M
Total Debt	11.03M
Net Cash	328.95M
Net Cash Per Share	2.19
Equity (Book Value)	242.65M
Book Value Per Share	1.63
Working Capital	-425.41M

Cash Flow

In the last 12 months, operating cash flow was -440.75 million and capital expenditures -4.06 million, giving a free cash flow of -444.81 million.

Operating Cash Flow	-440.75M
Capital Expenditures	-4.06M
Depreciation & Amortization	n/a
Net Borrowing	-2.59M
Free Cash Flow	-444.81M
FCF Per Share	-2.97

Margins

Gross Margin	n/a
Operating Margin	56.18%
Pretax Margin	49.91%
Profit Margin	30.52%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

ASE:SIBK does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.78%
Shareholder Yield	0.78%
Earnings Yield	5.36%
FCF Yield	-78.45%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 2, 2025. It was a forward split with a ratio of 1.25.

Last Split Date	Jul 2, 2025
Split Type	Forward
Split Ratio	1.25

Scores

Altman Z-Score	n/a
Piotroski F-Score	2