Safwa Islamic Bank (ASE:SIBK)

Safwa Islamic Bank Statistics

Total Valuation

ASE:SIBK has a market cap or net worth of JOD 343.50 million.

Market Cap	343.50M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Tuesday, October 28, 2025.

Earnings Date	Oct 28, 2025
Ex-Dividend Date	n/a

Share Statistics

ASE:SIBK has 150.00 million shares outstanding. The number of shares has decreased by -0.31% in one year.

Current Share Class	150.00M
Shares Outstanding	150.00M
Shares Change (YoY)	-0.31%
Shares Change (QoQ)	+0.23%
Owned by Insiders (%)	2.06%
Owned by Institutions (%)	8.14%
Float	30.96M

Valuation Ratios

The trailing PE ratio is 14.96.

PE Ratio	14.96
Forward PE	n/a
PS Ratio	4.21
PB Ratio	1.56
P/TBV Ratio	1.57
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-0.03
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 10.97%.

Return on Equity (ROE)	10.97%
Return on Assets (ROA)	0.67%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	311,212
Profits Per Employee	87,634
Employee Count	262
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, ASE:SIBK has paid 14.28 million in taxes.

Income Tax	14.28M
Effective Tax Rate	38.35%

Stock Price Statistics

The stock price has increased by +50.66% in the last 52 weeks. The beta is 0.16, so ASE:SIBK's price volatility has been lower than the market average.

Beta (5Y)	0.16
52-Week Price Change	+50.66%
50-Day Moving Average	2.19
200-Day Moving Average	1.81
Relative Strength Index (RSI)	60.51
Average Volume (20 Days)	8,014

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, ASE:SIBK had revenue of JOD 81.54 million and earned 22.96 million in profits. Earnings per share was 0.15.

Revenue	81.54M
Gross Profit	80.94M
Operating Income	42.72M
Pretax Income	37.24M
Net Income	22.96M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.15

Balance Sheet

The company has 118.59 million in cash and 9.92 million in debt, giving a net cash position of 108.67 million or 0.72 per share.

Cash & Cash Equivalents	118.59M
Total Debt	9.92M
Net Cash	108.67M
Net Cash Per Share	0.72
Equity (Book Value)	220.89M
Book Value Per Share	1.47
Working Capital	-381.55M

Cash Flow

In the last 12 months, operating cash flow was -354.48 million and capital expenditures -4.28 million, giving a free cash flow of -358.76 million.

Operating Cash Flow	-354.48M
Capital Expenditures	-4.28M
Free Cash Flow	-358.76M
FCF Per Share	-2.39

Margins

Gross Margin	n/a
Operating Margin	52.39%
Pretax Margin	45.68%
Profit Margin	28.16%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

ASE:SIBK does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	0.31%
Shareholder Yield	n/a
Earnings Yield	6.68%
FCF Yield	-104.44%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

The last stock split was on July 2, 2025. It was a forward split with a ratio of 1.25.

Last Split Date	Jul 2, 2025
Split Type	Forward
Split Ratio	1.25

Scores

Altman Z-Score	n/a
Piotroski F-Score	2