Credit Corp Group Income Statement

Financials in millions AUD. Fiscal year is July - June.

Millions AUD. Fiscal year is Jul - Jun.

Fiscal Year	FY 2026	FY 2025	FY 2024	FY 2023	FY 2022
Period Ending	Jun '26 Jun 30, 2026	Jun '25 Jun 30, 2025	Jun '24 Jun 30, 2024	Jun '23 Jun 30, 2023	Jun '22 Jun 30, 2022
Interest and Dividend Income	302.54	274.02	264	270.04	290
Total Interest Expense	37.92	36.25	25.93	16.99	5.17
Net Interest Income	264.62	237.77	238.07	253.05	284.83
Other Revenue	283.42	271.62	277.25	203.33	121.2
Revenue Before Loan Losses	548.03	509.39	515.32	456.38	406.03
Provision for Loan Losses	69.98	62.25	137.53	61.71	32.48
Revenue	478.05	447.14	377.78	394.67	373.56
Revenue Growth	6.91%	18.36%	-4.28%	5.65%	11.19%
Salaries & Employee Benefits	196.78	196.22	190.68	180.71	150.1
Cost of Services Provided	109.64	95.98	91.65	65.81	62.41
Other Operating Expenses	11.51	12.78	12.86	8.64	7.53
Total Operating Expenses	327.82	313.52	304.99	266.31	230.54
Operating Income	150.23	133.62	72.79	128.36	143.02
Pretax Income	150.23	133.62	72.79	128.36	143.02
Income Tax Expense	44.72	39.52	22.09	37.11	42.3
Net Income	105.51	94.1	50.71	91.25	100.72
Net Income to Common	105.51	94.1	50.71	91.25	100.72
Net Income Growth	12.13%	85.57%	-44.43%	-9.40%	14.28%
Shares Outstanding (Basic)	68	68	68	68	68
Shares Outstanding (Diluted)	68	69	69	69	68
Shares Change	-1.18%	0.02%	-0.09%	1.62%	-
EPS (Basic)	1.55	1.38	0.74	1.34	1.49
EPS (Diluted)	1.55	1.37	0.74	1.32	1.49
EPS Growth	13.47%	85.60%	-44.41%	-10.84%	14.32%
Free Cash Flow	-6.12	51.19	-49.92	-85.33	-104.02
Free Cash Flow Per Share	-0.09	0.74	-0.72	-1.24	-1.53
Dividend Per Share	0.775	0.680	0.380	0.700	0.740
Dividend Growth	13.97%	78.95%	-45.71%	-5.41%	2.78%
Operating Margin	31.43%	29.88%	19.27%	32.52%	38.29%
Profit Margin	22.07%	21.04%	13.42%	23.12%	26.96%
Free Cash Flow Margin	-1.28%	11.45%	-13.21%	-21.62%	-27.85%
Effective Tax Rate	29.77%	29.58%	30.34%	28.91%	29.58%