EML Payments Earnings Call Transcripts
Fiscal Year 2026
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H1 FY26 saw revenue and EBITDA decline due to client terminations and lower interest income, but operational efficiency improved and the sales pipeline grew. Project Arlo's rollout and new product initiatives are on track, with guidance narrowed and FY28 targets reaffirmed.
Fiscal Year 2025
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Transformation strategy and leadership overhaul drove improved customer renewals and new business wins, with revenue up 9% and underlying EBITDA up 13% year-over-year. Project Arlo and a strengthened balance sheet position the company for double-digit growth, despite a statutory loss from non-recurring items.
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Revenue rose 15% year-over-year to AUD 115.1 million, with underlying EBITDA up 50% and NPAT turning positive. The business is executing its EML 2.0 strategy, reaffirming FY 2025 EBITDA guidance and focusing on pipeline growth, operational efficiency, and new verticals.
Fiscal Year 2024
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Underlying EBITDA rose 34% to AUD 49 million on 18% revenue growth, with strong segment performance and improved margins. Strategic actions included the PCSIL wind-down, Sentenial sale, and new debt facilities, positioning for growth in FY2025.