QBE Insurance Group Limited (ASX: QBE)

QBE Insurance Group Ratios and Metrics

Market cap in millions AUD. Fiscal year is January - December.

Fiscal Year	Current	FY 2023	FY 2022	FY 2021	FY 2020	FY 2019
Period Ending	Dec 30, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020	Dec 31, 2019
Market Capitalization	28,904	22,125	19,940	16,758	12,546	16,801
Market Cap Growth	11.74%	10.96%	18.98%	33.57%	-25.32%	25.29%
Enterprise Value	31,309	25,878	23,243	19,922	16,004	20,689
PE Ratio	11.29	11.56	25.24	17.41	-	21.46
PS Ratio	0.86	0.70	0.70	0.90	0.81	0.93
PB Ratio	1.89	1.52	1.53	1.37	1.14	1.45
P/FCF Ratio	5.35	10.19	4.84	4.47	8.11	6.75
P/OCF Ratio	4.80	10.03	4.78	4.42	7.84	6.63
EV/Sales Ratio	0.94	0.81	0.82	1.07	1.03	1.15
EV/EBITDA Ratio	7.59	8.25	15.00	12.56	-	13.57
EV/EBIT Ratio	7.91	8.42	15.69	13.19	-	14.85
EV/FCF Ratio	5.79	11.92	5.64	5.32	10.34	8.31
Debt / Equity Ratio	0.30	0.31	0.34	0.41	0.40	0.42
Debt / EBITDA Ratio	1.11	1.41	2.73	2.99	70.54	2.99
Debt / FCF Ratio	0.85	2.09	1.09	1.33	2.84	1.94
Quick Ratio	23.94	4.42	5.30	0.47	0.42	0.33
Current Ratio	55.91	10.22	13.03	0.73	0.69	0.55
Asset Turnover	0.54	0.53	0.43	0.28	0.28	0.32
Return on Equity (ROE)	18.41%	14.50%	6.71%	8.71%	-18.16%	6.86%
Return on Assets (ROA)	3.97%	3.22%	1.42%	1.43%	-0.12%	1.53%
Return on Capital (ROIC)	12.97%	10.49%	5.16%	5.63%	-0.45%	5.29%
Earnings Yield	10.08%	8.98%	4.33%	6.15%	-15.67%	4.66%
FCF Yield	20.69%	9.81%	20.66%	22.36%	12.34%	14.82%
Dividend Yield	3.71%	4.37%	3.12%	2.92%	0.52%	4.60%
Payout Ratio	35.52%	35.79%	59.11%	21.60%	-	83.45%
Buyback Yield / Dilution	-0.53%	-0.47%	-0.74%	-4.29%	-7.16%	2.57%
Total Shareholder Return	3.18%	3.90%	2.38%	-1.38%	-6.64%	7.18%

Source: S&P Capital IQ. Insurance template. Financial Sources.