QBE Insurance Group Limited (ASX:QBE)

QBE Insurance Group Ratios and Metrics

Market cap in millions AUD. Fiscal year is January - December.

Fiscal Year	Current	FY 2024	FY 2023	FY 2022	FY 2021	FY 2020
Period Ending	Feb 12, 2026	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021	Dec 31, 2020
Market Capitalization	29,444	28,904	22,125	19,940	16,758	12,546
Market Cap Growth	-5.74%	30.64%	10.96%	18.98%	33.57%	-25.32%
Enterprise Value	32,196	31,309	25,878	23,243	19,922	16,004
PE Ratio	10.01	10.35	11.56	25.24	17.41	-
PS Ratio	0.83	0.79	0.70	0.70	0.90	0.81
PB Ratio	1.77	1.67	1.50	1.53	1.37	1.14
P/FCF Ratio	6.24	7.02	10.19	4.84	4.47	8.11
P/OCF Ratio	6.19	6.95	10.03	4.78	4.43	7.84
EV/Sales Ratio	0.91	0.85	0.81	0.82	1.07	1.03
EV/EBITDA Ratio	7.27	7.26	8.25	15.00	12.56	-
EV/EBIT Ratio	7.51	7.40	8.42	15.69	13.19	-
EV/FCF Ratio	6.82	7.60	11.92	5.64	5.32	10.34
Debt / Equity Ratio	0.36	0.27	0.31	0.34	0.41	0.40
Debt / EBITDA Ratio	1.35	1.06	1.41	2.73	2.99	70.54
Debt / FCF Ratio	1.27	1.14	2.09	1.09	1.33	2.84
Net Debt / Equity Ratio	0.17	0.14	0.20	0.27	0.34	0.33
Net Debt / EBITDA Ratio	0.63	0.58	0.93	2.29	2.60	-140.15
Net Debt / FCF Ratio	0.58	0.61	1.35	0.86	1.10	2.35
Quick Ratio	23.65	5.65	4.42	5.30	0.47	0.42
Current Ratio	55.63	12.64	10.22	13.03	0.73	0.69
Asset Turnover	0.52	0.53	0.53	0.44	0.28	0.28
Return on Equity (ROE)	19.04%	17.21%	14.44%	6.71%	8.71%	-18.16%
Return on Assets (ROA)	3.91%	3.81%	3.22%	1.42%	1.43%	-0.12%
Return on Invested Capital (ROIC)	14.81%	15.28%	12.43%	7.26%	7.47%	-0.72%
Earnings Yield	10.10%	9.95%	8.98%	4.33%	6.16%	-15.67%
FCF Yield	16.03%	14.24%	9.81%	20.66%	22.36%	12.34%
Dividend Yield	4.36%	4.74%	4.57%	3.26%	3.05%	0.55%
Payout Ratio	42.57%	42.72%	35.79%	59.11%	21.60%	-
Buyback Yield / Dilution	-1.03%	-0.93%	-0.47%	-0.74%	-4.29%	-7.16%
Total Shareholder Return	3.39%	3.80%	4.10%	2.52%	-1.25%	-6.62%

Updated Jun 30, 2025. Source: S&P Global Market Intelligence. Insurance template. Financial Sources.