Al Salam Bank B.S.C. (BAX:SALAM)

Al Salam Bank B.S.C. Income Statement

Financials in millions BHD. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	394.33	380.38	332.83	222.76	129.94	98.78
Total Interest Income	394.33	380.38	332.83	222.76	129.94	98.78
Interest Paid on Borrowings	67.27	59.02	45.61	33.96	11	7.03
Total Interest Expense	67.27	59.02	45.61	33.96	11	7.03
Net Interest Income	327.06	321.36	287.22	188.8	118.94	91.75
Net Interest Income Growth	4.47%	11.89%	52.13%	58.74%	29.63%	8.55%
Gain (Loss) on Sale of Assets	-	-	-	-	-0.02	0.17
Gain (Loss) on Sale of Investments	-0.61	-	-	-9.13	2.51	-0.05
Gain (Loss) on Sale of Equity Investments	24.66	21.42	18.17	21.04	9.33	2.7
Other Non-Interest Income	48.09	42.44	41.06	29.03	-34.15	-28.06
Total Non-Interest Income	72.14	63.86	59.23	40.94	-22.34	-25.25
Non-Interest Income Growth	24.92%	7.82%	44.67%	-	-	-
Revenues Before Loan Losses	399.2	385.23	346.45	229.74	96.6	66.5
Provision for Loan Losses	31.33	35.91	21.17	22.99	12.68	12.51
Revenue	367.87	349.31	325.28	206.75	83.91	53.99
Revenue Growth	8.25%	7.39%	57.33%	146.38%	55.44%	32.02%
Salaries and Employee Benefits	48.4	46.69	44.35	31.77	23.56	17.03
Occupancy Expenses	12.88	12.88	8.06	4.32	2.29	1.28
Selling, General & Administrative	4.74	4.74	4.49	3.42	1.99	1.87
Other Non-Interest Expense	196.91	192.48	191.99	130.12	22.8	12.82
Total Non-Interest Expense	262.93	256.79	248.88	169.62	50.64	33
EBT Excluding Unusual Items	104.94	92.52	76.4	37.13	33.27	20.99
Asset Writedown	-	-	-	-	-0.2	-0.11
Other Unusual Items	-	-	-	15.56	-	0.35
Pretax Income	104.94	92.52	76.4	52.69	33.07	21.22
Income Tax Expense	7.18	7.06	6.9	4.51	-	-
Earnings From Continuing Operations	97.76	85.46	69.5	48.18	33.07	21.22
Minority Interest in Earnings	-12.02	-8.63	-10.49	-5.95	-1.48	0.14
Net Income	85.75	76.83	59.01	42.23	31.59	21.37
Preferred Dividends & Other Adjustments	11.01	11.01	4.01	-	-	-
Net Income to Common	74.74	65.83	55	42.23	31.59	21.37
Net Income Growth	16.63%	19.68%	30.26%	33.66%	47.86%	133.72%
Basic Shares Outstanding	3,086	3,102	3,071	2,988	2,990	3,093
Diluted Shares Outstanding	3,086	3,102	3,071	2,988	2,990	3,093
Shares Change	-4.81%	1.01%	2.79%	-0.05%	-3.35%	0.85%
EPS (Basic)	0.02	0.02	0.02	0.01	0.01	0.01
EPS (Diluted)	0.02	0.02	0.02	0.01	0.01	0.01
EPS Growth	22.54%	18.48%	26.73%	33.73%	52.97%	131.81%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Dividend Per Share	0.007	0.007	0.005	0.006	0.004	0.003
Dividend Growth	44.23%	44.23%	-10.35%	48.72%	30.00%	-16.67%
Effective Tax Rate	6.84%	7.63%	9.03%	8.56%	-	-

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 18, 2026

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