Grupo Financiero Galicia S.A. (BCBA:GGAL)

Grupo Financiero Galicia Income Statement

Financials in millions ARS. Fiscal year is January - December.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar 31, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Interest Income on Loans	-	9,464,047	10,840,531	11,240,292	5,278,101	565,230
Total Interest Income	-	9,464,047	10,840,531	11,240,292	5,278,101	565,230
Interest Paid on Deposits	-	3,877,496	4,072,755	7,155,627	4,155,211	352,366
Total Interest Expense	-	3,877,496	4,072,755	7,155,627	4,155,211	352,366
Net Interest Income	5,586,531	5,586,551	6,767,776	4,084,665	1,122,890	212,864
Net Interest Income Growth (YoY)	25.78%	-17.45%	65.69%	263.76%	427.51%	83.82%
Other Non-Interest Income	3,716,970	3,714,419	3,432,788	4,198,905	4,273,380	392,386
Total Non-Interest Income	3,716,970	3,714,419	3,432,788	4,198,905	4,273,380	392,386
Non-Interest Income Growth (YoY)	25.62%	8.20%	-18.25%	-1.74%	989.08%	85.74%
Revenues Before Loan Losses	9,303,501	9,300,969	10,200,564	8,283,569	5,396,270	605,250
Provision for Loan Losses	2,951,274	2,951,274	1,121,018	450,820	386,067	42,426
Revenue	6,352,227	6,349,696	9,079,546	7,832,749	5,010,203	562,824
Revenue Growth (YoY)	2.83%	-30.07%	15.92%	56.34%	790.19%	101.13%
Salaries and Employee Benefits	1,233,278	1,233,244	1,356,898	830,935	713,356	90,470
Occupancy Expenses	304,587	304,585	247,400	199,255	205,243	28,240
Selling, General & Administrative	898,251	897,655	712,619	489,458	486,884	65,437
Other Non-Interest Expense	3,662,646	3,643,064	5,081,613	5,135,773	3,123,330	281,394
Total Non-Interest Expense	6,216,142	6,073,783	6,474,265	6,648,494	4,532,062	465,689
EBT Excluding Unusual Items	136,085	275,912	2,605,281	1,184,255	478,140	97,136
Asset Writedown	12,137	12,137	270,115	99,551	4,399	32.2
Pretax Income	148,223	288,049	2,875,397	1,283,806	482,539	97,168
Income Tax Expense	79,175	91,915	778,046	486,656	124,930	33,025
Earnings From Continuing Operations	69,047	196,134	2,097,351	797,150	357,609	64,143
Minority Interest in Earnings	-88.19	-88.19	178.86	5.95	-0.07	-
Net Income	68,959	196,046	2,097,530	797,156	357,609	64,143
Net Income to Common	68,959	196,046	2,097,530	797,156	357,609	64,143
Net Income Growth	-95.42%	-90.65%	163.13%	122.91%	457.52%	65.50%
Basic Shares Outstanding	1,606	1,604	1,483	1,475	1,475	1,475
Diluted Shares Outstanding	1,606	1,604	1,483	1,475	1,475	1,475
Shares Change (YoY)	6.03%	8.16%	0.57%	-	-	2.21%
EPS (Basic)	42.93	122.21	1414.30	540.56	242.50	43.50
EPS (Diluted)	42.93	122.21	1414.30	540.56	242.50	43.50
EPS Growth	-95.68%	-91.36%	161.64%	122.91%	457.52%	61.93%
Dividend Per Share	-	-	-	-	26.446	7.460
Dividend Growth	-	-	-	-	254.51%	631.37%
Effective Tax Rate	53.42%	31.91%	27.06%	37.91%	25.89%	33.99%

Source: S&P Global Market Intelligence. Banks template. Financial Sources.