Grupo Financiero Galicia S.A. (BCBA:GGAL)
Argentina flag Argentina · Delayed Price · Currency is ARS
7,080.00
-85.00 (-1.19%)
Sep 3, 2026, 4:59 PM BRT

Grupo Financiero Galicia Financials Overview

Millions ARS. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
6,319,4286,349,6969,079,5467,832,7495,010,203562,824
Revenue Growth
-13.13%-30.07%15.92%56.34%790.19%101.13%
Net Income
135,104196,0462,097,530797,156357,60964,143
Earnings Per Share
84.11122.211414.30540.56242.5043.50
EPS Growth
-90.95%-91.36%161.64%122.91%457.52%61.93%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Unallocated Adjustments
-12,887-1,09610,663-697.16-3,215-60.08
Other Businesses
513,202519,886404,553355,683173,05813,085
Naranja X
1,074,7131,286,6801,730,9191,236,387966,732125,051
Banks
4,041,0814,301,4526,804,4736,042,4743,780,134414,051
Insurances
274,486242,774128,937198,90293,49410,698
Total
5,890,5966,349,6969,079,5467,832,7495,010,203562,824

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
6,240,9215,003,7026,124,5207,238,1783,967,420952,626
Total Debt
3,014,0236,668,8986,121,9102,950,5931,250,216420,381
Net Cash (Debt)
3,226,898-1,665,1962,6104,287,5852,717,204532,246
Net Cash Growth
192.63%--99.94%57.79%410.52%114.54%
Net Cash Per Share
2008.87-1038.051.762907.441842.56360.92

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
--9,900,382-16,082,3476,217,4873,328,425-281,921
Capital Expenditures
--245,915-285,480-174,998-136,427-20,542
Free Cash Flow
--10,146,296-16,367,8266,042,4903,191,997-302,463
Free Cash Flow Growth
---89.30%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJun '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
2.14%3.09%23.10%10.18%7.14%11.40%
FCF Margin
--159.79%-180.27%77.14%63.71%-53.74%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
26.446---26.4467.460
Dividend Per Share Growth
207.94%---254.51%631.37%
Dividend Yield
0.37%---10.31%5.18%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingSep '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
128.9567.195.243.101.364.49
Forward PE
8.6814.2210.9918.164.958.98
P/FCF Ratio
---0.410.15-
PS Ratio
1.932.071.210.320.100.51