Grupo Financiero Galicia S.A. (BCBA:GGAL)
Argentina flag Argentina · Delayed Price · Currency is ARS
7,890.00
-55.00 (-0.69%)
Jul 24, 2026, 5:14 PM BRT

Grupo Financiero Galicia Financials Overview

Millions ARS. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
6,069,7786,349,6969,079,5467,832,7495,010,203562,824
Revenue Growth
-25.39%-30.07%15.92%56.34%790.19%101.13%
Net Income
68,959196,0462,097,530797,156357,60964,143
Earnings Per Share
42.93122.211414.30540.56242.5043.50
EPS Growth
-96.54%-91.36%161.64%122.91%457.52%61.93%

Revenue by Segment

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Naranja X
1,116,4471,286,6801,730,9191,236,387966,732125,051
Other Businesses
496,439519,886404,553355,683173,05813,085
Insurances
273,751242,774128,937198,90293,49410,698
Unallocated Adjustments
2,193-1,09610,663-697.16-3,215-60.08
Banks
4,180,9484,301,4526,804,4736,042,4743,780,134414,051
Total
6,069,7786,349,6969,079,5467,832,7495,010,203562,824

Cash & Debt

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
7,158,6335,003,7026,124,5207,238,1783,967,420952,626
Total Debt
6,732,9846,668,8986,121,9102,950,5931,250,216420,381
Net Cash (Debt)
425,649-1,665,1962,6104,287,5852,717,204532,246
Net Cash Growth
---99.94%57.79%410.52%114.54%
Net Cash Per Share
264.99-1038.051.762907.441842.56360.92

Cash Flow & CapEx

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-8,204,990-9,900,382-16,082,3476,217,4873,328,425-281,921
Capital Expenditures
-183,423-245,915-285,480-174,998-136,427-20,542
Free Cash Flow
-8,388,413-10,146,296-16,367,8266,042,4903,191,997-302,463
Free Cash Flow Growth
---89.30%--

Margins

Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingMar '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Profit Margin
1.14%3.09%23.10%10.18%7.14%11.40%
FCF Margin
-138.20%-159.79%-180.27%77.14%63.71%-53.74%

Dividends

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Dividend Per Share
313.239---26.4467.460
Dividend Per Share Growth
312.48%---254.51%631.37%
Dividend Yield
3.95%---10.30%5.18%

Valuation

Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingJul '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
185.0767.195.243.101.364.49
Forward PE
11.5814.2210.9918.164.958.98
P/FCF Ratio
---0.410.15-
PS Ratio
2.102.071.210.320.100.51