Grupo Financiero Galicia S.A. (BCBA:GGAL)

Grupo Financiero Galicia Balance Sheet

Financials in millions ARS. Fiscal year is January - December.

Assets

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Cash & Equivalents	6,240,921	2,513,043	4,079,072	3,040,647	3,007,408	441,430
Investment Securities	13,869,811	7,212,398	8,456,939	7,632,873	1,996,176	589,162
Trading Asset Securities	-	1,764,559	2,045,448	1,430,979	241,886	115,366
Total Investments	13,869,811	8,976,957	10,502,387	9,063,852	2,238,063	704,528
Gross Loans	27,332,243	24,553,179	19,252,884	7,177,258	3,483,534	1,489,807
Allowance for Loan Losses	-	-2,099,963	-777,645	-314,862	-175,303	-83,900
Net Loans	27,332,243	22,453,216	18,475,239	6,862,395	3,308,232	1,405,907
Property, Plant & Equipment	1,365,500	1,195,524	1,309,595	839,918	360,675	121,154
Other Intangible Assets	426,562	381,324	400,548	292,255	119,932	41,357
Investments in Real Estate	-	20,291	15,245	12,535	5,114	1,670
Accrued Interest Receivable	-	877,309	550,464	365,387	150,248	55,344
Other Receivables	-	55,806	157,549	43,647	34,164	31,386
Restricted Cash	-	6,903,203	4,540,528	1,940,130	765,777	374,742
Other Current Assets	11,175	179,090	157,354	86,505	34,317	2,665
Long-Term Deferred Tax Assets	-	470,993	550,405	448,623	22,582	8,350
Other Real Estate Owned & Foreclosed	-	576.63	576.63	475.9	312.76	15.22
Other Long-Term Assets	1,116,998	1,751,813	2,135,253	1,156,846	494,776	82,673
Total Assets	50,363,210	45,779,144	42,874,215	24,153,217	10,541,601	3,271,222

Liabilities

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Accounts Payable	-	-	-	-	2,416	739.63
Accrued Expenses	-	536,549	602,234	372,595	142,663	34,770
Interest Bearing Deposits	29,034,793	27,481,555	24,203,410	13,153,042	6,530,421	1,998,234
Total Deposits	29,034,793	27,481,555	24,203,410	13,153,042	6,530,421	1,998,234
Short-Term Borrowings	-	2,431,606	1,107,720	89,889	5,276	75,974
Current Portion of Long-Term Debt	-	-	-	-	-	3,906
Current Portion of Leases	-	12,752	12,900	13,503	5,720	2,588
Current Income Taxes Payable	-	123,173	211,529	644,020	27,404	18,815
Accrued Interest Payable	-	187,385	309,821	341,522	139,861	19,640
Other Current Liabilities	-	992,173	720,663	599,732	212,174	63,478
Long-Term Debt	3,014,023	4,193,095	4,943,528	2,791,052	1,221,039	331,966
Long-Term Leases	-	31,445	57,763	56,149	18,182	5,947
Long-Term Unearned Revenue	-	5,683	10,281	8,565	8,665	4,194
Pension & Post-Retirement Benefits	-	1,548	1,995	1,139	1,107	232.49
Long-Term Deferred Tax Liabilities	-	26,245	180,431	41,032	20,546	8,526
Other Long-Term Liabilities	9,116,378	1,989,104	2,545,005	1,271,725	308,581	112,833
Total Liabilities	41,165,194	38,012,313	34,907,279	19,383,967	8,644,055	2,681,843

Shareholders' Equity

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Common Stock	9,198,016	1,606	1,589	1,475	1,475	1,475
Additional Paid-In Capital	-	797,658	697,388	17,281	17,281	17,281
Retained Earnings	-	4,612,563	4,917,782	-441,099	1,161,589	353,439
Comprehensive Income & Other	-	2,354,715	2,349,970	5,191,383	717,201	217,184
Total Common Equity	9,198,016	7,766,543	7,966,728	4,769,040	1,897,547	589,379
Minority Interest	-	288.65	208.11	209.78	0.06	0.01
Shareholders' Equity	9,198,016	7,766,831	7,966,936	4,769,250	1,897,547	589,379
Total Liabilities & Equity	50,363,210	45,779,144	42,874,215	24,153,217	10,541,601	3,271,222

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun 30, 2026	Dec 31, 2025	Dec 31, 2024	Dec 31, 2023	Dec 31, 2022	Dec 31, 2021
Total Debt	3,014,023	6,668,898	6,121,910	2,950,593	1,250,216	420,381
Net Cash (Debt)	3,226,898	-1,665,196	2,610	4,287,585	2,717,204	532,246
Net Cash Growth	192.63%	-	-99.94%	57.79%	410.52%	114.54%
Net Cash Per Share	2008.87	-1038.05	1.76	2907.44	1842.56	360.92
Filing Date Shares Outstanding	1,606	1,606	1,589	1,475	1,475	1,475
Total Common Shares Outstanding	1,606	1,606	1,589	1,475	1,475	1,475
Book Value Per Share	5725.58	4835.19	5015.21	3233.92	1286.74	399.66
Tangible Book Value	8,771,454	7,385,219	7,566,180	4,476,785	1,777,614	548,021
Tangible Book Value Per Share	5460.05	4597.79	4763.06	3035.74	1205.41	371.62

Data Source: S&P Global Market Intelligence Last updated: Jun 30, 2026

Financial data is provided by S&P Global Market Intelligence and updates within hours after each earnings release, which is every three months for this company.

Update frequency:

Quarterly

Last checked:

Aug 31, 2026

Data Sources Report a data error