BIT:BDB Income Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Interest Income on Loans	562.5	559.19	650.16	598.21	336.94	294.44
Interest Income on Investments	0.71	0.69	0.75	0.6	0.6	0.69
Total Interest Income	563.21	559.89	650.91	598.81	337.54	295.13
Interest Paid on Deposits	210.52	211.73	266.1	237.08	52.16	40.71
Net Interest Income	352.7	348.15	384.81	361.73	285.38	254.42
Net Interest Income Growth	-4.22%	-9.53%	6.38%	26.76%	12.17%	13.51%
Income From Trading Activities	5.15	4.64	3.91	4.4	4.54	4.29
Gain (Loss) on Sale of Assets	-0.03	-0.03	-0.03	-0.01	0.07	-0.1
Gain (Loss) on Sale of Investments	1.83	4.23	-0.93	-5.63	-10.08	5.14
Other Non-Interest Income	253.43	234.9	207.58	209.04	180.27	188.43
Total Non-Interest Income	269.22	249.17	212.34	199.6	170.56	186.44
Non-Interest Income Growth	23.12%	17.34%	6.38%	17.03%	-8.51%	8.93%
Revenues Before Loan Losses	621.91	597.32	597.15	561.33	455.94	440.86
Provision for Loan Losses	43.32	36.62	44.39	58.61	42.76	86.5
Revenue	578.59	560.7	552.76	502.72	413.18	354.36
Revenue Growth	6.75%	1.44%	9.96%	21.67%	16.60%	9.52%
Salaries and Employee Benefits	237.42	234.79	235.1	205.59	175.74	175.37
Occupancy Expenses	19.31	19.47	18.84	18	16.21	16.27
Amortization of Goodwill & Intangibles	6.25	5.6	4.58	4.04	2.08	1.75
Selling, General & Administrative	107.96	107.14	114.17	114.11	103.6	96.06
Other Non-Interest Expense	5.85	1.86	-4.3	16.84	0.69	0.88
Total Non-Interest Expense	376.78	368.86	368.39	358.58	298.32	290.32
EBT Excluding Unusual Items	201.82	191.84	184.38	144.14	114.87	64.05
Asset Writedown	-0.16	-0.16	-0.12	-0.16	-	-0.12
Legal Settlements	-0.79	-1.9	-2.47	-6.42	-4.68	-4.16
Other Unusual Items	4.25	4.24	6.58	66.64	0.02	-0.31
Pretax Income	205.11	194.02	188.37	204.2	109.89	60.45
Income Tax Expense	72.13	66.71	65.11	61.87	35.3	11.32
Earnings From Continuing Operations	132.98	127.31	123.26	142.34	74.6	49.12
Earnings From Discontinued Operations	-	-	2.96	98.03	6.87	5.78
Minority Interest in Earnings	-0.01	-	0.69	-	-	-
Net Income	132.98	127.31	126.91	240.36	81.46	54.9
Net Income to Common	132.98	127.31	126.91	240.36	81.46	54.9
Net Income Growth	11.55%	0.32%	-47.20%	195.06%	48.38%	131.75%
Basic Shares Outstanding	131	132	134	134	134	134
Diluted Shares Outstanding	131	132	134	134	134	134
Shares Change	-1.24%	-1.67%	-0.17%	-	-	-
EPS (Basic)	1.01	0.97	0.95	1.79	0.61	0.41
EPS (Diluted)	1.01	0.97	0.95	1.79	0.61	0.41
EPS Growth	12.96%	2.02%	-47.11%	195.06%	48.38%	131.75%

Additional Metrics

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	0.510	0.510	0.457	0.263	0.197	0.137
Dividend Growth	11.80%	11.80%	73.35%	33.77%	44.25%	126.37%
Effective Tax Rate	35.17%	34.38%	34.57%	30.30%	32.12%	18.73%