BFF Bank Balance Sheet

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Equivalents	124.58	153.69	257.21	634.88	554.47
Long-Term Investments	346.93	332.95	315.54	232.08	129.49
Trading Asset Securities	1.36	1.81	1.17	0.21	4.11
Loans & Lease Receivables	9,992	10,045	10,286	11,524	9,750
Other Receivables	924.18	656.04	757.63	290.53	125.44
Property, Plant & Equipment	104.21	104.75	60.69	54.35	36.45
Goodwill	30.96	30.96	30.96	30.96	30.87
Other Intangible Assets	36.28	46.56	43.79	39.2	36.67
Restricted Cash	-	-	-	173.64	155.89
Other Current Assets	-	-	42.88	18.75	6.68
Long-Term Deferred Tax Assets	54.48	60.82	56.24	60.19	59.13
Other Long-Term Assets	675.51	712.51	140.28	100.04	126.68
Total Assets	12,291	12,145	12,292	13,342	11,177
Interest Bearing Deposits	10,164	10,051	3,618	2,455	1,028
Non-Interest Bearing Deposits	-	-	5,218	4,851	7,480
Total Deposits	10,164	10,051	8,836	7,306	8,508
Accounts Payable	-	-	36.66	39.77	39.15
Accrued Expenses	-	-	45.8	43.84	44.13
Short-Term Debt	0.96	0.14	1,659	4,457	1,126
Long-Term Debt	619.96	609.91	305.12	234.35	367.06
Long-Term Leases	-	-	15.24	13.18	17
Current Income Taxes Payable	1.59	2.79	2.47	31	5.03
Other Current Liabilities	-	-	472.9	260	280.61
Long-Term Deferred Tax Liabilities	164.06	172.46	121.32	105.01	95.66
Pension & Post-Retirement Benefits	6.33	6.94	7.01	7.86	6.13
Other Long-Term Liabilities	410.35	439.64	31.89	86.15	116.51
Total Liabilities	11,367	11,283	11,533	12,584	10,605
Common Stock	145.4	145.01	143.95	142.87	142.69
Additional Paid-In Capital	66.28	66.28	66.28	66.28	66.49
Retained Earnings	532.16	482.89	449.42	465.2	364.28
Comprehensive Income & Other	180.04	171.09	103.54	88.3	5.27
Total Common Equity	923.87	861.69	758.81	758.77	571.6
Shareholders' Equity	923.87	861.69	758.81	758.77	571.6
Total Liabilities & Equity	12,291	12,145	12,292	13,342	11,177
Total Debt	620.92	610.05	1,979	4,704	1,510
Net Cash (Debt)	-494.99	-454.56	-1,421	-3,885	-791.11
Net Cash Per Share	-	-2.39	-7.55	-20.85	-4.05
Filing Date Shares Outstanding	-	187.93	186.45	184.98	184.34
Total Common Shares Outstanding	-	187.93	186.45	184.98	184.34
Working Capital	876.2	802.09	591.89	688.5	754.65
Book Value Per Share	-	4.59	4.07	4.10	3.10
Tangible Book Value	856.63	784.17	684.07	688.61	504.05
Tangible Book Value Per Share	-	4.17	3.67	3.72	2.73

Source: S&P Global Market Intelligence. Financial Services template. Financial Sources.