BFF Bank S.p.A. (BIT:BFF)
Italy · Delayed Price · Currency is EUR 3.028
-0.004 (-0.13%)
Sep 3, 2026, 1:33 PM CET
BFF Bank Financials Overview
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Revenue Revenue Growth | 363.55 | 356.86 | 492.3 | 424.52 | 411.24 | 313.43 |
Revenue Growth | -6.73% | -27.51% | 15.97% | 3.23% | 31.21% | 50.79% |
Operating Income Operating Income Growth | 134.58 | 130.48 | 280.79 | 231.59 | 207.47 | 132.12 |
Net Income Net Income Growth | 17.97 | 36.95 | 219.35 | 171.66 | 232.05 | 197.37 |
Earnings Per Share EPS Growth | 0.09 | 0.19 | 1.15 | 0.91 | 1.25 | 1.01 |
EPS Growth | -86.37% | -83.48% | 26.37% | -27.20% | 23.76% | 94.23% |
| Fiscal Year | TTM | FY 2025 | FY 2024 |
|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 |
Payments Payments Growth | 65.29 | 64.55 | 66.35 |
Corporate Corporate Growth | 101.59 | 82.22 | 78.2 |
Securities Services Securities Services Growth | 35.76 | 33.71 | 29.61 |
Factoring & Lending Factoring & Lending Growth | 138.61 | 153.74 | 289.72 |
Total Total Growth | 341.26 | 334.23 | 463.88 |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Investments Cash & Investments Growth | 674.48 | 691.99 | 560.97 | 558.15 | 819.08 | 719.01 |
Total Debt Total Debt Growth | 3,275 | 3,319 | 2,548 | 1,979 | 4,704 | 1,510 |
Net Cash (Debt) Net Cash Growth | -2,600 | -2,627 | -1,987 | -1,421 | -3,885 | -791.11 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share Net Cash Per Share Growth | -13.67 | -13.81 | -10.45 | -7.55 | -20.85 | -4.05 |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Cash Flow Operating Cash Flow Growth | -587.3 | -17.54 | 41.51 | -184.88 | 156.32 | 533.23 |
Capital Expenditures CapEx Growth | 1.69 | -1.12 | -31.36 | -19.05 | -22.93 | -26.71 |
Free Cash Flow Free Cash Flow Growth | -585.61 | -18.66 | 10.14 | -203.93 | 133.39 | 506.52 |
Free Cash Flow Growth | - | - | - | - | -73.67% | 329.44% |
| Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Operating Margin | 37.02% | 36.56% | 57.04% | 54.55% | 50.45% | 42.15% |
Pretax Margin | 5.84% | 11.80% | 62.40% | 55.36% | 80.54% | 62.74% |
Profit Margin | 4.94% | 10.35% | 44.56% | 40.44% | 56.43% | 62.97% |
FCF Margin | -161.08% | -5.23% | 2.06% | -48.04% | 32.44% | 161.60% |
| Fiscal Year | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|
| Period Ending | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Dividend Per Share Dividend Per Share Growth | 0.979 | 0.790 | 1.574 |
Dividend Per Share Growth | 23.94% | -49.80% | 8210.54% |
Dividend Yield | 9.92% | 12.24% | 29.88% |
| Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
| Period Ending | Sep '26 Sep 3, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | 33.51 | 48.51 | 7.88 | 11.20 | 5.91 | 6.64 |
Forward PE | 4.39 | 9.50 | 8.23 | 9.57 | 7.96 | 9.28 |
P/FCF Ratio | - | - | 170.47 | - | 10.28 | 2.59 |
PS Ratio | 1.58 | 5.02 | 3.51 | 4.53 | 3.33 | 4.18 |