BFF Bank S.p.A. (BIT:BFF)

Italy · Delayed Price · Currency is EUR

3.172

-0.088 (-2.70%)

Aug 11, 2026, 5:35 PM CET

BFF Bank Financials Overview

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Revenue	226.54	246.08	470.26	387.03	374.59	212.86
Revenue Growth	-38.06%	-47.67%	21.50%	3.32%	75.98%	-6.89%
Net Income	17.97	36.95	219.35	171.66	232.05	164.29
Earnings Per Share	0.09	0.19	1.15	0.91	1.25	0.84
EPS Growth	-85.95%	-83.48%	26.37%	-27.20%	48.81%	3.70%

Cash & Debt

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Cash & Investments	151.85	124.58	153.69	257.21	634.88	543.23
Total Debt	605.76	619.96	609.91	0.01	38.98	186.29
Net Cash (Debt)	-453.91	-495.38	-456.23	257.19	595.9	356.94
Net Cash Growth	-	-	-	-56.84%	66.95%	-
Net Cash Per Share	-2.39	-2.60	-2.40	1.37	3.20	1.83

Cash Flow & CapEx

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Operating Cash Flow	-587.3	-17.54	41.51	-184.88	156.32	533.23
Capital Expenditures	1.69	-1.12	-31.36	-19.05	-22.93	-26.71
Free Cash Flow	-585.61	-18.66	10.14	-203.93	133.39	506.52
Free Cash Flow Growth	-	-	-	-	-73.67%	-50.15%

Margins

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Jun '26 Jun 30, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Pretax Margin	9.37%	17.11%	65.32%	60.72%	88.42%	72.77%
Profit Margin	7.93%	15.02%	46.64%	44.35%	61.95%	77.18%
FCF Margin	-258.50%	-7.58%	2.16%	-52.69%	35.61%	237.96%

Dividends

Fiscal Year	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Dividend Per Share	-	0.979	0.790	1.574
Dividend Per Share Growth	-	23.94%	-49.80%	8210.54%
Dividend Yield	5.88%	8.32%	14.16%	12.83%

Valuation

Fiscal Year	Current	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Aug '26 Aug 12, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
PE Ratio	35.06	50.00	8.00	11.34	5.93	8.44
Forward PE	4.59	9.50	8.23	9.57	7.96	9.28
P/FCF Ratio	-	-	170.49	-	10.28	2.58
PS Ratio	1.65	7.29	3.68	4.97	3.66	6.14