BFF Bank S.p.A. (BIT:BFF)
Italy · Delayed Price · Currency is EUR | Market Cap | 470.74M -69.9% |
| Revenue (ttm) | 305.46M -35.8% |
| Net Income | 84.27M -60.2% |
| EPS | n/a |
| Shares Out | 188.90M |
| PE Ratio | 5.59 |
| Forward PE | 3.65 |
| Dividend | n/a |
| Ex-Dividend Date | n/a |
| Volume | 8,964,334 |
| Average Volume | 11,909,008 |
| Open | 2.480 |
| Previous Close | 2.492 |
| Day's Range | 2.368 - 2.560 |
| 52-Week Range | 1.230 - 11.690 |
| Beta | 1.08 |
| RSI | 55.99 |
| Earnings Date | May 11, 2026 |
About BFF Bank
BFF Bank S.p.A. engages in non-recourse factoring and credit management activities towards public administration bodies and private hospitals in Italy, Croatia, the Czech Republic, France, Greece, Poland, Portugal, Slovakia, and Spain. It offers factoring and lending securities services, payment services, and online deposit account services. The company also undertakes custodian banking for investment funds and related services, such as global custody, fund accounting, transfer agent services for national managers, pension, mutual, and alternat... [Read more]
Financial Performance
In 2025, BFF Bank's revenue was 288.26 million, a decrease of -41.45% compared to the previous year's 492.30 million. Earnings were 70.17 million, a decrease of -68.01%.
Financial StatementsNews
BFF Bank Earnings Call Transcript: Q1 2026
Adjusted net income rose 24% year-on-year to EUR 43 million, driven by strong profitability in Payments, Securities Services, and improved margins in Factoring and Lending. CET1 and TCR ratios now exceed regulatory requirements, with a new strategic plan expected in H2 2026.
BFF Bank Earnings Call Transcript: H2 2025
Adjusted net profit for 2025 was EUR 140 million, with reported net profit at EUR 37 million due to regulatory-driven non-recurring items. Capital ratios remain robust, with no breach expected in 2026 or 2027, and a capital conservation plan is in place.
BFF Bank Transcript: Status update
Bank of Italy appointed temporary commissioners to support ongoing remediation, with potential additional past due exposures identified but CET1 requirements still met. Management is assessing capital impacts and has several options to strengthen capital, with no current plans for a capital raise.
BFF Bank Earnings Call Transcript: Q4 2025
Adjusted net profit rose 6% year-over-year, with strong capital generation and a CET1 ratio of 14.1%. De-risking actions led to a one-off provision and suspension of the 2025 dividend, while segment growth was robust, especially in France.
BFF Bank Transcript: Investor update
Leadership transition and a comprehensive factoring portfolio review led to significant one-off provisions and a more conservative financial outlook. Adjusted profit is set to grow in 2025, with strong capital ratios and revised 2026 targets reflecting a focus on risk reduction and future profitability.
BFF Bank Earnings Call Transcript: Q3 2025
Adjusted net profit rose 14% to €180 million for the first nine months, with strong growth in Lending & Factoring and Securities Services. Capital ratios remain robust, and international expansion is underway, while a €12.5 million share buyback signals capital strength.
BFF Bank Earnings Call Transcript: Q2 2025
Net profit rose 6% year-over-year to €75 million in H1 2025, with strong growth in Factoring & Lending and Securities Services. CET1 ratio improved to 14.3%, and past due exposures declined 10% in six months. Outlook remains positive, with further growth and collections expected.