BFF Bank S.p.A. (BIT:BFF)
Italy flag Italy · Delayed Price · Currency is EUR
3.172
-0.088 (-2.70%)
Aug 11, 2026, 5:35 PM CET

BFF Bank Statistics

Total Valuation

BFF Bank has a market cap or net worth of EUR 599.19 million.

Market Cap599.19M
Enterprise Value n/a

Important Dates

The last earnings date was Wednesday, August 5, 2026.

Earnings Date Aug 5, 2026
Ex-Dividend Date n/a

Share Statistics

BFF Bank has 188.90 million shares outstanding. The number of shares has decreased by -0.08% in one year.

Current Share Class 188.90M
Shares Outstanding 188.90M
Shares Change (YoY) -0.08%
Shares Change (QoQ) n/a
Owned by Insiders (%) 5.14%
Owned by Institutions (%) 32.45%
Float 178.09M

Valuation Ratios

The trailing PE ratio is 35.06 and the forward PE ratio is 4.59.

PE Ratio 35.06
Forward PE 4.59
PS Ratio 1.65
PB Ratio 0.63
P/TBV Ratio 0.68
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 1.13, with a Debt / Equity ratio of 3.47.

Current Ratio 1.13
Quick Ratio 1.11
Debt / Equity 3.47
Debt / EBITDA n/a
Debt / FCF -5.59
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 1.90% and return on invested capital (ROIC) is 3.96%.

Return on Equity (ROE) 1.90%
Return on Assets (ROA) 0.14%
Return on Invested Capital (ROIC) 3.96%
Return on Capital Employed (ROCE) n/a
Weighted Average Cost of Capital (WACC) 1.64%
Revenue Per Employee 416,434
Profits Per Employee 20,581
Employee Count873
Asset Turnover 0.03
Inventory Turnover n/a

Taxes

In the past 12 months, BFF Bank has paid 3.25 million in taxes.

Income Tax 3.25M
Effective Tax Rate 15.33%

Stock Price Statistics

The stock price has decreased by -72.15% in the last 52 weeks. The beta is 1.15, so BFF Bank's price volatility has been higher than the market average.

Beta (5Y) 1.15
52-Week Price Change -72.15%
50-Day Moving Average 3.01
200-Day Moving Average 5.20
Relative Strength Index (RSI) 57.94
Average Volume (20 Days) 3,967,998

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, BFF Bank had revenue of EUR 363.55 million and earned 17.97 million in profits. Earnings per share was 0.09.

Revenue363.55M
Gross Profit 327.86M
Operating Income 134.58M
Pretax Income 21.22M
Net Income 17.97M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 0.09
Full Income Statement

Balance Sheet

The company has 674.48 million in cash and 3.27 billion in debt, with a net cash position of -2.60 billion or -13.77 per share.

Cash & Cash Equivalents 674.48M
Total Debt 3.27B
Net Cash -2.60B
Net Cash Per Share -13.77
Equity (Book Value) 944.00M
Book Value Per Share 5.00
Working Capital 1.25B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -587.30 million and capital expenditures 1.69 million, giving a free cash flow of -585.61 million.

Operating Cash Flow -587.30M
Capital Expenditures 1.69M
Depreciation & Amortization 6.46M
Net Borrowing n/a
Free Cash Flow -585.61M
FCF Per Share -3.10
Full Cash Flow Statement

Margins

Gross margin is 90.18%, with operating and profit margins of 37.02% and 4.94%.

Gross Margin 90.18%
Operating Margin 37.02%
Pretax Margin 5.84%
Profit Margin 4.94%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin n/a

Dividends & Yields

BFF Bank does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield 0.08%
Shareholder Yield 0.08%
Earnings Yield 3.00%
FCF Yield -97.73%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Analyst Forecast

The average price target for BFF Bank is 3.63, which is 14.44% higher than the current price. The consensus rating is "Hold".

Price Target 3.63
Price Target Difference 14.44%
Analyst Consensus Hold
Analyst Count 5
Revenue Growth Forecast (3Y) 2.71%
EPS Growth Forecast (3Y) -2.60%

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 3