BFF Bank S.p.A. (BIT:BFF)

BFF Bank Statistics

Total Valuation

BFF Bank has a market cap or net worth of EUR 508.14 million.

Market Cap	508.14M
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, May 11, 2026.

Earnings Date	May 11, 2026
Ex-Dividend Date	n/a

Share Statistics

BFF Bank has 188.90 million shares outstanding.

Current Share Class	188.90M
Shares Outstanding	188.90M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	5.14%
Owned by Institutions (%)	31.86%
Float	179.10M

Valuation Ratios

The trailing PE ratio is 6.03 and the forward PE ratio is 3.94.

PE Ratio	6.03
Forward PE	3.94
PS Ratio	1.74
PB Ratio	0.54
P/TBV Ratio	0.58
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.14, with a Debt / Equity ratio of 0.64.

Current Ratio	1.14
Quick Ratio	1.14
Debt / Equity	0.64
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 9.11% and return on invested capital (ROIC) is 5.25%.

Return on Equity (ROE)	9.11%
Return on Assets (ROA)	0.69%
Return on Invested Capital (ROIC)	5.25%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	4.68%
Revenue Per Employee	334,546
Profits Per Employee	96,534
Employee Count	873
Asset Turnover	0.02
Inventory Turnover	n/a

Taxes

In the past 12 months, BFF Bank has paid 25.35 million in taxes.

Income Tax	25.35M
Effective Tax Rate	23.13%

Stock Price Statistics

The stock price has decreased by -69.70% in the last 52 weeks. The beta is 1.08, so BFF Bank's price volatility has been similar to the market average.

Beta (5Y)	1.08
52-Week Price Change	-69.70%
50-Day Moving Average	2.21
200-Day Moving Average	7.09
Relative Strength Index (RSI)	59.13
Average Volume (20 Days)	9,162,987

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BFF Bank had revenue of EUR 292.06 million and earned 84.27 million in profits. Earnings per share was 0.45.

Revenue	292.06M
Gross Profit	276.73M
Operating Income	105.17M
Pretax Income	109.63M
Net Income	84.27M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.45

Balance Sheet

The company has 185.30 million in cash and 598.60 million in debt, with a net cash position of -413.30 million or -2.19 per share.

Cash & Cash Equivalents	185.30M
Total Debt	598.60M
Net Cash	-413.30M
Net Cash Per Share	-2.19
Equity (Book Value)	935.30M
Book Value Per Share	4.95
Working Capital	1.40B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Depreciation & Amortization	n/a
Net Borrowing	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 94.75%, with operating and profit margins of 36.01% and 28.86%.

Gross Margin	94.75%
Operating Margin	36.01%
Pretax Margin	37.54%
Profit Margin	28.86%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

BFF Bank does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	16.58%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Analyst Forecast

The average price target for BFF Bank is 4.84, which is 79.93% higher than the current price. The consensus rating is "Hold".

Price Target	4.84
Price Target Difference	79.93%
Analyst Consensus	Hold
Analyst Count	6
Revenue Growth Forecast (3Y)	n/a
EPS Growth Forecast (3Y)	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2