BFF Bank S.p.A. (BIT:BFF)
Italy flag Italy · Delayed Price · Currency is EUR
10.83
-0.31 (-2.78%)
Sep 5, 2025, 5:35 PM CET

BFF Bank Statistics

Total Valuation

BFF Bank has a market cap or net worth of EUR 2.04 billion.

Market Cap2.04B
Enterprise Value n/a

Important Dates

The next estimated earnings date is Friday, November 7, 2025.

Earnings Date Nov 7, 2025
Ex-Dividend Date n/a

Share Statistics

BFF Bank has 188.51 million shares outstanding. The number of shares has increased by 0.93% in one year.

Current Share Class 188.51M
Shares Outstanding 188.51M
Shares Change (YoY) +0.93%
Shares Change (QoQ) n/a
Owned by Insiders (%) 5.09%
Owned by Institutions (%) 42.28%
Float 178.81M

Valuation Ratios

The trailing PE ratio is 16.82 and the forward PE ratio is 10.85. BFF Bank's PEG ratio is 0.65.

PE Ratio 16.82
Forward PE 10.85
PS Ratio 5.31
PB Ratio 2.16
P/TBV Ratio 2.35
P/FCF Ratio 3.32
P/OCF Ratio 3.24
PEG Ratio 0.65
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales n/a
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF n/a

Financial Position

The company has a current ratio of 1.14, with a Debt / Equity ratio of 3.05.

Current Ratio 1.14
Quick Ratio 1.12
Debt / Equity 3.05
Debt / EBITDA n/a
Debt / FCF 4.68
Interest Coverage n/a

Financial Efficiency

Return on equity (ROE) is 14.14%.

Return on Equity (ROE) 14.14%
Return on Assets (ROA) 0.98%
Return on Invested Capital (ROIC) n/a
Return on Capital Employed (ROCE) n/a
Revenue Per Employee 440,391
Profits Per Employee 142,397
Employee Count873
Asset Turnover 0.03
Inventory Turnover n/a

Taxes

In the past 12 months, BFF Bank has paid 47.11 million in taxes.

Income Tax 47.11M
Effective Tax Rate 27.48%

Stock Price Statistics

The stock price has increased by +14.97% in the last 52 weeks. The beta is 0.83, so BFF Bank's price volatility has been lower than the market average.

Beta (5Y) 0.83
52-Week Price Change +14.97%
50-Day Moving Average 10.57
200-Day Moving Average 8.94
Relative Strength Index (RSI) 44.60
Average Volume (20 Days) 215,157

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, BFF Bank had revenue of EUR 384.46 million and earned 124.31 million in profits. Earnings per share was 0.64.

Revenue384.46M
Gross Profit 348.74M
Operating Income 174.99M
Pretax Income 171.42M
Net Income 124.31M
EBITDA n/a
EBIT n/a
Earnings Per Share (EPS) 0.64
Full Income Statement

Balance Sheet

The company has 1.33 billion in cash and 2.88 billion in debt, giving a net cash position of -1.54 billion or -8.19 per share.

Cash & Cash Equivalents 1.33B
Total Debt 2.88B
Net Cash -1.54B
Net Cash Per Share -8.19
Equity (Book Value) 943.62M
Book Value Per Share 5.01
Working Capital 1.53B
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 629.98 million and capital expenditures -15.44 million, giving a free cash flow of 614.54 million.

Operating Cash Flow 629.98M
Capital Expenditures -15.44M
Free Cash Flow 614.54M
FCF Per Share 3.26
Full Cash Flow Statement

Margins

Gross margin is 90.71%, with operating and profit margins of 45.51% and 32.33%.

Gross Margin 90.71%
Operating Margin 45.51%
Pretax Margin 44.59%
Profit Margin 32.33%
EBITDA Margin n/a
EBIT Margin n/a
FCF Margin 159.84%

Dividends & Yields

This stock pays an annual dividend of 1.08, which amounts to a dividend yield of 9.99%.

Dividend Per Share 1.08
Dividend Yield 9.99%
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield -0.93%
Shareholder Yield 8.78%
Earnings Yield 6.09%
FCF Yield 30.10%
Dividend Details

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

Altman Z-Score n/a
Piotroski F-Score 5