BFF Bank S.p.A. (BIT:BFF)

BFF Bank Statistics

Total Valuation

BFF Bank has a market cap or net worth of EUR 639.60 million.

Market Cap	639.60M
Enterprise Value	n/a

Important Dates

The last earnings date was Tuesday, February 10, 2026.

Earnings Date	Feb 10, 2026
Ex-Dividend Date	n/a

Share Statistics

BFF Bank has 188.89 million shares outstanding.

Current Share Class	188.89M
Shares Outstanding	188.89M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	5.08%
Owned by Institutions (%)	36.34%
Float	179.19M

Valuation Ratios

The trailing PE ratio is 9.11 and the forward PE ratio is 4.10.

PE Ratio	9.11
Forward PE	4.10
PS Ratio	2.22
PB Ratio	0.69
P/TBV Ratio	0.75
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.09, with a Debt / Equity ratio of 0.67.

Current Ratio	1.09
Quick Ratio	1.09
Debt / Equity	0.67
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 7.86% and return on invested capital (ROIC) is 4.28%.

Return on Equity (ROE)	7.86%
Return on Assets (ROA)	0.57%
Return on Invested Capital (ROIC)	4.28%
Return on Capital Employed (ROCE)	n/a
Weighted Average Cost of Capital (WACC)	3.73%
Revenue Per Employee	330,194
Profits Per Employee	80,383
Employee Count	873
Asset Turnover	0.02
Inventory Turnover	n/a

Taxes

In the past 12 months, BFF Bank has paid 17.15 million in taxes.

Income Tax	17.15M
Effective Tax Rate	19.64%

Stock Price Statistics

The stock price has decreased by -58.76% in the last 52 weeks. The beta is 0.56, so BFF Bank's price volatility has been lower than the market average.

Beta (5Y)	0.56
52-Week Price Change	-58.76%
50-Day Moving Average	8.06
200-Day Moving Average	9.68
Relative Strength Index (RSI)	19.85
Average Volume (20 Days)	5,804,228

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BFF Bank had revenue of EUR 288.26 million and earned 70.17 million in profits.

Revenue	288.26M
Gross Profit	265.63M
Operating Income	83.57M
Pretax Income	87.33M
Net Income	70.17M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	n/a

Balance Sheet

The company has 125.94 million in cash and 620.92 million in debt, with a net cash position of -494.99 million or -2.62 per share.

Cash & Cash Equivalents	125.94M
Total Debt	620.92M
Net Cash	-494.99M
Net Cash Per Share	-2.62
Equity (Book Value)	923.87M
Book Value Per Share	n/a
Working Capital	876.20M

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 92.15%, with operating and profit margins of 28.99% and 24.34%.

Gross Margin	92.15%
Operating Margin	28.99%
Pretax Margin	30.29%
Profit Margin	24.34%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

BFF Bank does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	n/a
Earnings Yield	10.97%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	3