BFF Bank S.p.A. (BIT:BFF)

BFF Bank Statistics

Total Valuation

BFF Bank has a market cap or net worth of EUR 2.16 billion.

Market Cap	2.16B
Enterprise Value	n/a

Important Dates

The last earnings date was Monday, August 4, 2025.

Earnings Date	Aug 4, 2025
Ex-Dividend Date	n/a

Share Statistics

BFF Bank has 188.10 million shares outstanding.

Current Share Class	188.10M
Shares Outstanding	188.10M
Shares Change (YoY)	n/a
Shares Change (QoQ)	n/a
Owned by Insiders (%)	5.10%
Owned by Institutions (%)	42.18%
Float	178.40M

Valuation Ratios

The trailing PE ratio is 17.40 and the forward PE ratio is 11.32. BFF Bank's PEG ratio is 0.68.

PE Ratio	17.40
Forward PE	11.32
PS Ratio	5.63
PB Ratio	2.29
P/TBV Ratio	2.49
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	0.68

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

The company has a current ratio of 1.15, with a Debt / Equity ratio of 0.65.

Current Ratio	1.15
Quick Ratio	1.15
Debt / Equity	0.65
Debt / EBITDA	n/a
Debt / FCF	n/a
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 14.14%.

Return on Equity (ROE)	14.14%
Return on Assets (ROA)	0.98%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	440,391
Profits Per Employee	142,397
Employee Count	873
Asset Turnover	0.03
Inventory Turnover	n/a

Taxes

In the past 12 months, BFF Bank has paid 47.11 million in taxes.

Income Tax	47.11M
Effective Tax Rate	27.48%

Stock Price Statistics

The stock price has increased by +18.45% in the last 52 weeks. The beta is 0.80, so BFF Bank's price volatility has been lower than the market average.

Beta (5Y)	0.80
52-Week Price Change	+18.45%
50-Day Moving Average	9.82
200-Day Moving Average	8.73
Relative Strength Index (RSI)	75.89
Average Volume (20 Days)	271,433

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, BFF Bank had revenue of EUR 384.46 million and earned 124.31 million in profits.

Revenue	384.46M
Gross Profit	350.59M
Operating Income	172.59M
Pretax Income	171.42M
Net Income	124.31M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	n/a

Balance Sheet

The company has 748.19 million in cash and 610.56 million in debt, giving a net cash position of 137.63 million or 0.73 per share.

Cash & Cash Equivalents	748.19M
Total Debt	610.56M
Net Cash	137.63M
Net Cash Per Share	0.73
Equity (Book Value)	943.62M
Book Value Per Share	n/a
Working Capital	1.65B

Cash Flow

Operating Cash Flow	n/a
Capital Expenditures	n/a
Free Cash Flow	n/a
FCF Per Share	n/a

Margins

Gross margin is 91.19%, with operating and profit margins of 44.89% and 32.33%.

Gross Margin	91.19%
Operating Margin	44.89%
Pretax Margin	44.59%
Profit Margin	32.33%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

This stock pays an annual dividend of 1.08, which amounts to a dividend yield of 9.41%.

Dividend Per Share	1.08
Dividend Yield	9.41%
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	n/a
Buyback Yield	n/a
Shareholder Yield	9.41%
Earnings Yield	5.75%
FCF Yield	n/a

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value	n/a
Lynch Upside	n/a
Graham Number	n/a
Graham Upside	n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	4