Banca Sistema S.p.A. (BIT:BST)

Banca Sistema Statistics

Total Valuation

Banca Sistema has a market cap or net worth of EUR 125.86 million.

Market Cap	125.86M
Enterprise Value	n/a

Important Dates

The next estimated earnings date is Friday, November 7, 2025.

Earnings Date	Nov 7, 2025
Ex-Dividend Date	n/a

Share Statistics

Banca Sistema has 80.37 million shares outstanding. The number of shares has increased by 0.13% in one year.

Current Share Class	80.37M
Shares Outstanding	80.37M
Shares Change (YoY)	+0.13%
Shares Change (QoQ)	n/a
Owned by Insiders (%)	n/a
Owned by Institutions (%)	21.29%
Float	57.63M

Valuation Ratios

The trailing PE ratio is 3.72 and the forward PE ratio is 4.71.

PE Ratio	3.72
Forward PE	4.71
PS Ratio	0.94
PB Ratio	0.38
P/TBV Ratio	0.46
P/FCF Ratio	n/a
P/OCF Ratio	n/a
PEG Ratio	n/a

Enterprise Valuation

EV / Earnings	n/a
EV / Sales	n/a
EV / EBITDA	n/a
EV / EBIT	n/a
EV / FCF	n/a

Financial Position

Current Ratio	n/a
Quick Ratio	n/a
Debt / Equity	n/a
Debt / EBITDA	n/a
Debt / FCF	-10.26
Interest Coverage	n/a

Financial Efficiency

Return on equity (ROE) is 11.66%.

Return on Equity (ROE)	11.66%
Return on Assets (ROA)	0.79%
Return on Invested Capital (ROIC)	n/a
Return on Capital Employed (ROCE)	n/a
Revenue Per Employee	373,808
Profits Per Employee	93,967
Employee Count	358
Asset Turnover	n/a
Inventory Turnover	n/a

Taxes

In the past 12 months, Banca Sistema has paid 19.54 million in taxes.

Income Tax	19.54M
Effective Tax Rate	35.26%

Stock Price Statistics

The stock price has increased by +2.35% in the last 52 weeks. The beta is 1.12, so Banca Sistema's price volatility has been higher than the market average.

Beta (5Y)	1.12
52-Week Price Change	+2.35%
50-Day Moving Average	1.59
200-Day Moving Average	1.67
Relative Strength Index (RSI)	48.35
Average Volume (20 Days)	249,428

Short Selling Information

Short Interest	n/a
Short Previous Month	n/a
Short % of Shares Out	n/a
Short % of Float	n/a
Short Ratio (days to cover)	n/a

Income Statement

In the last 12 months, Banca Sistema had revenue of EUR 134.57 million and earned 33.83 million in profits. Earnings per share was 0.42.

Revenue	134.57M
Gross Profit	134.57M
Operating Income	56.91M
Pretax Income	55.43M
Net Income	33.83M
EBITDA	n/a
EBIT	n/a
Earnings Per Share (EPS)	0.42

Balance Sheet

The company has 154.49 million in cash and 1.05 billion in debt, giving a net cash position of -893.73 million or -11.12 per share.

Cash & Cash Equivalents	154.49M
Total Debt	1.05B
Net Cash	-893.73M
Net Cash Per Share	-11.12
Equity (Book Value)	334.57M
Book Value Per Share	3.96
Working Capital	-3.04B

Cash Flow

In the last 12 months, operating cash flow was -96.64 million and capital expenditures -5.57 million, giving a free cash flow of -102.21 million.

Operating Cash Flow	-96.64M
Capital Expenditures	-5.57M
Free Cash Flow	-102.21M
FCF Per Share	-1.27

Margins

Gross Margin	n/a
Operating Margin	42.29%
Pretax Margin	41.19%
Profit Margin	25.14%
EBITDA Margin	n/a
EBIT Margin	n/a
FCF Margin	n/a

Dividends & Yields

Banca Sistema does not appear to pay any dividends at this time.

Dividend Per Share	n/a
Dividend Yield	n/a
Dividend Growth (YoY)	n/a
Years of Dividend Growth	n/a
Payout Ratio	15.44%
Buyback Yield	-0.13%
Shareholder Yield	-0.13%
Earnings Yield	26.88%
FCF Yield	-81.21%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value
Lynch Upside
Graham Number
Graham Upside

Stock Splits

This stock does not have any record of stock splits.

Last Split Date	n/a
Split Type	n/a
Split Ratio	n/a

Scores

Altman Z-Score	n/a
Piotroski F-Score	2