Banca Sistema Cash Flow Statement

Financials in millions EUR. Fiscal year is January - December.

Millions EUR. Fiscal year is Jan - Dec.

Fiscal Year	TTM	FY 2025	FY 2024	FY 2023	FY 2022	FY 2021
Period Ending	Mar '26 Mar 31, 2026	Dec '25 Dec 31, 2025	Dec '24 Dec 31, 2024	Dec '23 Dec 31, 2023	Dec '22 Dec 31, 2022	Dec '21 Dec 31, 2021
Net Income	21.25	29.04	25.2	16.51	22.03	23.25
Depreciation & Amortization	3.92	4.5	3.35	3.38	3.16	2.74
Other Amortization	0.67	0.67	0.61	0.55	0.29	-
Provision for Credit Losses	10.5	10.3	0.91	4.75	8.36	10.65
Change in Trading Asset Securities	-230.58	-30.24	-554.73	-16.22	-105.73	-18.9
Change in Other Net Operating Assets	27.54	-130.96	319.64	100.12	24.67	68.83
Other Operating Activities	129.43	118.55	68.51	21.61	8.7	8.02
Operating Cash Flow	-37.26	1.85	-136.5	130.68	-38.51	94.6
Operating Cash Flow Growth	-	-	-	-	-	98.33%
Capital Expenditures	-6.59	-6.89	-4.16	-0.23	-0.94	-9.45
Cash Acquisitions	-	-	-10.58	-	-1.12	-
Investment in Securities	0	-	-	-	-	-
Purchase / Sale of Intangibles	-0.75	-0.71	-0.86	-1.53	-2.35	-1.75
Investing Cash Flow	-7.34	-7.6	-15.59	-1.77	-4.41	-11.21
Issuance of Common Stock	0.1	0.1	0.25	0.2	-	37.5
Repurchase of Common Stock	-	-	-	-	-0.56	-
Common Dividends Paid	-	-	-5.22	-5.22	-5.77	-13.91
Financing Cash Flow	0.1	0.1	-4.97	-5.01	-6.33	23.59
Net Cash Flow	-44.49	-5.65	-157.06	123.91	-49.25	106.98
Free Cash Flow	-43.85	-5.04	-140.65	130.45	-39.45	85.14
Free Cash Flow Growth	-	-	-	-	-	101.69%
Free Cash Flow Margin	-28.90%	-3.14%	-117.12%	131.79%	-40.51%	87.48%
Free Cash Flow Per Share	-	-0.06	-1.75	1.63	-0.49	1.06