Banca Sistema S.p.A. (BIT:BST)
Italy · Delayed Price · Currency is EUR 1.690
+0.040 (2.42%)
At close: Aug 11, 2026
Banca Sistema Balance Sheet
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Assets
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Cash & Equivalents | 77.47 | 87.79 | 93.44 | 250.5 | 126.59 | 175.84 |
Securities and Investments | - | 1,186 | 1,147 | 576 | 558.38 | - |
Short-Term Interbank Lending and Reverse Repurchase Agreements | 19.51 | 19.16 | 23.02 | 0.93 | 34.92 | 33.41 |
Trading Assets | 1.72 | 1.62 | - | - | - | - |
Other Earning Assets | 0.87 | 2.15 | 3.56 | 3.65 | - | - |
Net Loans | 2,704 | 2,592 | 2,850 | 3,395 | 3,496 | 2,921 |
Net Property, Plant & Equipment | 53.25 | 57.58 | 53.43 | 40.86 | 43.37 | 40.78 |
Other Intangible Assets | 4.05 | 34.12 | 47.23 | 35.45 | 34.52 | 33.13 |
Goodwill | - | - | 45.08 | 33.53 | 33.53 | 32.36 |
Long-Term Investments | 0.95 | 0.99 | 0.98 | 1 | 0.97 | 1 |
Other Non-Earning Assets | 223.94 | 356.99 | 484.01 | 268.87 | 102.89 | 52.71 |
Total Assets | 4,189 | 4,338 | 4,703 | 4,572 | 4,397 | 3,869 |
Liabilities
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Interest-bearing deposits | - | - | - | 2,096 | - | 1,387 |
Noninterest-bearing deposits | 284.52 | - | - | 704.58 | - | 775.1 |
Total Deposits | 3,033 | 3,442 | 3,761 | 3,233 | 3,056 | 2,472 |
Short-Term Interbank Borrowing and Repurchase Agreements | 465.09 | 69.2 | 127.26 | 644.26 | 622.87 | 592.16 |
Trading Liabilities | 0.12 | - | - | - | - | - |
Long-Term Debt | 158.7 | 216.04 | 220.93 | 165.08 | 237.9 | 193.19 |
Other Liabilities | 199.33 | 259.32 | 278.64 | 250.73 | 224.53 | 185.96 |
Total Liabilities | 3,856 | 3,986 | 4,388 | 4,293 | 4,142 | 3,443 |
Shareholders' Equity
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Preferred Stock | 45.5 | 45.5 | 45.5 | 45.5 | 45.5 | 45.5 |
Common Stock | - | 9.65 | 9.65 | - | 9.65 | - |
Treasury Stock | - | - | -0.1 | - | -0.56 | - |
Additional Paid-in Capital | - | 39.1 | 39.1 | - | 39.1 | - |
Accumulated Other Comprehensive Income | - | 13.06 | 4.11 | - | -24.89 | - |
Retained Earnings | 4.5 | 227.87 | 201.84 | 18.51 | 177.07 | 23.25 |
Total Common Shareholders' Equity | 50 | 335.18 | 300.1 | 64.01 | 245.87 | 68.75 |
Minority Interest | 0.03 | 17.16 | 14.58 | 10.63 | 10.02 | 9.57 |
Shareholders' Equity | 50.03 | 352.34 | 314.68 | 74.64 | 255.9 | 78.32 |
Total Liabilities & Equity | 4,189 | 4,338 | 4,703 | 4,572 | 4,397 | 5,871 |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Total Debt | 158.7 | 216.04 | 220.93 | 165.08 | 237.9 | 193.19 |
Net Cash (Debt) | -81.23 | -128.25 | -127.49 | 85.42 | -111.31 | -17.36 |
Net Cash Growth | - | - | - | - | - | - |
Net Cash Per Share | -1.01 | -1.59 | -1.59 | 1.06 | -1.39 | -0.22 |
Book Value | 50 | 335.18 | 300.1 | 64.01 | 245.87 | 68.75 |
Book Value Per Share | 0.62 | 4.17 | 3.74 | 0.80 | 3.07 | 0.86 |
Tangible Book Value | 45.95 | 301.06 | 207.79 | -4.97 | 177.83 | 3.27 |
Tangible Book Value Per Share | 0.57 | 3.74 | 2.59 | -0.06 | 2.22 | 0.04 |