Generalfinance S.p.A. (BIT:GF)
Italy · Delayed Price · Currency is EUR 21.60
+0.80 (3.85%)
At close: Aug 11, 2026
Generalfinance Income Statement
Financials in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Net Interest Income | 17.95 | 18.05 | 12.38 | 8.98 | 7.27 | 6.23 |
Net Interest Income Growth | 22.78% | 45.84% | 37.82% | 23.56% | 16.63% | 52.22% |
Non-Interest Income | 50.09 | 48.79 | 36.44 | 27.22 | 23.6 | 17.69 |
Non-Interest Income Growth | 15.05% | 33.87% | 33.88% | 15.35% | 33.37% | 34.87% |
Revenues Before Loan Losses | 68.03 | 66.83 | 48.82 | 36.2 | 30.86 | 23.92 |
Provision for Credit Losses | 3.35 | 2.95 | 1.17 | 1.26 | 1.21 | 0.22 |
| 64.69 | 63.89 | 47.65 | 34.94 | 29.66 | 23.71 | |
Revenue Growth | 14.84% | 34.07% | 36.40% | 17.79% | 25.10% | 37.73% |
Compensation Expenses | 12.48 | 10.88 | 9.1 | 7.2 | 6.75 | 5.24 |
Selling, General & Admin | 9.81 | 9.21 | 7.08 | 6.66 | 6.3 | 3.44 |
Other Non-Interest Expenses | 5.57 | 3.55 | 2.92 | 3.57 | 2.05 | 1.21 |
Total Non-Interest Expense | 27.86 | 23.64 | 19.1 | 17.43 | 15.1 | 9.88 |
Pretax Income | 40.38 | 43.48 | 31.54 | 22 | 16.47 | 13.93 |
Provision for Income Taxes | 14.42 | 14.72 | 10.44 | 6.93 | 5.58 | 4.47 |
Net Income | 26.06 | 28.76 | 21.1 | 15.07 | 10.89 | 9.45 |
Net Income to Common | 26.06 | 28.76 | 21.1 | 15.07 | 10.89 | 9.45 |
Net Income Growth | 2.52% | 36.29% | 40.03% | 38.42% | 15.15% | 77.43% |
Shares Outstanding (Basic) | 13 | 13 | 13 | 13 | 11 | 10 |
Shares Outstanding (Diluted) | 13 | 13 | 13 | 13 | 11 | 10 |
Shares Change | - | - | - | 12.31% | 14.48% | -99.90% |
EPS (Basic) | 2.06 | 2.28 | 1.67 | 1.19 | 0.97 | 0.96 |
EPS (Diluted) | 2.06 | 2.28 | 1.67 | 1.19 | 0.97 | 0.96 |
EPS Growth | 2.52% | 36.53% | 40.34% | 22.68% | 1.04% | 177677.78% |
Additional Metrics
Fiscal Year | TTM | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Jun '26 Jun 30, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Free Cash Flow | - | 12.03 | 109.06 | -15.78 | -2.11 | 10.38 |
Free Cash Flow Growth | - | -88.97% | - | - | - | 3.98% |
Free Cash Flow Per Share | - | 0.95 | 8.63 | -1.25 | -0.19 | 1.06 |
Dividends Per Share | - | 1.360 | 0.830 | 0.590 | 0.430 | - |
Dividend Growth | - | 63.85% | 40.68% | 37.21% | - | - |
Profit Margin | 40.28% | 45.01% | 44.28% | 43.13% | 36.70% | 39.88% |
FCF Margin | - | 18.83% | 228.86% | -45.17% | -7.12% | 43.80% |
Effective Tax Rate | 35.72% | 33.86% | 33.11% | 31.52% | 33.91% | 32.12% |