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Integrated System Credit Consulting Fintech S.p.A. (BIT:ISC)
Italy flag Italy · Delayed Price · Currency is EUR
0.9700
-0.0160 (-1.62%)
At close: Aug 14, 2026

BIT:ISC Financials Overview

Millions EUR. Fiscal year is Jan - Dec.

Revenue & Profits
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Revenue
5.45.48.762.694.781.48
Revenue Growth
-20.66%-38.34%225.06%-43.60%223.66%489.32%
Gross Profit
1.131.134.02-0.922.070.37
Operating Income
-2.03-2.031.42-3.350.03-0.39
Net Income
-2.28-2.281.04-3.4-0.06-0.35
Earnings Per Share
-0.18-0.180.08-0.26-0.00-0.03
EPS Growth
------

Cash & Debt
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Cash & Investments
0.680.681.941.975.6413.38
Total Debt
3.523.524.064.611.351.35
Net Cash (Debt)
-2.84-2.84-2.12-2.644.2912.03
Net Cash Growth
-----64.36%-
Net Cash Per Share
-0.22-0.22-0.16-0.200.330.93

Cash Flow & CapEx
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Operating Cash Flow
-1.3-1.30.3-3.38-7.69-0.42
Capital Expenditures
-0.02-0.02-0.01-0.06-0.02-0
Free Cash Flow
-1.31-1.310.29-3.43-7.71-0.42
Free Cash Flow Growth
------

Margins
Chart
Fiscal YearTTMFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingDec '25 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
Gross Margin
20.84%20.84%45.84%-34.11%43.43%25.18%
Operating Margin
-37.64%-37.64%16.24%-124.48%0.53%-26.73%
Pretax Margin
-41.97%-41.97%16.14%-125.55%-0.11%-28.59%
Profit Margin
-42.14%-42.14%11.89%-126.35%-1.31%-23.59%
FCF Margin
-24.31%-24.31%3.31%-127.38%-161.43%-28.34%

Valuation
Chart
Fiscal YearCurrentFY 2025FY 2024FY 2023FY 2022FY 2021
Period EndingAug '26 Dec '25 Dec '24 Dec '23 Dec '22 Dec '21
PE Ratio
--25.02---
Forward PE
12.2814.898.56---
P/FCF Ratio
--90.02---
PS Ratio
2.322.312.9817.5213.9948.24