Integrated System Credit Consulting Fintech S.p.A. (BIT:ISC)
Italy · Delayed Price · Currency is EUR 0.9040
0.00 (0.00%)
At close: Oct 19, 2026
BIT:ISC Ratios and Metrics
Market cap in millions EUR. Fiscal year is January - December.
Millions EUR. Fiscal year is Jan - Dec.
Total Valuation
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Oct '26 Oct 16, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
| 12 | 12 | 26 | 47 | 67 | 71 | |
Market Cap Growth | -24.98% | -52.08% | -44.81% | -29.34% | -6.16% | - |
Enterprise Value | 13 | 15 | 24 | 45 | 61 | 72 |
Last Close Price | 0.90 | 0.97 | 2.02 | 3.66 | 5.18 | 5.52 |
Price Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Oct '26 Oct 16, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
PE Ratio | - | - | 25.02 | - | - | - |
Forward PE | 11.44 | 14.89 | 8.56 | - | - | - |
PS Ratio | 1.56 | 2.31 | 2.98 | 17.52 | 13.99 | 48.24 |
PB Ratio | 1.12 | 1.27 | 2.16 | 4.28 | 4.64 | 4.93 |
P/TBV Ratio | 1.49 | 1.79 | 2.91 | 6.26 | 6.30 | 6.53 |
P/FCF Ratio | 7.00 | - | 90.02 | - | - | - |
P/OCF Ratio | 6.94 | - | 87.62 | - | - | - |
EV Ratios
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Oct '26 Oct 16, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
EV/Sales Ratio | 1.72 | 2.71 | 2.75 | 16.52 | 12.81 | 48.85 |
EV/EBITDA Ratio | - | - | 10.36 | - | 69.78 | - |
EV/EBIT Ratio | - | - | 16.91 | - | 2439.29 | - |
EV/FCF Ratio | 7.72 | - | 83.05 | - | - | - |
Financial Efficiency
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Oct '26 Oct 16, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Debt / Equity Ratio | 0.34 | 0.36 | 0.34 | 0.42 | 0.09 | 0.09 |
Debt / EBITDA Ratio | - | - | 1.75 | - | 1.54 | - |
Debt / FCF Ratio | 2.13 | - | 14.04 | - | - | - |
Net Debt / Equity Ratio | 0.11 | 0.29 | 0.18 | 0.24 | -0.30 | -0.83 |
Net Debt / EBITDA Ratio | -1.53 | -1.42 | 0.92 | -1.06 | -4.89 | 108.45 |
Net Debt / FCF Ratio | 0.68 | -2.16 | 7.34 | -0.77 | 0.56 | 28.77 |
Asset Turnover | 0.44 | 0.32 | 0.48 | 0.14 | 0.23 | 0.14 |
Quick Ratio | 2.07 | 0.97 | 1.86 | 1.54 | 6.40 | 19.19 |
Current Ratio | 4.61 | 4.32 | 4.97 | 5.73 | 13.92 | 21.36 |
Return on Equity (ROE) | -7.48% | -20.82% | 9.05% | -26.68% | -0.23% | -4.71% |
Return on Assets (ROA) | -1.19% | -7.41% | 4.83% | -10.85% | 0.08% | -2.27% |
Return on Invested Capital (ROIC) | -2.80% | -15.15% | 7.55% | -28.20% | 0.40% | -21.51% |
Return on Capital Employed (ROCE) | -2.20% | -14.60% | 8.40% | -20.60% | 0.10% | -2.00% |
Yields
Fiscal Year | Current | FY 2025 | FY 2024 | FY 2023 | FY 2022 | FY 2021 |
|---|---|---|---|---|---|---|
Period Ending | Oct '26 Oct 16, 2026 | Dec '25 Dec 31, 2025 | Dec '24 Dec 31, 2024 | Dec '23 Dec 31, 2023 | Dec '22 Dec 31, 2022 | Dec '21 Dec 31, 2021 |
Earnings Yield | -6.93% | -18.23% | 4.00% | -7.21% | -0.09% | -0.49% |
FCF Yield | 14.28% | -10.51% | 1.11% | -7.27% | -11.54% | -0.59% |
Buyback Yield / Dilution | - | - | - | - | -0.00% | - |