Integrated System Credit Consulting Fintech S.p.A. (BIT:ISC)
Italy flag Italy · Delayed Price · Currency is EUR
0.9700
-0.0240 (-2.41%)
At close: May 15, 2026

BIT:ISC Statistics

Total Valuation

BIT:ISC has a market cap or net worth of EUR 12.51 million. The enterprise value is 15.41 million.

Market Cap12.51M
Enterprise Value 15.41M

Important Dates

The last earnings date was Thursday, April 30, 2026.

Earnings Date Apr 30, 2026
Ex-Dividend Date n/a

Share Statistics

BIT:ISC has 12.90 million shares outstanding.

Current Share Class 12.90M
Shares Outstanding 12.90M
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) n/a
Owned by Institutions (%) 7.16%
Float 5.02M

Valuation Ratios

PE Ratio n/a
Forward PE 11.69
PS Ratio 2.32
PB Ratio 1.28
P/TBV Ratio 1.80
P/FCF Ratio n/a
P/OCF Ratio n/a
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings -6.77
EV / Sales 2.85
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF -11.74

Financial Position

The company has a current ratio of 4.32, with a Debt / Equity ratio of 0.36.

Current Ratio 4.32
Quick Ratio 0.97
Debt / Equity 0.36
Debt / EBITDA n/a
Debt / FCF -2.68
Interest Coverage -74.09

Financial Efficiency

Return on equity (ROE) is -20.82% and return on invested capital (ROIC) is -16.09%.

Return on Equity (ROE) -20.82%
Return on Assets (ROA) -7.41%
Return on Invested Capital (ROIC) -16.09%
Return on Capital Employed (ROCE) -14.56%
Weighted Average Cost of Capital (WACC) 5.10%
Revenue Per Employee 245,485
Profits Per Employee -103,453
Employee Count24
Asset Turnover 0.32
Inventory Turnover n/a

Taxes

In the past 12 months, BIT:ISC has paid 8,604 in taxes.

Income Tax 8,604
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -34.82% in the last 52 weeks. The beta is 0.38, so BIT:ISC's price volatility has been lower than the market average.

Beta (5Y) 0.38
52-Week Price Change -34.82%
50-Day Moving Average 0.91
200-Day Moving Average 1.05
Relative Strength Index (RSI) 55.69
Average Volume (20 Days) 4,947

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, BIT:ISC had revenue of EUR 5.40 million and -2.28 million in losses. Loss per share was -0.18.

Revenue5.40M
Gross Profit 1.13M
Operating Income -2.03M
Pretax Income -2.27M
Net Income -2.28M
EBITDA -2.01M
EBIT -2.03M
Loss Per Share -0.18
Full Income Statement

Balance Sheet

The company has 680,617 in cash and 3.52 million in debt, with a net cash position of -2.84 million or -0.22 per share.

Cash & Cash Equivalents 680,617
Total Debt 3.52M
Net Cash -2.84M
Net Cash Per Share -0.22
Equity (Book Value) 9.79M
Book Value Per Share 0.75
Working Capital 5.26M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was -1.30 million and capital expenditures -15,822, giving a free cash flow of -1.31 million.

Operating Cash Flow -1.30M
Capital Expenditures -15,822
Depreciation & Amortization 26,487
Net Borrowing n/a
Free Cash Flow -1.31M
FCF Per Share -0.10
Full Cash Flow Statement

Margins

Gross margin is 20.84%, with operating and profit margins of -37.64% and -42.14%.

Gross Margin 20.84%
Operating Margin -37.64%
Pretax Margin -41.97%
Profit Margin -42.14%
EBITDA Margin -37.15%
EBIT Margin -37.64%
FCF Margin n/a

Dividends & Yields

BIT:ISC does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
Buyback Yield n/a
Shareholder Yield n/a
Earnings Yield -18.19%
FCF Yield -10.49%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

BIT:ISC has an Altman Z-Score of 1.77 and a Piotroski F-Score of 3. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 1.77
Piotroski F-Score 3