Integrated System Credit Consulting Fintech S.p.A. (BIT:ISC)
Italy flag Italy · Delayed Price · Currency is EUR
0.9040
0.00 (0.00%)
At close: Oct 19, 2026

BIT:ISC Statistics

Total Valuation

BIT:ISC has a market cap or net worth of EUR 11.66 million. The enterprise value is 12.86 million.

Market Cap11.66M
Enterprise Value 12.86M

Important Dates

The next estimated earnings date is Wednesday, December 23, 2026.

Earnings Date Dec 23, 2026
Ex-Dividend Date n/a

Share Statistics

BIT:ISC has 12.90 million shares outstanding.

Current Share Class 12.90M
Shares Outstanding 12.90M
Shares Change (YoY) n/a
Shares Change (QoQ) n/a
Owned by Insiders (%) n/a
Owned by Institutions (%) 7.19%
Float 5.05M

Valuation Ratios

PE Ratio n/a
Forward PE 11.44
PS Ratio 1.56
PB Ratio 1.12
P/TBV Ratio 1.49
P/FCF Ratio 7.00
P/OCF Ratio 6.94
PEG Ratio n/a
Financial Ratio History

Enterprise Valuation

EV / Earnings n/a
EV / Sales 1.72
EV / EBITDA n/a
EV / EBIT n/a
EV / FCF 7.72

Financial Position

The company has a current ratio of 4.61, with a Debt / Equity ratio of 0.34.

Current Ratio 4.61
Quick Ratio 2.07
Debt / Equity 0.34
Debt / EBITDA n/a
Debt / FCF 2.13
Interest Coverage -11.78

Financial Efficiency

Return on equity (ROE) is -7.48% and return on invested capital (ROIC) is -2.80%.

Return on Equity (ROE) -7.48%
Return on Assets (ROA) -1.19%
Return on Invested Capital (ROIC) -2.80%
Return on Capital Employed (ROCE) -2.18%
Weighted Average Cost of Capital (WACC) 5.16%
Revenue Per Employee 356,738
Profits Per Employee -38,506
Employee Count27
Asset Turnover 0.44
Inventory Turnover n/a

Taxes

In the past 12 months, BIT:ISC has paid 250,706 in taxes.

Income Tax 250,706
Effective Tax Rate n/a

Stock Price Statistics

The stock price has decreased by -24.98% in the last 52 weeks. The beta is 0.42, so BIT:ISC's price volatility has been lower than the market average.

Beta (5Y) 0.42
52-Week Price Change -24.98%
50-Day Moving Average 0.94
200-Day Moving Average 0.91
Relative Strength Index (RSI) 45.63
Average Volume (20 Days) 3,537

Short Selling Information

Short Interest n/a
Short Previous Month n/a
Short % of Shares Out n/a
Short % of Float n/a
Short Ratio (days to cover) n/a

Income Statement

In the last 12 months, BIT:ISC had revenue of EUR 7.49 million and -808,626 in losses. Loss per share was -0.06.

Revenue7.49M
Gross Profit 2.92M
Operating Income -323,257
Pretax Income -557,126
Net Income -808,626
EBITDA -743,598
EBIT -323,257
Loss Per Share -0.06
Full Income Statement

Balance Sheet

The company has 2.41 million in cash and 3.55 million in debt, with a net cash position of -1.14 million or -0.09 per share.

Cash & Cash Equivalents 2.41M
Total Debt 3.55M
Net Cash -1.14M
Net Cash Per Share -0.09
Equity (Book Value) 10.39M
Book Value Per Share 0.80
Working Capital 6.10M
Full Balance Sheet

Cash Flow

In the last 12 months, operating cash flow was 1.68 million and capital expenditures -15,587, giving a free cash flow of 1.67 million.

Operating Cash Flow 1.68M
Capital Expenditures -15,587
Depreciation & Amortization -420,341
Net Borrowing n/a
Free Cash Flow 1.67M
FCF Per Share 0.13
Full Cash Flow Statement

Margins

Gross margin is 38.99%, with operating and profit margins of -4.31% and -10.79%.

Gross Margin 38.99%
Operating Margin -4.31%
Pretax Margin -7.44%
Profit Margin -10.79%
EBITDA Margin -9.93%
EBIT Margin -4.31%
FCF Margin 22.23%

Dividends & Yields

BIT:ISC does not appear to pay any dividends at this time.

Dividend Per Share n/a
Dividend Yield n/a
Dividend Growth (YoY) n/a
Years of Dividend Growth n/a
Payout Ratio n/a
FCF Payout Ratio n/a
Buyback Yield n/a
Shareholder Yield n/a
Earnings Yield -6.93%
FCF Yield 14.28%

Fair Value

There are several formulas that can be used to estimate the intrinsic value of a stock.

Lynch Fair Value n/a
Lynch Upside n/a
Graham Number n/a
Graham Upside n/a

Analyst Forecast

The average price target for BIT:ISC is 2.30, which is 154.43% higher than the current price. The consensus rating is "Strong Buy".

Price Target 2.30
Price Target Difference 154.43%
Analyst Consensus Strong Buy
Analyst Count 2
Revenue Growth Forecast (3Y) 27.24%
EPS Growth Forecast (3Y) n/a

Stock Splits

This stock does not have any record of stock splits.

Last Split Date n/a
Split Type n/a
Split Ratio n/a

Scores

BIT:ISC has an Altman Z-Score of 1.8 and a Piotroski F-Score of 5. A Z-score under 3 suggests an increased risk of bankruptcy.

Altman Z-Score 1.8
Piotroski F-Score 5